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Email archive - 10/2000
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10/25/00 NAIFA-ASA plan
scrapped/flips/fame
New this week from Appraisal Today e-news
+ NAIFA/ASA consolidation plan scrapped
+ Marketing tips
+ Baltimore appraiser convicted
+ Flipping in Atlanta
+ Mortgage banker commercial lending down
+ Res loan apps up
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>>>>> NAIFA/ASA CONSOLIDATION PLAN SCRAPPED <<<<<
On October 21, the ASA's Board of Governors voted 17 to 3 against the
proposal of the Consolidated Task Force (NAIFA-ASA).
An alternate proposal was passed by a vote of 19 to 1. It is very unlikely
that the NAIFA will approve this proposal.
Full details in next month's issue of Appraisal Today.
So what does this mean for appraisers? United we fall, divided we stand.
Another attempt at uniting has failed.
>>>>>>>>>>>>> MARKETING TIPS <<<<<<<<<<<<<
Seems like lots of residential appraisers are saying business is down.
Nothing new, res lender work has been declining since last fall. For some
of my marketing tips and ideas, go to
http://www.appraisaltoday.com/marketing.htm
and scroll down the page for a
list of marketing articles. Check out my article, "59 Ways to Market Your
Appraisal Services." Something for everyone!! I wrote it over 5 years ago,
but there's nothing much new in marketing, except for getting biz off the
Internet.
Here's a couple of tips from the article:
11. Develop a comfortable and professional way to ask for referrals. Let
potential referral sources know what you do.
12. Don't beg for business. It just makes the prospect uncomfortable.
Practice how to phrase your request.
FYI, I do very little res lender work anymore. Yes, you can get nonlender
work but it takes time and effort. I'm not much of a salesperson, so almost
mine is from referrals.
>>>>>>>>>>>>> BALTIMORE APPRAISER CONVICTED <<<<<<<<<<<<<
On October 12, jurors began deliberating on the case of G. Samson Ugorji,
the appraiser accused in a Baltimore mortgage scam.
On October 19, after eight days of testimony and five days of jury
deliberations and deadlocks, Ugorji was found guilty on four counts of mail
fraud and three counts of wire fraud for inflated appraisals, per articles
in the Baltimore Sun. He was acquitted on seven other count. For more
info, go to http://www.sunspot.net and search for Ugorji
So why am I writing about these "bad" appraisers? In many areas, the
"standard" for residential lending appraisals is "make the deal." If you
don't do this, your opportunity for lender assignments is very limited.
Many long time appraisers are leaving the business or are very
dissatisfied. I do very little lender work now. If only a few appraisers
are "scared straight" by publicizing these cases, it is well worthwhile.
>>>>>>>>>>>>> FLIPPING IN ATLANTA <<<<<<<<<<<<<
Federal investigators have broken up an Atlanta flipping scheme involving
mortgage loans on more than 40 metro Atlanta houses, obtaining $7.5 million
in mortgage loans from lenders, including SunTrust Bank, Bank of America,
Citizens Bank, Chase Manhattan Bank, Crown Bank and others, per an October
article in the Atlanta Business Chronicle.
No appraisers were named, but appraisals were involved as the properties
were flipped, with appraisals required on the mortgage loans.
Chris Ballard, president of the DeKalb Board of Realtors, said that
executive neighborhoods "are primary targets of flipping schemes because
they often have a variety of custom-built homes in a variety of price
ranges, so a $300,000 house could legitimately be next door to an $800,000
property, he said. A scheme would be more obvious in a subdivision of tract
homes that had just five floor plans and price points within a $10,000
range."
>>>> MORTGAGE BANKER COMMERCIAL LENDING DOWN <<<<
Commercial lenders responding to MBA's Commercial Mortgage Banker
Origination Survey reported $11.2 billion in origination volume for the
first quarter.
But that was down 5.3 percent from the same period a year ago, according to
first quarter 1999 data supplied by a more limited sample of companies.
Lenders originating more than $1 billion a year saw a decline of 12.7
percent in their originations from first quarter 1999 to first quarter
2000, while firms originating less than $300 million reported a 9.9 percent
decline. Companies originating between $300 million and $1 billion,
however, reported a year-over-year increase of 28.4 percent.
Multifamily properties, the survey found, accounted for the largest share
of loans originated during the quarter, with 46 percent. Loans for office
building properties-the next highest category-accounted for 26.4 percent.
The survey also found that the investor group making the most commercial
loan commitments during the first quarter was conduits-firms specializing
in matching lenders with investors-with 29 percent. Life insurance
companies committed to 25.3 percent of the loans, and commercial banks
committed to 10.6 percent. Fannie Mae, Freddie Mac, and the Federal Housing
Administration made commitments of 13.3 percent, 5 percent, and 3.6
percent, respectively. Pension funds were the source for 1.7 percent of the
loan commitments, while credit companies represented 1.4 percent; "other"
commercial investors committed to just over 10 percent.
The MBA survey included data from 55 commercial mortgage bankers, including
all of the largest companies.
For more info, including tables, go to
http://www.mbaa.org/news/index.cfm?STRING=http://www.mbaa.org/news/2000/pr09 29.html
>>>>>>>>>>>>> RES LOAN APPS UP <<<<<<<<<<<<<
The Mortgage Bankers Association of America (MBA) released its Weekly
Mortgage Applications Survey results Oct. 18, reporting that the market
composite index of mortgage loan applications for the week ending October
13 increased 3.2 percent on a seasonally adjusted basis from the previous
week. On an unadjusted basis, the application index decreased 6.9 percent,
but was up 14.8 percent compared to the same week a year earlier.
The MBA seasonally adjusted Purchase Index increased from 302.8 the
previous week to 311.1; the seasonally adjusted Refinance Index increased
from 475.0 the previous week to 498.6. Other seasonally adjusted index
activity included the Conventional Index, which increased from 408.4 the
previous week to 423.5 and the Government Index, which increased from 193.9
the previous week to 197.0.
Refinancing activity represented 22.1 percent of total applications,
increasing from last week's 21.8 percent. ARM activity decreased from 14.5
percent the previous week to 13.9 percent.
The average contract interest rate for 30-year fixed rate mortgages was
7.79 percent, decreasing from the previous week's rate of 7.87 percent,
with points increasing from 1.15 the previous week to 1.19 (including the
origination fee) for 80 percent loan-to-value (LTV) ratio loans.
==================================
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Ann O'Rourke, MBA, SRPA, SRA, Semi-famous and not rich
Appraiser and Publisher of Appraisal Today newsletter
2015 Clement Ave., Alameda, CA 94501
mailto:ann@appraisaltoday.com
phone: 800-839-0227//fax: 800-839-0014
http://www.appraisaltoday.com for appraisal news, info, and a few jokes!
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10/18/00 - Free comml AVM/PMI/FDIC
New this week from Appraisal Today e-news
+ FDIC appraisal regs
+ FHA manual
+ Propertyfirst chat
+ PMI info
+ Hooked on Palm
+ Updated appraisal co. links page
+ Free commercial AVM
+ Loan apps up and down
>>>>>>>>>>>>> FDIC APPRAISAL REGS <<<<<<<<<<<<<
A little noticed offering on the FDIC website. This website offers the
current version (81 pages) of the FDIC DOS Manual of Examinations Policies.
The appraisal section offers concise information on appraising, legislative
environment, definitions, selection of appraisers and minimum appraisal
standards. It is 81 pages with the section under Other Credit Issues
beginning on page 30 the most relevant. The website is at
http://www.fdic.gov/regulations/safety/manual/00LOANS.htm#Appraisals
Thanks to reader Doug Smith for this great link!
>>>>>>>>>>>>> FHA MANUAL <<<<<<<<<<<<<
The link to FHA's 4150.2 appraisal manual -
http://www.hud.gov/reac/appraisal_handbook.html
HUD Hotline for reporting fraud, waste, and abuse at
http://www.hud.gov/hotline.html
>>>>>>>>>>>>> PROPERTYFIRST CHAT <<<<<<<<<<<<<
On Oct. 10, e-appraiser had a chat featuring John Wood, The following is
the text of e-appraiser's Guest Speaker with John Wood, Vice President,
Product Management -
Appraisal Information Services with PropertyFirst.com, the company that is
now developing the Appraisal Institute (AI) Commercial Database working
with the AI. John Wood was formerly the president of RealWorks, which
worked with the AI in developing the database. Realworks was recently
purchased by Propertyfirst.
Here are a few quotes:
"John Wood: Our goal here at PropertyFirst.com is to develop a database
system that will give the users access to all kinds of information related
to the property -- listings, sales, leases, tax records, demographic info,
maps, income & expenses, DCF assumptions, photos, etc. -- all with the
mindset of being able to lower the cost of gathering data for the appraiser
and other real estate professionals."
"John Wood: We believe one of the most powerful outcomes of this system
will be the tremendous amount of various derivative products that will
become available. Also, we believe that since the AI members will be the
sole contributors of data into the system, there will be a substantial
increase in the equity of AI membership in the general commercial real
estate community."
Unfortunately, I didn't know about the chat until this email had already
gone out last week, so I wasn't able to let you know about it.
To read the chat in PDF format, go to
http://www.e-appraiser.net/features/guest_speakers/archives/wood.PDF
For info on propertyfirst and the AI database, go to
http://www.propertyfirst.com/
>>>>>>>>>>>>> PMI INFO <<<<<<<<<<<<<
PMI info at:
http://www.privatemi.com/ - consumer info, including a calculator
http://www.micanews.com/ - MI industry news and info
>>>>>>>>>>>>> HOOKED ON PALM <<<<<<<<<<<<<
Finally purchased my first Palm Pilot (IIIxe) and am already hooked!! I am
out of my main office a lot and really need my rolodex and calendar. When I
travel I don't lug a laptop anymore and plan on using my Palm. Of course, I
wasted a couple of hours trying to get the hotsync set up on my home
computer... finally figured out that the Palm won't share a serial port
with an internal modem. Guess I'll have to get a USB cable.
Took just a few minutes to set it up at my main office on an older computer
with extra serial ports. I'm not having any trouble using the "graffiti"
handwriting (handwritten characters than translate into computer text).
How would an appraiser use a Palm? When you're out in the field you have
your calendar and rolodex so you can set appointments then instead of going
back into the office. Also, how many times to callers not leave their phone
numbers? Too many for me. I hate it when they say "She has my phone
number." Not when I'm in the field!! I'd really like to use it for
residential inspections and drawings also, when the available programs are
outta beta.
>>>>>>>>>>>>> UPDATED APPRAISAL CO. LINKS PAGE <<<<<<<<<<<<<
I have finally updated my appraisal company links page. My apologies for
those who had to wait so long ;> . I got way, way behind. I also have a
page for national and regional firms. If you put a link to my web site on
your web site, you get a free highlighted link!!
Check it out at http://www.appraisaltoday.com/applinks.htm
>>>>>>>>>>>>> FREE COMMERCIAL AVM <<<<<<<<<<<<<
Update: as of 11/1/00 this web site was down
Check out a new Web site with commercial AVMs for 4 California counties,
with "many more counties planned."
http://www.yourvirtualappraiser.com
. FYI, the web site is run by Glenn
Atias, who was the chief statistician for comps.com's commercial AVM, which
was dropped when Costar purchased Comps. Yes, it is free. Yes, there are
still people who put up web sites and aren't trying to sell anything! He is
now a full time employed statistician. His commercial AVM is a "hobby." Let
him know what you think of his models. There is an email link on the bottom
of the home page.
How accurate is it? A little too accurate sometimes... I'm testing it now
for my county, Alameda.How accurate is it? A little too accurate
sometimes... I'm testing it now for my county, Alameda. So far, it seems
pretty similar in accuracy to Comps.com's AVM, which I also tested before
the plug was pulled.
I have interviewed Atias and am now testing his models. Lots more info in
my November "paper" newsletter, of course >.
I have always thought that commercial properties such as small industrial
and apartments were very good candidates for AVMs. No adjustments for view,
carpets, etc.
He emailed me about his web site last month, and I finally had time to
check it out. Well worth a visit...
>>>>>>>>>>>>> LOAN APPS UP AND DOWN <<<<<<<<<<<<<
The Mortgage Bankers Association of America (MBA) released its Weekly
Mortgage Applications Survey results Oct. 11 , reporting that the market
composite index of mortgage loan applications for the week ending October 6
decreased 4.2 percent on a seasonally adjusted basis from the previous
week. On an unadjusted basis, the application index decreased 3.9 percent,
but was up 15.0 percent compared to the same week a year earlier.
The MBA seasonally adjusted Purchase Index decreased from 320.4 the
previous week to 302.8; the seasonally adjusted Refinance Index increased
from 470.6 the previous week to 475.0. Other seasonally adjusted index
activity included the Conventional Index, which decreased from 417.6 the
previous week to 408.4 and the Government Index, which decreased from 217.1
the previous week to 193.9.
Refinancing activity represented 21.8 percent of total applications,
increasing from last week's 20.7 percent. ARM activity increased from 13.7
percent the previous week to 14.5 percent.
The average contract interest rate for 30-year fixed rate mortgages was
7.87 percent, increasing from the previous week's rate of 7.80 percent.
Ann O'Rourke, MBA, SRPA, SRA, hooked
Appraiser and Publisher of Appraisal Today newsletter
2015 Clement Ave.
Alameda, CA 94501
mailto:ann@appraisaltoday.com
phone: 800-839-0227//fax: 800-839-0014
http://www.appraisaltoday.com for appraisal news, info, and a few jokes!
10/11/00 - Primis sold/FHA and termites/3 comps??
New this week from Appraisal Today e-news
+ Primis purchased
+ FHA news - TV ads and termites
+ Apps up
+ 3 comps??
+ Email archives updated
+ Mapping chat
+ Me ‘N Inman
+ FDIC adds more cities to "overbuilt" watch list
+ Good Res. book
+ New in the Oct. issue of Appraisal Today
I'm back from my trip to the Boston area to speak at the 10th Annual Appraisers Expo. I had a great time at the expo. My audience was also great - even laughed when I didn't think I was making a joke! My jet lag was pretty bad so hopefully no one noticed the occasional lapse of concentration... I was speaking on technology and the Internet. About 1/3 of the attendees had DSL or cable. Took 5 days off to go to Cape Cod. I loved Nantucket - about the same size as the urban island I live on, 3 miles by 9 miles, but much, much less developed. Tiny starter homes for $500,000...guess there's lots of other people who like it also!
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>>>>>>>>>>>>> PRIMIS PURCHASED <<<<<<<<<<<<<
LandAmerica Financial Group, Inc. announced 10/10/00 that its wholly owned subsidiary, LandAmerica
OneStop, will acquire Primis, Inc.
Primis is a national appraisal company, primarily residential, that has been on a fast growth track, primarily by acquiring other appraisal firms. They put their IPO "on hold" earlier this year (as did many other firms).
LandAmerica is one of the many title companies (with other services) that want to be a "one stop shop" for real estate transactions. Now they have an appraisal component. Per their press release,
"LandAmerica Financial Group, Inc. www.landam.com) is a premier provider of title insurance and a broad range of real estate-related services. LandAmerica , through its underwriter subsidiaries, Commonwealth Land Title Insurance Company, Lawyers Title Insurance Corporation, and Transnation Title Insurance Company, services its residential and commercial customers with more than 600 offices and 8,000 agents throughout the United States, Canada, the Caribbean, and South America. LandAmerica
OneStop, a subsidiary of LandAmerica Financial Group, Inc., offers a full range of residential real estate services accessed via a single contact, either by phone, fax, or electronic connection."
LandAmerica also owns DayOne appraisal forms software company.
For information on LandAmerica, go to http://www.landam.com/
AOL Users: <a href=http://www.landam.com> Click Here</a>
For info on Primis, go to http://www.primis.com
AOL Users: <a href=http://www.landam.com> Click Here</a>
>>>>>>>>>>>>> FHA NEWS - TV ADS AND TERMITES <<<<<<<<<<<<<
Senator says HUD TV ad is misleading
"Sen. Susan Collins, R-Me., has called on Sec. Andrew Cuomo to withdraw television Department of Housing and Urban Development -sponsored advertisement that blur the differences between appraisals and home inspections, per an article written by Lou
Sichelman, one of the few reporters who "gets" the difference between an appraiser and an inspector.
To read the article, go to
http://realtytimes.com/rtnews/rtcpages/20001002_hudtvads.htm
AOL Users: <a href=http://realtytimes.com/rtnews/rtcpages/20001002_hudtvads.htm> Click Here</a>
HUD says appraisers can check for termites
HUD's regional office in Philadelphia has advised lenders in five states that termite inspections are no longer required for new FHA loans.
HUD's Philadelphia Homeownership Center has told lenders in New York, Vermont, New Hampshire, Maine and Michigan that termite inspections will no longer be required in dozens of counties, per an article by real estate reporter Peter Miller.
To read the article, go to http://www.realtytimes.com/rtnews/rtcpages/20001010_termite.htm
AOL Users: <a href=http://www.realtytimes.com/rtnews/rtcpages/20001010_termite.htm> Click Here</a>
I received info about both of these issues just before deadline and didn't have time to do any research.
I can't imagine how appraisers can check for structural pest control problems though. Here in California, "termite" inspections are pretty standard on home sales and we don't have a really big termite problem. No one here would have a real estate appraiser do them.
>>>>>>>>>>>>> APPS UP <<<<<<<<<<<<<
The Mortgage Bankers Association of America (MBA) released its Weekly Mortgage Application Survey results Oct. 4, reporting that the market composite index of mortgage loan applications for the week ending September 29 increased 4.1 percent on a seasonally adjusted basis from the previous week. On an unadjusted basis, the application index increased 4.2 percent, and was up 11.2 percent compared to the same week a year earlier.
The MBA seasonally adjusted Purchase Index increased from 307.9 the previous week to 320.4; the seasonally adjusted Refinance Index increased from 451.3 the previous week to 470.6. Other seasonally adjusted index activity included the Conventional Index, which increased from 407.7 the previous week to 417.6 and the Government Index, which increased from 197.3 the previous week to 217.1.
Refinancing activity represented 20.7 percent of total applications, remaining the same as last week. ARM activity decreased from 16.6 percent the previous week to 13.7 percent.
The average contract interest rate for 30-year fixed rate mortgages was 7.80 percent, decreasing from the previous week's rate of 7.83 percent, with points decreasing from 1.24 the previous week to 1.18 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans;
>>>>>>>>>>>>> MAPPING CHAT <<<<<<<<<<<<<
Interesting thread on mapping at http://www.appraisersforum.com
. Scroll down the screen. Check out some of the other threads, such as measuring a house.
AOL Users: <a href=http://www.GoAppraisers.com/excl_offer.htm> Click Here</a>
>>>>>>>>>>>>> 3 COMPS?? <<<<<<<<<<<<<
I try not to think about how many appraisers mistakenly think you "must" have 3 comps...
Visit http://www.appraisalport.com , and on the front page, there is a short article/essay titled "How Many Comparables are Enough" by Ken Lust, PhD, from Penn State University. Then "refresh" the page and you will find other articles (short essays) that are interesting and take all of about 2 minutes to read. (Note: sometimes the refresh doesn't work...who knows why...)
Thanks to Alvin "Chip" Wagner III, IFA, CRP for this great link!!
>>>>>>>>>>>>> EMAIL ARCHIVES UPDATED <<<<<<<<<<<<<
I have re-organized my email archives by month for 2000, and have all the emails on my web site, starting with late 1998. So if you've lost an email, it is there. For the most current emails, go to
http://www.appraisaltoday.com/email1.htm
. The links for older months are on the top of the page.
The best way to find a topic or link, if you can't remember which email it was in, is to use my new Search tool. It works great.
http://www.appraisaltoday.com/search_-_new.htm
. The link is also on the top yellow bar of each page.
AOL Users: <a href=http://www.appraisaltoday.com/search_-_new.htm > Click Here</a>
>>>>>>>>>>>>> ME ‘N INMAN <<<<<<<<<<<<<
I will be at the Inman Real Estate Connect (tech) Conference, "Blowout in the Valley," from Oct. 25-27 in Santa Clara, CA. If you're going to be there let me know and we'll meet in the bar!
For info, go to http://www.inman.com AOL Users: <a
href=http://www.inman.com> Click Here</a>
I finally got a location for my AppraisalTech 2001 2 day conference at the South San Francisco Conference Center August 22-24 (Thurs and Fri). I'm planning an "Inman for Appraisers" conference with the latest tech/Internet stuff for appraisers.
Let me know if there are any topics you'd like to hear, or any good speakers you'd recommend.
>> FDIC ADDS MORE CITIES TO "OVERBUILT" WATCH LIST <<
Analysts at the Federal Deposit Insurance Corporation today added Denver, Fort Worth, Jacksonville, Sacramento, and Seattle to a list of metropolitan areas at risk of overbuilding, expanding their list of cities at risk to 13.
Atlanta, Charlotte, Dallas, Las Vegas, Orlando, Phoenix, Portland (Oregon) and Salt Lake City remain on the list, FDIC analysts reported.
"Overbuilding is one of the yellow caution lights in the economy and the banking industry that we are watching closely, and it is a caution light that is flashing more brightly," Donna
Tanoue, FDIC Chairman, said. "Rapidly growing construction and development loan portfolios at banks and thrift institutions in at-risk markets raise concerns."
To get a copy of the Quarter 3 national and regional outlooks, go to http://www.fdic.gov/bank/analytical/regional/index.html
AOL Users: <a href=http://www.inman.com> Click Here</a>
>>>>>>>>>>>>> GOOD RES. BOOK <<<<<<<<<<<<<
Most residential appraisal books and handbooks are of two types: textbooks and "how to fill out a form." The Appraisal Institute recently published a very useful "real world" book for practicing appraisers, "Residential Sales Comparison Approach, Deriving, Documenting, and Defending Your Value Opinion", a 106-page, spiral bound book written by Mark
Ratterman, MAI, SRA."
This book doesn't provide black and white answers to how to fill out a form or unpractical "text book" methods, but challenges appraisers to analyze what is really happening in a market. Boring title but good info.
The book's price for members is $25 and for nonmembers $27.50. To order, call 888-570-4545.
>>>>> NEW IN THE OCT. ISSUE OF APPRAISAL TODAY <<<<
These email newsletters only have links and very brief narratives, which is how email should be written. My monthly 12-page newsletter has lots more information and analysis.
- Why I am an appraiser - I finally answer one of my most frequently asked questions about myself! - Page 1
- Finally - a residential appraisal book with good tips (the full review of the book mentioned above) - Page 2
- HUD sanctions 77 lenders - lots of info - Page 3
- What computer hardware to buy (and not buy) - Page 4
- What is your credit policy? - Page 6 - three pages of collection tips
- Lots of details on news items briefly reported in this newsletter, plus news not in these emails
If you don't already subscribe .... the price is $99 per year ($149 for 2 years), call 800-839-0227 or fax 800-839-0014 (credit card orders) or send your check (made out to RECR) to 2015 Clement Ave., Alameda, CA.
To order a FREE sample issue or get more information, go to
http://www.appraisaltoday.com/sample.htm
or call 800-839-0227 or fax 800-839-0014 .
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****************************************
Ann O'Rourke, MBA, SRPA, SRA, wannabe traveler
Appraiser and Publisher of Appraisal Today newsletter
2015 Clement Ave., Alameda, CA 94501
mailto:ann@appraisaltoday.com
phone: 800-839-0227//fax: 800-839-0014
http://www.appraisaltoday.com for appraisal news, info, and a few jokes!
10/4/00 - Norwest-ValueIT/$$$/maps
New this week from Appraisal Today e-news
+ Norwest/ValueIT lawsuit update
+ Lots-a money to dot coms
+ Get CE for Lake Tahoe boat tour
+ One stop shopping for govt info?
+ Environmental and govt. info
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@Value ~ Simply Powerful.
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NOTE: this email was written 9/26/00, as I spoke at an appraisal meeting
near Boston 9/28 and was vacationing until Wednesday, Oct. 3. No computer.
No cell phone. I hope I didn't miss too much hot appraisal news!!
>>>>>>>>>>>>> NORWEST/VALUEIT LAWSUIT UPDATE <<<<<<<<<<<<< -
The motion for Class (action) Certification was dismissed August 24, 2000
in the Norwest Mortgage/Value IT lawsuit. - If you have information on
ValueIT, Hart Rabinovitch, the plaintiffs' attorney, would like to hear
from you. Call 800-755-0098 or email hlr@zimmreed.com . He plans to
continue on as an individual (not class action) lawsuit for now. - For more
information on the lawsuit, go to http://www.appraisaltoday.com/norwest.htm
AOL Users: <a href=http://www.appraisaltoday.com/norwest.htm> Click
Here</a> - More info in the subscription "paper" Appraisal Today
newsletter.
>>>>>>>>>>>>> LOTS-A MONEY TO DOT COMS <<<<<<<<<<<<< -
E-ppraisal gets $3 million (Ken Kaiser's company) - Realink.com gets $10
million - Ann O'Rourke gets $0.0. Oh well ... I didn't want anybody
telling me what to do and how to do it ... Of course, a nice, big, fat, pay
raise would be great!!
Lots more info in the subscription "paper" Appraisal Today newsletter, of
course...
>>>>>>>>>>>>> GET CE FOR LAKE TAHOE BOAT TOUR <<<<<<<<<<<<< -
October 18, 19 & 20, 2000 - Two National Seminars and Optional Lake Tahoe
Boat Tour of High End Homes - I like this one the best!! View mansions from
the water. Very hard to see them from shore.... - Appraisal of
Nonconforming Uses. - Case Studies in Commercial Highest and Best Use
For info, go to http://www.sacramentosierra.org/ AOL Users: <a
href=http://www.sacramentosierra.org> Click Here</a>
>>>>>>>>>>>>> ENVIRONMENTAL AND GOVT. INFO <<<<<<<<<<<<<
HUD has a new map section of their web site at http://www.hud.gov/emaps .
Some interesting info, such as a map of Public Housing and Section 8, and
community development maps. Plus environmental contamination maps. AOL
Users: <a href http://www.hud.gov/emaps x> Click Here</a>
Another good site for environmental info is at the EPA's EnvirMapper site
at http://maps.epa.gov/EnviroMapper/ AOL Users: <a
href=http://www.hud.gov/emaps> Click Here</a>
Also check out http://www.rtk.net/ - the Right to Know Network. Good access
to govt. environmental databases. Run as a non-profit. Got a list of all
the listed sites in my city in a few seconds (CERCLIS database). Also
checked out the Toxic Release Inventory. Checked out toxic spills - boat
sank at a marina in 1997. Thanks to reader Clifford Pages for this great
link!!
>>>>>>>>>>>>> ONE STOP SHOPPING FOR GOVT INFO? <<<<<<<<<<<<<
http://www.firstgov.gov/ is supposed to be "Your first click to the U.S.
Government" AOL Users: <a href=http://www.firstgov.gov> Click Here</a>
Well... I'm not sure about that but I got some very interesting results
when I typed in real estate appraisal... I typed in the code numbers for a
recent HUD document, but nothing came up. Thanks to Michael Cartwright for
posting the review from the Scout report (email newsletter), which I have
been subscribing to since around 1995. Lots of very interesting web sites
are reviewed. http://scout.cs.wisc.edu/ AOL Users: <a
href=http://scout.cs.wisc.edu> Click Here</a>
Ann O'Rourke, MBA, SRPA, SRA, traveler
Appraiser and Publisher of Appraisal Today newsletter
2015 Clement Ave. Alameda, CA 94501
mailto:ann@appraisaltoday.com
phone: 800-839-0227//fax: 800-839-0014
http://www.appraisaltoday.com for appraisal news, info, and a few jokes!
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