1992 – 2022

May 2022

  • What is required for the 1004/Desktop Appraisal? – Page 1
  • CubiCasa – Accuracy, Cost, Ease of Use, ANSI , Etc. – Page 10
  • Mortgage Loan Volume Index Graph 1-22 to 4-22 – Page 12
  • ANSI and USPAP – Confidentiality, by Tim Andersen – Page 14

 

April 2022

  • How to handle a “low” appraisal, by Tim Andersen MAI  – Page 1
  • Engagement Letters, by Claudia Gaglione – Page 4
  • Is it just USPAP?  by Barry Bates – Page 6
  • Pocket App for saving information, by Wayne Pugh MAI – Page 9
  • Do tandem bedrooms and garages impact value?, by Jamie Owen – Page 11

March 2022

  • Who Said I Agreed to be an Expert?, by Claudia Gaglione   – Page 1
  • Review: Measuring Square Footage with ANSI 2021: Home Measurement Textbook, by Hamp Thomas Jan. 9, 2022 – Page3
  • ANSI and Appraisers, Real Estate Agents and MLS –  and what it means, by Hamp Thomas – Page 6
  • What do you want/need to know about ANSI? – Page 8
  • Review of available ANSI classes – Page 10
  • How do we value a house with a HUGE non-permitted addition? – Page 12

 

February 2022

  • Why did Fannie select ANSI 765-2021? Which appraisers are using ANSI now?   – Page 1
  • Fannie vs. ANSI – similar with some differences – Page 5
  • Who developed ANSE Z765-2021 and Who approved the 2021 changes?    – Page 9
  • ANSI Resources – Page 13
  • Sloped ceilings, stairs and below grade issues – Page 14
  • Does My Neighborhood Really Need to be Analyzed? – Part 11, by Tim Andersen, MAI – Page 17

January 2022

  • Construction progress reports, by Claudia Gaglione, Esq.  – Page 1
  • Does My Neighborhood Really Need to be Analyzed? – What Fannie Says, by Tim Andersen, MAI  – Part 1 – Page 3
  • New Year’s Resolutions. Set goals for 2022 and plan how you will accomplish them – Page 7
  • When the Best Comps are Four Years Old, by Ryan Lundquist – Page 9
  • If you like Tim’s Article on Page 3, Buy this Book! 36 Answers you need now to help you Master Neighborhood Analysis (2nd Edition) – Page 13

 

December 2021

  • 2021 year-end tax planning for appraisers: It’s not too late to save on your 2021 taxes – Page 1
  • Marketing with holiday gifts and cards – An easy and Most Excellent Marketing Tool – Page 6
  • Think carefully before signing a Records Affadaavit, by Claudia Gaglione, Esq. – Page10
  • An Appraiser Gets Audited by the IRS! My Story, by Ann O’Rourke – Page 11

November 2021

  • Why Do Claims Get Settles? , by Claudia Gaglione, Esq. – Page 1
  • How to reduce your stress: Don’t let other people (and AMCs) push your buttons – Page 4
  • I Think Something is Missing, but I’m Not Sure. Why and How to Explain the Omission of The Cost Approach (for example), by Tim Andersen, MAI – Page 7
  • How to handle angry borrowers and agents: Ask, Listen, Repeat, Relate, by Dustin Harris – Page 10
  • Limiting Conditions (Humor), by Deane Wilson, ASA – Page 13

 

October 2021

  • Threatened with a Lawsuit , by Claudia Gaglione, Esq. – Page 1
  • The Angry Property Owner – What to Do?, by Ryan Reynolds – Page 3
  • Internal Consistency – What Reviewers and State Regulators Look For, by Tim Anderson, MAI – Page 7
  • When is it Not OK to Use a Sale Within a Mile – Page 10

 

September 2021

  • Vacant Land: A Nightmare for an Appraiser, by Claudia Gaglione, Esq. – Page 1
  • Is it okay to compare two detached units with two attached units?, by Ryan Lundquist – Page 4
  • Don’t use only automated valuation (weighted average) from your appraisal forms software without additional reconciliation analysis, by Doug Smith, SRA – Page 6
  • I’m Just Going to Check the Box – Highest and Best Use – What Fannie, Textbooks and USPAP say, by Tim Andersen, MAI – Page 8

August 2021

  • Using Trainees – the Safe Way, by Claudia Gaglione, Esq. – Page 1
  • Part 11 – The goal is conformity, believability and the resulting mediocrity, by George Dell, SRA. MAI, ASA ,CRE – Page 3 (see May issue for Part 1)
  • The Misnomer of Market Value, by Davie Braun, MAI., SRA – Page 7
  • Krisp – Noise cancelling for Internet conferencing, by Wayne Pugh, MAI – Page 9
  • Vacation Time for Appraisers, by Doug Smith, SRA, AI-RRS – Page 12

July  2021

  • Limiting Liability to Third Parties, by Claudia Gaglione, Esq. – Page 1
  • Rising Markets: When my subject is the New High Sale, by Denis Desaix, MAI, SRA  – Page 6
  • 2021 E&O Insurance Update – Where to Get E&O Insurance, Most Frequent Claims, etc. – Page 9
  • 2021 E&O Insurance Brokers – Page 17

 

June  2021

  • Don’t Assume You Did it :Right” the First Time, by Rachel Massey SRA, AI-RRS – Page 1
  • The AMC/Lender will whistle a jaunty tune, by Tim Andersen, MAI – Page 3
  • Seeing the forest through the trees, by Rachel Massey SRA, AI-RRS – Page 6
  • Rising markets when my subject is in the new high sal, by Denis DeSaix – Page 8

 

May 2021

  • How to communicate your reconciliation , by Rachel Massey SRA, AI-RRS – Page 1
  • Part 1 – Practical Guide to USPAP Appeasement. Only the first 24 pages matter, by George Dell, SRA. MAI, ASA ,CRE – Page 4 (see August issue for Part 11)
  • How appraisers use abductive reasoning to provide a value opinion, by Tim Andersen, MAI – Page 8
  • Rules are made to be followed, by Claudia Gaglione, ESQ. – Page 10
  • Malwarebytes mobile security for the iPhone, by Wayne Pugh, MAI – Page 12

 

April 2021

  • Retirement: To Stay or Not to Stay. That is the Question – Page 1
  • Highest and Best Use of the Cost Approach, by Scott Braun – Page 5
  • Review: Residential Property Appraisal, by Mark Ratterman. Buy This Book!! Page 8
  • Appraiser Independence Rules (AIR), AMC’s and the Appraiser, by Julie Freiss – Page 11

 

March 2021

  • Managing Multiple Appraisal Deadline, by Doug Smith, SRA, AI-RRS – Page 1
  • If people can’t find you, they can’t order an appraisal or give you a referral  – Page 5
  • Review of “The Appraisal Bible” – The Appraisal of Real Estate,  15th Edition by the Appraisal Institute – Page 7
  • Sales and financing concessions, What Fannie and USPAP say, by Time Andersen , MAI – Page 9
  • 20 Questions from Tim Andersen – Page 11
  • How affordable, really, by Rachel Massey, SRA – Page 13

 

February 2021

  • Appraisal Risk Management – Fannie’s – 2021-01. Risk scores, appraisal defects, appraiser independence, etc. – Page 1
  • Make use of your driving time by exercising –  Page 5
  • Procrastination costs you time, money and more stress, which we don’t need now!– Page 6
  • FHFA wants input on waivers, hybrids, data access for appraisers, etc. by 2-26-21 Page 8
  • Appraisal waivers up 137% for all loan types in 2020 – Page 12
  • Braintoss captures your thoughts, By Wayne Pugh, MAI
  • Egad! UAD and Forms Reforms,  By George Dell, MAI, SRA, ASA, CRE – Page 17

January 2021

  • Top 10 Appraiser Time Wasters, by Doug Smith SRA, AI-RRS – Page 1
  • The power of Surveys, by Rachel Massey, SRA, AI-RRS – Page 7
  • George Dell – The Anti-Statistics Guy, by George Dell, MAI, SRA, ASA, CRE – Page 8

 

December 2020

  • 2020 year-end tax planning for appraisers. It’s not too late to save on your 2020 taxes! –  Page 1
  • Marketing with holiday gifts and cards – easy and Most Excellent Marketing Tool – Page 6
  • How to reduce stress to be more productive – Page 9

 

 

  • November 2020
  • Increase your productivity by managing your email –  Page 1
  • What is True and Correct per USPAP? By Tim Andersen, MAI – Page 5
  • Tales of a Trainee at  Appraisal Camp Sedona, By Brian Aldridge – Page 10
  • CamScanner Review, By Wayne Pugh, MAI

October 2020

  • Appraiser’s Don’t “Create” Value! By Tim Andersen,  MAI–  Page 1
  • Practical tips you can use today for getting more appraisals done and make more money – Page 6
  • New appraisers need live, not “virtual” field training,  by Julie Fries, SR – Page 10
  • My new blog, Covid Science For Everyone! Covidscienceblog.com – Page 14

September 2020

  • Disability – your greatest risk –  Page 1
  • Disability Insurance – more important than ever during a Pandemic! –  by Paul Porter – Page 5
  • But Fannie Mae says I don’t have to do the Cost Approach! – by Tim Andersen, MAI – Page 6
  • The common sense of it all, something we should always try and revisit – by Rachel Massey – Page 9
  • Appraising Solar: New Fannie guidance August 2020  –  by Mark Buhler – Page 11

 

August 2020

  • How to keep safe from COVID-19, including tips for appraisers –  Page 1
  • The Vaccine Race – Page 10
  • Grammerly can fix your grammatical errors, by Wayne Pugh, MAI– Page 15

 

July 2020

  • Reduce your liability: Sample disclaimers/statements for your appraisals –  Page 1
  • Welcome to Appraisal Purgatory! A Day in Appraisal Camp, Sedona Arizona,by Julie Freiss– Page 5
  • E & O Insurance – where to get it, reducing liability, most frequent claims,            etc. – Page 7
  • 2020 E & O Insurance Brokers – Page 15

June 2020

  • How to communicate with appraisers online. What’s best for you? –  Page 1
  • Fannie Temporary Appraisal Requirement Flexibilities –  What they mean for  you – Page 8
  • Addendum:   Fannie Letter  Lender LL-2020-4 – Page 2
  • Addendum: Fannie Appraiser FAQs – Page 11
  • Addendum: Summary of Appraisal Requirements – Fannie, Freddie, FHA,       VA – Page 17

 

May 2020

  • Virtual Inspection Tools: Drivebys and Desktops Made Much More            Reliable –  Page 1
  • Desktops and Exterior Appraisals: Virtual Inspection Tools Can Help! – Page 4
  • Musings on Misleading, by Tim Andersen, MAI – Page – 9
  • What Does Fannie May Really Want? By George Dell, MAI – Page 12
  • Malwarebytes to Keep Your Computer Free of Worms, Trojans, etc., by Wayne Pugh, MAI – Page 15

 

April 2020

  • COVID-19: Data Comps and Values –  Page 1
  • Data and Comps. It’s all about the data!! – Page 5
  • Vaccines, Immunity and Q & A’s – Page 10

March 2020

  • Restricted Appraisal Reports – Yes, No or Maybe?, by Tim Andersen-  Page 1
  • Why is USPAP copyrighted. Why you must buy it every 2 years (book review) –  Page 5
  • How much money did you make per hour after expenses in 2019? – Page 9

 

 February 2020

  • Entrepreneur, technician and Manager – the three conflicting rolls of fee appraisers  –  Page 1
  • I am not “JUST” a residential  appraiser! By Rachel Massey, SRA, AI-RRS, ASA, IFA – Page 4
  • Highest and Best Use and USPAP 2020 by Julie Friess, SRA, AI-RSS, MA – Page 5
  • Should you stay or should you go? That is the question…. – Page 8

 

January 2020

  • Planning for 2020 – Set up a budget to manage  your income and expenses  –  Page 1
  • Practical tips you can use today for getting more appraisals done and make money – Page 5
  • New Year’s resolutions.  Set goals for 2020 and how you will accomplish       them – Page 9
  • Ankor Innovations brings Amazon Alexa to your automobile – Page 11
  • New Ca law: What’s happening in your state? Appraisers want to keep Independent Contractor status with AMCs – Page 14

               

December 2019

  • 2019 year-end tax planning for appraisers It’s not too late to save on your 2019 taxes! –  Page 1
  • Starting over again by Rachel Massey, SRA., AI-RRS – Page 5
  • Marketing with holiday gifts and cards. An easy and Most Excellent tool! –Page 6
  • USPAP 2020-2021 – What’s New? by Tim Andersen MAI – Page 9
  • Evaluations Are Appraisals by Julie Friess, SRA, AI-RRS – Page 11
  • Bifurcated inspection-only option “paused” – Page13

 

November 2019

  • What is Fannie doing now and what are their future plans? UAD, Forms, Bifurcated-  Page 1
  • Adjust your adjustment or your attitude.   By George Dell MAI – Page 6
  • State Board complaints. What if you are found guilty?  by Tim Anderson –   Page 11

 

October 2019

  • Risk Management for Real Estate Appraisals and Appraisal Firms, by P. T.  Christensen Esq.  – Buy This Book  –  Page 1
  • Data and Verification  Source(s) are Critical, by Dave Towne – Page 5
  • The Differences Between Evaluations and Appraisals Part 2, by Tim Andersen, MAI – Page 9

September 2019

  • Bifurcated Appraisal Reports  and USPAP Compliance, by Julie Freiss  –  Page 1
  • Measure – A New Way to Measure – Page 4
  • Evaluations: Yes, No or Maybe? Part 1 – addendum to newsletter, by Tim Andersen – Page 8

August 2019

  • Most appraisers focus on completing appraisals, not the business side of their companies, and make less money  –  Page 1
  • Who’s on your Approved Client list and why? Don’t work for low fee and hassles – Page 4
  • Client Rating Grid – Page 7
  • Appraisal report correction and responses – suggested protocol by Dave Town – Page 9
  • The Valuation of Condominiums, Cooperatives and PUDs – Book Review – Page 11

July 2019

  • 2019 E & O Insurance Update – Where to Get E& O  Insurance, State Baord Complaints, Your Biggest Risks, Etc. –  Page 1
  • 2019 E&O Insurance Brokers – Page 10
  • Appraisers and Cyber Crimes. Be Careful Out There – Page 11

June 2019

  • Fannie’s big changes: New Forms, Revised AUD and Bifurcated (Hybrid) Appraisals  –  Page 1
  • Old Versus New: Conflict or Opportunity? By George Dell – Page 10
  • PC and Macintosh Keyboard Shortcuts by Wayne Pugh – Page 14

 

May 2019

  • How to use less gasoline and save money today! –  Page 1
  • Bail bond appraisals – all cash, very high fees, little competition – Page 4
  • Assessment appeals – marketing, fees, critical dates, etc. – Page 7

 

April 2019

  • Communicating  with non-lender clients:  Very, very different than lenders –  Page 1
  • Manifesting Support for Adjustments by Steven Smith, MSREA, MAI, SRA – Page 7
  • Lots of ways to cut costs and increase profits and cash flow – Page 10

 

March 2019

  • Expert witness for residential appraiser – Yes, No or Maybe – Page 1
  • The Appraisal Industry at the Crossroads of Change and Re-invention – Page 12
  • Five Powerful Software Programs for Every Real Estate Appraiser – Page 15

 

February 2019

  • What is a bedroom? , by Doug Smith– Page 1
  • How to get referrals from real estate agents – Page 4
  • Home measurement services – how to use your measuring skills to make     money – Page 7

January 2019

  • How to collect all your billings. Don’t work for free – Page 1
  • Planning for 2019 – Set up a budget to manage your income and               expenses – Page 7
  • New Year’s Resolutions. Set goals for 2019 and how you will accomplish      them – Page 10
  • How to get business by networking at meetings – Page 12

 


December 2018

  • Your Website – the easiest and fastest way to get non-lender work – Page 1
  • 2018 year-end tax planning for appraisers. What you can do now to save on your 2018 taxes!! – Page 9
  • Marketing with holiday gifts and cards – an Easy and Most Excellent Marketing Tool – Page13
  • InRoute Planner – map your real estate data with the quickest route – Page 19

 

November 2018

  • Business slow? Non-lender appraisals are an excellent option! Good Fees, No AMCs, No CU, No UAD!! – Page 1
  • Speaking at real estate meetings is an easy way to market your business – Page 5
  • Why should you join an appraisal association, by Joseph Lynch – Page 10
  • Network of state appraisal associations (NSAO) contact list – Addendum
  • Appraisal Organizations List – Addendum

 

October  2018

  • Should you do lender work? – Page 1
  • Relocation appraisals – clients that pay well and really want to know  what the property is worth By Rachael Massey, SRA,AI-RRS – Page 4
  • How an NMLS-Type Structure for Valuation Benefits Appraiser, Lenders and Consumers-By James L. Murrett, MAI, SRA – Page 7
  • What is the Nationwide Multistate Licensing System (NMLS) – Page 8
  • Answers and Solutions to Tough Appraiser Questions & Client Demands. A Reference Guide to Associated Laws, Rules and Regulations, Volume One by Richard Hagar, SRA (Book Review) – Page10

 

 

September  2018

  • Why, Why, Why?  Why do we put “stats, graphs, data and science” together?   By George Dell – Page 1
  • Disability – your greatest risk – Page 7
  • How to get started in commercial appraising 5+ unit apartments – Page 11
  • Protecting your privacy. Are Facebook, Uber, Amazon and Apple tracking       you -By Wayne Pugh-  Page 15

 

August  2018

  • Appraising – from the Middle Ages to now – Page 1
  • Appraising over 3,000 years ago – Page 4
  • Appraisers and The Big Short: Tricks & Traps for Avoiding Market         Blindness – Page 5
  • “Retirement” for fee appraisers: when, why, and lots of options – Page 8
  • Residential vs. commercial lender fee appraisals – fees, reports, reviews,            etc. – Page 11

 

July  2018

  • Tips, Trends & Takeaways: What is Happening with E&O insurance Today, By Elaine Matternas – Page 11
  • Valuation by Comparison 2nd Edition. Buy this Book!! – Page 9
  • 2018 E&O Insurance Update – where to go to get E&O insurance, state board compaints, your biggest risks, etc. – Page 1

 

June  2018

  • Fannie: Inspection waver, hybrids, UAD and forms changes-where is residential lender appraising going? Part 1  – Page 1
  • What’s new at the ASB and AQB? Hybrids, ASB online forum, practicum,        etc.  – Page 4
  • Evernote review by Wayne Pugh, MAI, CRE, FRICS, CIM – Page 6
  • Preface to The Enforcement Table: Competence, Ethics and Fraud, by Barry Bates – Page 7
  • The USPAP Enforcement Table, by Barry Bates – Page 10

May 2018          

  • Will another profession replace appraisers? By George Dell – Page 1
  • What’s up with Fannie’s CU? Public records, comps, Risk Scores, peers, forms, etc. – Page 4
  • Collateral Underwriter or Collateral Underminer:  Risk Score Manipulation? By Brian Musto – Page 8
  • What really happens with State Regulator USPAP Enforcement? By Barry Bates – Page 10
  • Temptation in the 1004 fields, By Barry Bates – Page 14

 

April 2018

  • Quick Start – how to get non-lender work ASAP –Part 1 Fed up with AMC hassles and low fees? But, not sure what type of lender work is best for            you? – Page 1
  • “Mom, Dad, when I grow up I want to be an appraiser!” By Barry Bates – Page 6
  • What will happen to residential mortgage lending in 2018? – Page 10

March 2018

  • Why I am an Appraiser – Page 1
  • What being designated means to me By Rachael Massey, SRA, AI, RRS – Page 5
  • Fujitsu Scan SnapiX500 scanner – fast, easy to use By R. Wayne Pugh, MAI – Page 8
  • What is a Functionally Obsolete Appraiser By Richard Hagar, SRA – Page 11

 

February 2018

  • Staying positive with unreasonable fee, excessive Scope Creep from AMCs,   etc. – Page 1
  • New Liability Issues: Hybrid appraisals, appraiser identity  fraud, etc. – Page 6
  • Do you have to be crazy to appraise real estate?, by Barry Bates – Page 9

 

January 2018

  • How to connect with appraisers online. What’s the best way for you? –  Page 1
  • Is there a ban on evidence based value? By George Dell, MAI, SRA, ASA, CDEI – Page 6
  • Is it jUSt PAP? By Barry Bates – Page 9
  • How the new tax law affects appraisal businesses – pass-throughs and estate       tax – Page 14

December 2017

  • 2018-2019 USPAP – What You Need To Know –  Page 1
  • How to get into trouble: 8 Great ways for real estate appraisers , by Barry Bates – Page 8
  • Mile IQ – an easy way to track your mileage and have an audit –proof tax     return, by Wayne Pugh – Page 15

November 2017

  • Estate and Trust – the most popular non-lender appraisals, Part 2 – Page 1
  • Estate/trust liability advice from Peter Christensen,  General Counsel, LIA Administrators & Insurance Services – Page 8
  • Fannie and Freddie, The Ill Conceived Siblings. It’s All About The Money!, by Barry Bates –  Page 9
  • 2017 year-end tax planning for appraisers. What you can do now to save on   taxes – Page 13

 

October 2017

  • An Appraiser Gets Audited by the IRS! My Story……  – Page 1
  • Appraisals for estates and trusts – the most popular non-lender appraisals         Part 1 – Page 8
  • Fannie and Freddie are Not Your Friends, by Barry Bates – Page 12

September 2017

  • Is the Traditional Appraisal Process Becoming Obsolete?, by George Dell – Page 1
  • What’s happening in state and federal appraisal regulations? Statute of limitations, Evaluations, AVM QC, Appraisal Waivers, Etc. – Page 4
  • Geocam Pro – get augmented geo data in yours smartphone photos by Wayne Pugh – Page 6
  • Horror (&Harhar) Tales from the Field (aka War Stories from beginners, veterans and ancient values) by Barry Bates – Page 8

August 2017

  • 2017 E & O Insurance Update – where to get E & O insurance, state board complaints – your biggest risk, etc.  – Page 1
  • The Shape Shifting Appraiser. What are the 2017 Options for Appraisers, by Barry Bates – Page 10

 

July 2017

  • Fannie and Freddie – what do they really say about risk scores, 1004mc, forms redesign, data discrepancies, etc.  – Page 1
  • Housing values in Colorado are going up in smoke, by Tony Pistilli – Page 6
  • Vacation time for appraisers, by Doug Smith – Page 8
  • Working on the regulatory side: the Future of the Residential Appraiser (Part Deux). By Barry Bates – Page 10

 

June 2017

  • Appraisal Today newsletter 25th Anniversary!! Changes over the past 25 years. What a wild ride it has been!! – Page 1
  • Survival for the residential appraiser: How I learned to stop working and love the AVM that put me out of business!  By Barry Bates – Page 8

 

May 2017

  • Fannie fiction and Fact: comp selection, adjustments, market conditions, appraisal resubmissions, and lots more info, including AQM and Risk Scores – Page 1
  • Fannie Mae  allows trainees – will it make a difference?   By Alan F. Simmons, SRPA – Page 5
  • The cutting edge and user friendly way to schedule hope appraisals – are you ready? – Page 7
  • Appraisal Today? No Appraisal Tomorrow? By Barry Bates – Page 8

 

April 2017

  • Residential Cost Approach Part2 – Reconciliation, obsolescence, sample comments, by Denis DeSaix – Page 1
  • How to get FREE Google listing near the top of search! No website           required – Page 5
  • Get started in attorney work by doing divorce appraisals – much higher fees,    etc. – Page 6
  • Why does regression Not Work?, by George Dell – Page 10
  • Is there really an appraiser shortage today? – Page 12

 

March 2017

  • Residential Cost Approach: complying with USPAP when lenders require the Cost Approach, by Denis DeSaix – Page 1
  • How to get started in commercial appraising: 5+unit apts. High fees, no       AMC’s – Page 6
  • Appraiser surveys: blacklisting, regs/enforcement, background checks pressure, etc. – Page 10
  • Loan application graph from 2013 to today – Page 12

 

February 2017

  • Seeing the forest through the trees. Look at your adjusted comp sales price    range, by Rachel Massey – Page 1
  • Residential Highest and Best Use Analysis: more than just a “check box, by Denis Desaix – Page 3
  • Fee and turn time surveys – appraiser vs. lenders – Page 10
  • Mortgage volume changes graph – Page 12

 

January 2017

  • Is the New AMC business model broken? – Page 1
  • New Year’s resolutions for 2017. Set goals for 2017 and how you will accomplish     them –Page 8
  • Meet the New Boss – CU. Practical advice from a lender reviewer – Page 10
  • What’s up in technology – Page 13

 

December 2016

  • 2016 year-end tax planning for appraisers.   What you can do now to save money on your 2016 taxes!! – Page 1
  • Marketing with holiday gifts and cards. An Easy and Most Excellent marketing tool – Page 5
  • Practical tips for dealing with complex residential appraisals, by Joesph Lynch – Page 8

 

November  2016

  • How appraisers get into trouble using email , social media, online postings, face-to-face conversations, etc. Is there any communication that is private?  – Page 1
  • State Appraisal Boards: Appraiser Discipline and E & O Insurance – Page 7
  • Want to do appraisals for lenders, but not for AMCs? Private money lending – no UAD, CE, computer “reviewers” or being treated like you know nothing – Page 9
  • Fannie’s Property Inspection Waiver (no appraisal) available December 10, 2016 What does that mean for you? – Page 13

 

 

October  2016

  • Fees are going way up!! How to get higher appraisal fees during this boom      time –Page 1
  • USPAP 2017-2019 2nd Exposure Draft – what has changed? – Page 10
  • Pro Camera 9 – a great app for appraisers – $4.99 – Page14

 

September  2016

  • AMCs tell all to residential appraisers, by Joseph Lynch – Page 1
  • Real Estate Damages, 3rd Edition, an excellent book – Page 4
  • The Art of Appraising-what Big Data and Analysis misses and what it means to you – Page 6
  • GLA adjustments using cost per square foot method – understandable and easy to use, by Dave Towne – Page 8

August  2016

  • Will Collateral Underwriter destroy residential lend appraising? – Page 1
  • Manage multiple appraisal deadlines to increase your productivity by Doug Smith, SRA, AI-RRS – Page 6
  • Two reasons why appraisers should not use statistics by George Dell, MAI, SRA, ASA – Page 9
  • Who’s on your approved client list and why? – Page 10
  • Client Rating Grid – Page 14

July      2016

  • Who are your most and least profitable clients? Look at how much you make per hour, not just the fee – Page 1
  • Sample Time Sheet – Page 4
  • How to manage your email to save time and reduce your stress!! – Page 5
  • Using regression analysis in everyday appraisal practice by Doug Smith, SRA – Page 8
  • LandGlide Review By Wayne Pugh, MAI, CRE, CCIM, FRICS – Page 11
  • Comments on last month’s E&O article – Page 15

 

June  2016

  • 2015 E&O Insurance Update – where to get E&O, prior acts, state board complaints, E&O Myths – Page 1
  • How do upgrades affect UAD Condition and Quality Ratings? By Rachel Massey, AI-RRS- Page 10
  • Q&A–FHA attic inspection requirements by Doug Smith, SRA, AI-RRS-Page 12

 

May      2016

  • Practical tips on qualifying the 1004MC and preparing a Market Conditions Summary , by Doug Smith– Page 1
  • Data science. What is it? What does it mean for appraisers? By George Dell – Page 6
  • No man’s land & the aggressive real estate market – Page 8
  • How to handle rapidly increasing prices in your market – Page 10
  • YIPES (humor) – Page 13

 

 

April  2016

  • What is a bedroom? By Doug Smith, SRA, AI-RRS – Page 1
  • Issues with the 1004mc by George Dell MAI, SRA, ASA – Page 4
  • What’s up in technology by Wayne Pugh, MAI, CRE, CCIM, FRICS – Page 7
  • Your Web Site – the easiest and fastest way to get non AMC work! – Page 8

March              2016

  • Adjustment, Part 2 – what are the best adjustment methods for your market – Page 1
  • Reviewer as mind reader by Rachel Massey, SRA, AI-RSS – Page 8
  • Curable Queries – Bracketing and SFR vs. Duplex by Doug Smith, SRA-RSS – Page 10
  • 1004MC – the good the bad and what Fannie says – Page 12
  • Statistical errors in the 1004MC by George Dell, MAI, SRA – Page 14

 

 

February  2016

  • Adjustments Part 1 – Are you making too many adjustments? – Page 1
  • Identifying Residential Architectural Styles by Mark Nadeau, SRA. – Book Review – Page 5
  • Two good, practical residential books, with very good tips on adjustments – Book Reviews – Page 9
  • The Dictionary of Real Estate Appraisals, 6th Edition – Book Review – Page 11
  • Support vs. proof for adjustments by Bob Keith – Page 14

 

 

January  2016

  • The Internet, Big Data and the Art of Appraising The Past, the present and the Future – Page 1
  • Two good, practical books for residential appraisers, including adjustments – Page – 6
  • Setting appraiser New Year’s resolutions for 2016 and how to accomplish your goals – Page 8
  • Include Executive Summary in your appraisal reports, By Dave Towne – Page 10
  • A Catfight over Appraisal Standards, The Decline and fall of the Residential Appraiser, etc. By Owen Glendower – Page 13

 

 

December  2015

  • 2015 year-end tax planning for appraisers-What you can do now to save money on your 2016 taxes – Page 1
  • Don’t use only automated reconciliation analysis, by Doug Smith, SRA, AI-RRS – Page 4
  • Marketing with holiday gifts and cards – Page 6
  • I have Google Earth and I know how to use it, by Rachael Massey, SRA,          AI-RRS – Page 9
  • Supporting adjustments: Let’s be reasonable! Why CU and AVMs cannot replace appraisers, by Denis DeSaix – Page 10

 

November  2015

  • Collateral Underwriter 3.0 – six more adjustment warnings, including market conditions. What does this mean for you? – Page 1
  • What lenders say about CU – Page 6
  • Staying positive with unreasonable fees and excessive Scope Creep from AMCs – Page 8
  • 2016-17 USPAP changes have low impact , by Doug Smith– Page 12

 

October  2015

  • Tips on dealing with AMC engagement letter fine print and report clutter – USPAP, MLS sheets, etc, by Doug Smith. – Page 1
  • Is it jUSt PAP? Abrasive, interesting and amusing comments!!, by Barry Bates – Page 5
  • Local Appraisal group summaries – Page 11
  • What is the purpose of the adjustment process?, by Rachel Massey – Page 16

 

September  2015

  • Appraising – from the Middle Ages to now – Page 1
  • Appraising over 3,000 years old – Page 5
  • Will you still be appraising when you are 85 (or 90) – Page 6
  • A closer look at listings – how to use listings in your local market , by Doug Smith – Page 12
  • Limiting conditions and assumptions (humor) – Page 15

August  2015

  • What lenders don’t use and how to get work from them – VA, local banks, mortgage companies, hard money, etc. Page 1
  • FHA Revised Handbook – 4000.1. What you need to know/which documents you need to read, by Dough Smith – Page 4
  • Statwing – easy to use multiple regression software for appraisers – Page 7
  • Liability issues for review appraisers and non-lender assignments – Page 12

July  2015

  • 2015 E&O Insurance Update – liability threats, state board complaints, where to get E&O, etc. – Page 1
  • List of E&O insurance companies – Page 8
  • Appraisaltool adjustment software – easy to use, data is from comps in your appraisal – Page 9
  • How to reduce stress to be more productive and control your work-life balance – Page 11

 

 

June  2015

  • What’s up with FHA’s New Manual 400.1? More Scope Creep?. By Doug Smith – Page 1
  • Redstone regression software – will it work for your appraisals? – Page 5
  • Managing yourself to get more appraisals completed and make more money – Page 10

 

May  2015

  • Regression software programs – what’s the best one for you? – Page 1
  • AMC fees up! You CAN get higher fees NOW!! – Page 16

 

April  2015

  • Fannie and state regulators want adjustment support!! How to do adjustments – a review of 3 webinars – Page 1
  • Practical tips you can use today for getting more appraisals done and make more money during this boom time – Page 8
  • Fannie Hard Stops – be sure to check for this on every appraisal – Page 11

March  2015

  • CU and AQM, “20 comps”, AQM, Risk Ratings, etc. – Fannie’s Lender Letter LL-2015-2 and recent FAQs – Page 1
  • Fannie’s Lender Letter LLl-20105-a significant change for adjustment guidelines – Page 7
  • Other sources of information on making and supporting adjustments – Page 12
  • Valuation By Comparison – how to make and support adjustments. Buy This Book!! – Page 14

February  2015

  • CU – warning messages, data – appraiser vs. CU, turn time, etc – Page 1
  • Collateral Underwriter–what it is and how does it work, by Jeff Bradford – Page 8
  • (Late) New Year’s Resolution – exercise while driving!! – Page 10
  • Who’s on your approved AMC list? Dump your bad AMCs! Looking for new AMCs/clients?  How to evaluate them – Page 12
  • AMC/client Rating Grid – Page 15

 

January  2015

  • Fannie’s Collateral Underwrite – big changes and it means to you – Page 1
  • Disability – your greatest risk – Page14

December 2014

  • 2015 year-end tax planning for appraisers. What you can do now to save money on your 2015 taxes!! – Page 1
  • Why Appraisers Should Care About Social Media – Page 4
  • Marketing with holiday gifts and cards. An easy and most excellent marketing tool!! – Page 6
  • Residential Green Valuation Tools, a practical and well written book – Page 9
  • Bail Bond Appraisals – all cash, very high fees, little competition – Page 12

 

November 2014

  • URAR vs. 1004MC issues – limited data, trends, sales-listings and mixed housing in neighborhood – Page 1
  • Survey of appraiser fees, appraisals per month, liability, turn times, etc. – Page 6
  • Relocation appraisals pay well with no UAD, 1004MC, scope creep, –    Page 10

October 2014

  • How much money do you make per hour on your appraisals, after expenses? – Page1
  • Borrower’s common questions and how an appraiser should answer them – Page 8
  • Bad boys and girls – appraiser’s in the news – Page 10

September 2014

  • How to collect all your billings. Don’t work for free – Page 1
  • How to connect with other appraisers online. Which are the best groups for   you? – Page7
  • When relying on your own abilities would violate USPAP – Page 12
  • How to solve measuring problems with a DISTO™ – Page 14

August 2014

  • How to make more money doing low fee appraisals – Page 1
  • AMCs – number of appraisals, how many appraisers on panels, income, staff vs. fee, etc. – Page 6
  • 2014 E & O insurance update – myths, liability threats, where to get E & O insurance – Page 8
  • AQB 2015 changes – new challenges for trainees and mentors. The basics for a successful partnership – Page 16

July 2014

  • Residential Highest and Best Use Analysis: More that just as “Check Box” – Reviewers and state boards want to see more explanation – Page 1
  • The Cheese Has Moved – Page 8
  • Changes by the AQB in January 1, 2015 Create New Challenges for Both Trainees and Mentors – Part 1 – Page 10
  • E & O Insurance Company List – Page 14

 

June 2014

  • VA is looking for fee appraisers! C/R fees and no AMC’s!! – Page 1
  • The Veteran’s Administration – A model for all AMC’s – Page 8
  • Big Client is Watching You! – Page 10
  • Watch Those Concessions – Page 12

 

May 2014

  • Residential commercial, the widening gap – Professionals vs. ??? – Page 1
  • Want to do appraisals for direct lenders? Private money lending – no UAD,     – Page 6
  • Residential Cost Approach Part 2 – Reconciliation, obsolescence, sample comments – Page 8
  • Marketing to Appraisal Management Companies – Page 12
  • Are appraisal fees REALLY dropping? – Page 17

April 2014

  • Residential Cost Approach: complying with USPAP when lenders require the Cost Approach – Part 1 – Page 1
  • Handling “instructions” not to make time adjustments without losing your
  • client – Page 6
  • Reviewing – an excellent diversification opportunity! Appraisal Institute new course – Review Theory, Residential – Page 10
  • Business owners never take vacations – Page 14

 

March 2014

  • Should you work for “low fees”? How to adjust to the major restructuring of residential appraisal fees since 2008 – Page 1
  • Back to appraisal basics – staying out of trouble – Page 4
  • We appraisers still have it pretty sweet – Page 7
  • How to speak at weekly sales meetings at real estate offices and get more work – Page 9
  • 7 things real estate agents should know about working with appraisers – Page 11
  • Problems with Fannie and Freddie’s use of UAD appraisal data to reduce their risk – Page 14

 

February 2014

  • Fannie’s Appraiser Quality Monitoring (AQM)-(Do not use list).  What does it mean to you – Page 1
  • Free (and low cost) mobile Internet with Freedom-Pap – Page 5
  • Application of UAD Quality and Condition definitions – Page 6
  • Diversify your business by doing appraisal reviews – Page 8
  • How to have more business come to you – get more referrals – Page 12
  • Are you a consumer or producer? – Page 16

 

January 2014

  • How to cut your appraisal expenses – software, date, insurance, online services, gas, etc – Page 1
  • Setting appraiser New Year’s resolutions. How to accomplish your goals –    Page 4
  • 2014 New Year’s Tech resolution – Upgrade your browser – Page 6
  • You are 100% responsible for your own life – Page 7
  • Using Quickbooks – an easy way to track your appraisal income and expenses – Page 8
  • Step up from bookkeeping to accounting in 2014. Control your expenses and increase your profits – Page 9
  • Appraisers-the reason ;you have no business: Functional Obsolescence – Page 12

 

December 2013

  • 2013 year-end tax planning for appraisers.  What you can do now to save money on your 2014 taxes!! – Page 1
  • Start planning for 2014 – set up a budget to manage inevitable changes in income – Page 4
  • Differentiation – what makes your appraisal firm different from your competitors – Page 7
  • Review – The Appraisal “Bible” – the 14th Edition of the Appraisal of Real Estate – Page 10
  • Reach Email Zen – time your inbox! – Page 13

November 2013

  • How to get non-lender and non-AMC lender business by network at meetings – Page 1
  • Interviewing tips and techniques for obtaining information required by         UAD – Page 5
  • A low cost 800 number, plus tips for reducing your monthly phone bill – Page 9
  • 1004D/442 form: one form with two very different uses and How to communicate with your client and comply with USPAP – Page 10

October 2013

  • Quick Start-how to net non-lender work ASAP – Page 1
  • How to get lender/AMC work now – Page 6
  • Which tablet is best for appraisers? – Page 7
  • Which laser measuring devise is best for appraisers – Page 8
  • 2012-2013 USPAP Q&A and Appraisal Practices Board Advisories – Page 9
  • USPAP 2014-2015 – What’s new – Page 1212

September 2013

  • 41 Apps for Appraisers – Something for everyone! – Page 1
  • How to get non-AMC work.  If they can’t find you, they can’t give you         work – Page 4
  • Subscriber survey results. You spoke, I listened – Page 6
  • Bad Boys and Girls – Page 8
  • Retrospective appraisals and reviews – how they differ from the current values – Page 12

August 2013

  • How to find the best AMCs!! And get info on AMCs that cold call you, check out your current clients, etc.  Use AppraiserAdvisor – Page 1
  • Dodd-Frank ASC Appraisal Hotline-Use communication to avoid borrow complaints and lawsuits – Page 6
  • When adjustments (or lack of) can’t be proven – Page10
  • Revisiting the Fannie Mae/Freddie Mac 2005 URAR Form-Ambiguities and Liabilities – Page12
  • Doug Smith – from hotel manager to appraiser – Page 14

 

July 2013

  • Fee negotiation strategies for appraisers The Fairness Triangle: Scope, Turnaround and Fee – Page 1
  • Reconciliation comments: What the client expects – Page 7
  • Get started in attorney work by doing divorce appraisals – Higher fees, no AMCS – Page 12

June 2013

  • E & O Insurance – where to get insurance, liability issues, state board complaints up Page 1
  • E & O insurance companies – Page 7
  • Datamaster-save time, data entry errors, and stip-import MLS into your reports – Page 8
  • How to provide support for adjustments – Page 13

May 2013

  • Property Sciences AMC – staff and fee appraisers – Page 1
  • Managing multiple appraisal deadlines to increase productivity – Page 6
  • How to use the 100MC to address unreasonable reconsideration requests – Page 9

 

April 2013

  • A brief AMC history from 1967 to now – from 5% to over 80% of the appraisal market! – Page 1
  • Appraiser’s time wasters and what to do about them. Scope creep and appraisal volume just keep increasing – Page 7
  • Bad boys and bad girls – appraisers in the news – Page 12

 

March 2013

  • Should you take a home office deduction? Page 1
  • Commercial appraising–no AMCs, no UADs higher and steadier income – Page 4
  • Denis Desaix – from restaurant manager to vineyard appraiser – Page 9
  • Residential to commercial transition-the three legs to success – Page 12

 

February 2013

  • How to evaluate AMCs (and other) clients before extending credit. Don’t work for free!!! – Page 1
  • How to use business credit reports to check on AMC’s credit – Page 5
  • Accounts receivable (invoice) factoring – get paid within 24 hours! – Page 8
  • Evaluation Solutions: The Anatomy of an AMC’s Failure and Why Lenders (and appraisers) Should Care – Page 11

January 2013

  • Background checks – Yes, No and Why? – Page 1
  • Want to do lender appraisals with full fees and no UADs? – Page 4
  • Why do lender/AMC requirements keep increasing: – Page 6
  • AMC profile – Axis and AMC that pays well and is pro-appraiser – Page 7
  • Fees- what AMCs say vs. appraisers’ opinions – Page 12

 

December 2012

  • Fannie Mae Appraisal Messaging “Hard stops” to begin in January 2013. How to get ready for the changes – Page 1
  • The best places to connect with other appraisers on line – Page 4
  • What are AMCs paying now? Fees have been going up for a while – Page 8
  • 2012 year end tax planning tips for appraisers – 14

 

November 2012

  • Practical tips you can use today for getting more appraisals done and make more money during this boom time – Page 1
  • Significant changes since HVCC started in 5/09 and what is means to you – Page 5
  • Who’s on your “approved” list? And why? Business strong now.  Dump your bad AMC’! – Page 6
  • AMC Rating Grid – Page 8
  • Fannie May to us UAD date to evaluate lender compliance with Fannie appraisal guidelines and for appraiser scorecards – Page 9

October 2012

  • AMC and appraiser liability – claims, blacklisting, lawsuits, etc. – Page 1
  • USPAP since 1987 – Where did it come from, where is it going, and who pays for it  – Page 5
  • Is It just PAP? – Page 9
  • Two good, practical books for practicing residential appraisers – Page 12
  • How water rights affect value Review of the “Appraisal of Water                Rights” – Page 15

September 2012

  • How to avoid AMC (and other client)collection problems – Page 1
  • AMC (and other client) collection – the longer you wait to start, less likely payment – Page 4
  • Lender liability – Page 9
  • Check your state’s AMC regs and laws – fee payment time req. and/or surety bonds Page 11
  • Demand letter – Page 14

 

August 2012

  • ANC fees are going up! Many appraisers  are swamped with work! You CAN get higher fees –  Page 1
  • Win-win AMC fee negotiation for appraisers – Page 6
  • The Best Web Sites and Email lists for appraiser networking, info, and help – Page 6
  • Bad boy and girls – including a former USPAP instructor and board member – Page ll

July 2012

  • 2012 E&O Insurance Update – prices up, exclusions up, state board complaints, etc. – Page 1
  • E&O Insurance companies – 2012 – Page 5
  • Appraisers vs. business owner – the eternal conflict of the appraiser. How well do you handle change in your business? – Page 6
  • How to answer your telephone and get better clients – Page 10
  • Appraisal data transmission finally implemented with UAD – after 20 years! – Page11

 

June 2012

  • Appraisal Today newsletter 20th Anniversary!! Changes over the past 20 years. What a wild ride – Page 1
  • Mortgage lending from 1870s to today – Page 2
  • Effects of licensing – positive and negative – Page 5
  • HVCC – appraiser independence and low fees – Page 9
  • Appraiser income and fees – changes over time – Page 10
  • How have the AMC market share and fees have changed over time? – Page 11
  • FHA – changes in volume of loans and appraiser requirements – Page 12
  • The GSEs (Freddie and Fannie) – changes in lender standards, guidelines and appraisal reporting forms – Page 14
  • Shift to mortgage brokers starting in the late 1980s – Page 16

 

May 2012

  • Loss of appraisers and gains in automated valuation tools and techniques signal a shift in the appraisal production model. But to what? – Page 1
  • Appraiser opinions – public records, data, listings, UAD, and 1004MC – Page 3
  • What appraisers say about –fees, cancelled orders, 2010 vs. 2011, hourly income, and assistants – Page 4
  • UAD problem areas – Page 6
  • What is the FDIC suing appraisers about? Some examples of the FDIC’s Specific Allegations – Page9

 

April 2012

  • When will the last residential trainee turn out the lights? Are there any options for residential appraising?  Page 1
  • 8 reasons why AMC’s ask dumb questions – written by an industry insider – Page 6
  • Claim alert – why do claims get settled – Page 8
  • Bad boys and Bad girls – Page 11

 

March 2012

  • Why am I an appraiser? – Page 1
  • Non-permitted construction and USPAP – Page 3
  • How to get permit histories without going to the building department with Buildfax – Page 6
  • How to get more appraisals completed and make more money – Page 9

 

February 2012

  • Exposure time – myths and reality – Page 1
  • SEP-IRA, a great way to put aside pre-tax retirement money when paying taxes – Page 3
  • Anatomy of an appraisal fee – “Should I stay or should I go?” Page 4
  • 11 things I’ve learned in 2011, including AMCs, By Dave Towne – Page 6
  • New fraud book (review) how and why people lie and how to detect lies – Page 11

January 2012

  • Significant changes since January, 2008. Where are we going? – Page 1
  • Customary and reasonable fees-the root of the problem – Page 5
  • 10 Appraiser New Year’s Resolutions – Page 6
  • Start your own local appraisal group-referrals, networking, help wit difficult appraisals, etc. – Page 10

 

 

December 2011

  • AMC update – Customary and Reasonable fees – the perfect storm? – Page 1
  • Local and regional AMCs – a good business opportunity – Page 2
  • UAD – AMC/lender error checkers gone wild? – Page 7
  • Appraisals for trusts and estates – an excellent diversification opportunity! – Page 9

 

November 2011

  • How to avoid AMC (and other clients) collection problems – Page 1
  • ABNet, an appraiser-owned AMC that shut down in 2000 – Page 3
  • Entrepreneur, technicians, and manager – the three conflicting roles of fee appraisers – Page 5
  • How to make more money by increasing how much you make per hour – Page 8
  • USPAP 2012-2013 effective 1/1/12 – What you need to know – Page 11

 

October 2011

  • Appraising – from Middle Ages to now, by Yvino Young – Page 1
  • Appraising over 3,000 years age – Page 4
  • Relocation appraising – an appraisal market that pays well – Page 5
  • In defense of the cost approach (book review) – Page 8
  • An introduction to green homes (book review) – Page 10

September 2011

  • UAD – the latest tips: fees, basements, condition rating, etc. – Page 1
  • AMC fees are going up! You CAN get high fees – Page 4
  • What’s wrong with most Indemnification clauses in AMC Contractor Agreements?,, by Peter Christianson – Page 8
  • Interviewing tips and techniques for appraisers, including UAD tips, by Doug Smith – Page 11

 

August 2011

  • Filling out appraisal forms using UAD – practical tips, problems, issues, , by Doug Smith – Page 1
  • New GAO report on residential appraising oversight – AMCs, fee us of AVMs. etc, – Page 10

July 2011

  • E & O Insurance Update – 2011 – Problems with prior acts coverage and policy exclusions – Page 1
  • E & O Insurance Companies – Page 4
  • Review of the Appraisal Institute’s new 7-hour UAD seminar, by Doug Smith – Page 5
  • What Does A Lawsuit by an AMC Against an Appraiser for Indemnification Look Like? One of them looks like this., by Peter Christensen– Page 8

June 2011

  • Lots of way to cut costs and increase profits and cash flow – Page 1
  • Old clients – an excellent source of new business – Page 7
  • Most appraisers focus on completing appraisals, not the business side of their companies and make less money – Page 9
  • Paycheck vs. profit thinking – Page 10
  • Condo appraisals are increasing. What’s new in condominium appraising? , by Doug Smith –  Page 11

May 2011

  • Customary and Reasonable fees – Analysis of what is happening – Page 1
  • Review of Landsafe Independent Contractor Agreement – Know the risks before you sign it – Page 7
  • Staying up when business is down – Page 12

April 2011

  • Assessment appeals – a good opportunity for appraisers – Page 1
  • Lender and AMC business is down –Be sure you collect all your billings – Page 6
  • How to get started in commercial appraising – 5+ unit apartments – Page 8
  • Appraiser Qualifications and Data Access Around the World Varies Widely – book review – Page 10
  • Mentoring the appraiser of tomorrow, by Doug Smith– Page 11

March 2011

  • What will happen to AMC fees on April Fools Day 2011? – Page 1
  • Fannie’s new Uniform Appraisal Dataset Spec. effective 9/1/11. What does it mean to you? – Page 6
  • New Uniform Appraisal Dataset Spec. Requirements challenge adjustment process, Doug Smith – Page 9
  • How to get more business today – Private money lenders – Page 14

February 2011

  • How to negotiate higher appraisal fees from AMCs. By Doug Smith – Page 1
  • Will you still be appraising when you’re 85 (or 90) – Page 6
  • Are you getting my weekly free emails? – Page 11
  • 2nd Exposure Draft of proposed AQB changes in qualifications – trainees, supervisors, college degrees. – Page 11

January 2011

  • New Fannie forms date requirements released – condition and quality ratings plus lots of other changes , by Doug Smith – Page 1
  • Market positioning strategies for appraisers – How to stand out from the crowd of appraisers by Doug Smith – Page 4
  • 2012-2013 USPAP – 4th exposure draft – AMCs, exposure time, prior services, etc – Page 7
  • Visual Valuation – Implementing Valuation Modeling and Geographic Information Solutions – Book review – Page 10
  • Who’s on your “approved” AMC/client list and why? – Page 11
  • Customary and reasonable fees – A Muddy Mess – Page 14

 

December 2010

  • Customary and reasonable fees – A Muddy Mess – Page 1
  • New Fannie form changes coming – what and why – Page 6
  • Scope Creep – Tips on dealing with engagement letter fine print and report clutter, by Doug Smith – Page 8

 

November 2010

  • New interim proposed Federal rule – what it means for your business – Page 1
  • How much do staff appraisers make?
  • New AQB Exposure Draft – will there be any new residential appraisers? – Page 13
  • The Appraisal Time Machine – Retrospective appraisals and reviews, by Doug Smith – Page 15

October 2010

  • How Fannie’s new date standards will affect appraisal reports – Page 1
  • Review of Corelogic Independent Contractor Agreement-Be careful what you sign – Page 5
  • Challenging the Adjustment Process-Comp selection and adjustments in today’s market, by Doug Smith – Page 10

 

September 2010

  • Connect with other local appraisers for networking and advice on tough appraisals – Page 1
  • Top 10 appraiser’s time wasters keeping you from making more money, by Doug Smith – Page 4
  • Townsend Appraisals – how hey have adapted to the ups and downs of the residential appraisal business, plus a few candid photos – Page 9
  • Customary and reasonable fees – what’s happening? – Page 14

 

August 2010

  • How to have business come to you by increasing your referrals – Page 1
  • Get more business by expanding who you work for and what types of properties you appraise – Page 4
  • Maximizing Revenue in a Difficult Market– Part 11, by Doug Smith – Page 6
  • The best ways to communicate with others appraisers on line – Page 9
  • Fannie’s new Announcement – photos, value changes by lenders, MC form changes, AMCs – Page 11

 

July  2010

  • New Dodd-Frank Financial Reform Act – appraiser independence, AMC fees, complaint hotline and many other changes – Page 1
  • AMC state regulations – AMC fees, payment, complaints, etc. Appraisers fight back – Page 6
  • E & O Insurance 2010 Update – Page 10
  • Maximizing Revenue in a Difficult Market– Part 1, by Doug Smith – Page 13

 

June  2010

  • Lender Blacklisting – a major problem for appraisers – Page 1
  • How to reduce your appraisal stress Don’t let clients “push your button” – Page 4
  • Reviewers vs. reviewees – book review – Page 7
  • Book Review – Good Advice on “Using Residential Appraisal Report Forms: URAR Form 2055, and the Market Conditions Form – Second Edition” , by Doug Smith – Page 8
  • An attorney’s analysis and advice on appraiser blacklist class action lawsuits, by Peter Christiansen – Page 11

May  2010

  • Will BPO’s replace appraisals? – Page 1
  • What is a bedroom – Page 6
  • Book Review: The Big Short – Inside the Doomsday Machine by Michael Lewis.  Who made all the money in the financial meltdown and why, by Doug Smith  _ Page 11

April  2010

  • Freddie and Fannie’s revised HVCC Q& As What has changed? – Page 1
  • Survey – How many appraisers to change a light bulb? – Page 5
  • Manners count in your appraisal business, by Doug Smith – Page 6
  • How to get business today by networking at meetings – Page 9
  • Claims against residential appraisers in 2009, Updated for 2010, by Peter Christiansen – Page 12

March  2010

  • Get started in attorney work by doing divorce appraisals – Page 1
  • Appraisals for Bail Bonds – Page 4
  • Why the AMC business model is here to stay – Page 6
  • Bankruptcy appraisals – a good niche for full fee work – Page 8
  • Who’s on your “approved” AMC list? – Page10
  • AMC Rating Grid – Page 11
  • The Licensed Appraiser Dilemma, by Doug Smith – Upgrade tips – Page 14

 

February  2010

  • Yesterday, today and tomorrow – Where are we going? – Page 1
  • How to start your own AMC – Page 5
  • Keeping track of appraisal fees is critical to your business – Page 8
  • Credit unions – an excellent source of business – Page 10
  • Managing multiple appraisal deadlines to increase production and reduce stress, by Doug Smith – Page13

January   2010

  • New USPAP certification required 1/1/10-If you provided services, including appraisal, for the subject property in the past 3 years – Page 1
  • FHA changes effective 2010 – mortgage brokers, fees, appraisal portability and validity period, and appraisal Update/Completion Report – Page 6
  • RESPA changes effective 1/1/10 and appraisal fees – Page 8
  • Math says high AMC registration fees penalize small shop AMCs, by Jeff Shurman – Page10
  • Exercising while driving – Page 12

December  2009

  • What are the best AMCs to work for?– Page 1
  • Should you buy a list of AMCs? How to build your own list, by Jeff Schurman – Page 7
  • 2009 Year-End Tax Planning. What you can do to save money – Page 8
  • Top Do’s and Don’ts for appraiser’ computer systems – Page 9
  • How to reduce AMC ( and other lender) callbacks and increase your profits and decrease stress – Page 11

November  2009

  • Mortgage brokers – going, going, gone? Who will survive? – Page 1
  • Is There a Blue Box AVM In Your Future? Multiple Regression Analysis-An Appraisers’ Perspective – Part 11, by Doug Smith – Page 6
  • Marketing with holiday gifts – Page 9
  • USPAP 2010-2011 – What’s new? – Page 11
  • AMC tips – Page 14

October    2009

  • FHA”s version of HVCC – what it means for your business – Page 1
  • Staying up while business is down – Page 5
  • How to get started in commercial appraising Do 5+unit apartments – Page 9
  • Is there a Blue Box AVM in your future? Multiple regression analysis-an appraisers’ perspective – Part 1, BY Doug Smith – Page13

September    2009

  • Client indemnification agreements – be careful!– Page 1
  • Review market segment explodes – lots of work, by Doug Smith – Page 4
  • Identity Theft, Forgery & Other “Altered” States – Page 8
  • Over 60 ways to cut costs and increase cash flow – Page 11

August    2009

  • HVCC news and AMC tips– Page 1
  • How to go beyond “for filling” for lenders and get higher fees – Page 4
  • Tips on handling concessions – stalking and the dark side, by Doug Smith – Page 6
  • Top 1004MC appraiser questions – Page 9
  • Why I am an appraiser

July    2009

  • How to avoid collection problems – Page 1
  • How to collect your billings!! – Page 3
  • E&O Insurance 2009 Update – Page 5
  • E&O Insurance Companies – Page 6
  • Practical tips on working for AMCs, by Doug Smith – Page 7
  • HVCC – the latest news – Page 11

June    2009

  • HVCC=HAVOC – What’s happening and what it means for your appraisal business – Page 1
  • How to get business today Private money lending is increasing – Page 4
  • The mortgage lending business is changing on a daily basis. What is your business plan for the future? – Page 6
  • How to deal with the AMC Underwriting/Review Department , by Doug Smith– Page 8
  • Mortgage reform bill H>R> 1728 and the HVCC – Page 11

May    2009

  • How to survive the HVCC – Page 1
  • Relocation appraisal – an increasing market that pays well – Page 4
  • Tips on preparing a Market Condition Summary and Qualifying the 1004MC, by Doug Smith – Page 7
  • AMC regulation – will it make any difference? – Page 10
  • Bad boys and girls and how to keep out of trouble – Page 15

 

 

April    2009

  • Start your own AMC – Page 1
  • Tips on working for AMCs – Page 4
  • Automate your MC data research with Total Solutions 1004MC – Software Review, by Doug Smith – Page 7
  • Most appraisers are propreneurs, not entrepreneurs – Page 10
  • How to make more money by increasing what you make per hour – Page 12

March    2009

  • Fannie’s new Market Conditions form  What you need to know – Page 1
  • Appraising over 3,000 years ago – Page 5
  • Appraising – from the Middle Ages to now – Page 6
  • Firing a client – Page 9
  • Client Rating Grid – Page 10
  • Bad boys, bad girls and appraiser identity theft – Page 11

February   2009

  • The past, the present and the future of appraising.  How to adapt to the changes.– Page 1
  • Entrepreneur, technician and manager – the three conflicting roles of fee appraisers – Page 8
  • Take control of your time and make more money – Page 11

January    2009

  • HVCC effective 5/1/09  What does it mean to your business? – Page 1
  • Appraisal directories – worth the cost? – Page 6
  • AMC use is increasing What do the offer to lenders? – Page 9
  • Effect if FHA’s certification requirement effective 10/1/09 Mortgage Letter 2008-39, dated December 17, 2008 – Page 11
  • You might be an appraiser if – Page 11
  • Home Valuation Code of Conduct

December    2008

  • Survival tips for today’s tough market – Page 1
  • Avoiding Appraisal Fraud: Appraising Your Client – Page 4
  • Creative computer solutions for tight times – Page 6
  • News and tips from the recent Valuation 2008 Conference – Page 8
  • Tips on working for AMCs – page 11
  • User’s Preventative Maintenance Checklist

 

November    2008

  • Legal and tax related appraisals-non-lender work that pays well – Page 1
  • Marketing to Vendor Management Companies (AMCs), Jeff Shurman – Page 6
  • How to communicate with other appraisers online – Page 8
  • Appraisal compliance problems – Page 10
  • Proposed Fannie Mae URAR Page 3 Market Conditions Addendum – Page 11
  • How the credit crisis is affecting appraisers – Page 11
  • What do I think about the global credit crisis? – Page 11
  • HVCC – Page 11
  • When will the market turn around – Page 11
  • Why are so few REO appraisals being ordered? – Page 12
  • Zaio out of business Friday, October 31, 2008 – Page 12
  • Mortgage forecast – Page 13
  • FHA forecast – Page 13
  • Mobile home appraiser certification – Page 13
  • “Gang of four” to dominate residential lending – Page 13
  • Commercial real estate slump coming? – Page 13
  • News for the free e-mail newsletters – Page 13

 

October    2008

  • The Future of residential lending appraising–how to adapt to the changes – Page 1
  • 400,000 appraisals needed for HUD’s Hope for Homeowners – Page 4
  • GAO finds many errors in FHA Roster data – Page 6
  • Appraisal associations working together on appraisal legislation – Page 8
  • Start you own appraisal group – Page 10
  • GAO says FHA has inadequate appraiser review procedures – Page 12

 

September    2008

  • How to get more business using Yellow Pages ads – excellent for non-lender work – Page 1
  • The new mortgage bailout bill and what it means for your appraisal business – Page 6
  • Speaking to groups is a good way to get appraisal business – Page 8
  • “Stripping” and reassembling report data.  What is a “true” copy of a report? – Page 12
  • Post submitted by Neil Olson from FNC – Page 13

 

August    2008

  • How to increase your car mileage today without spending any money – Page 1
  • Controlling expenses – step up from bookkeeping to accounting, by Doug Smith – Page 4
  • Property tax appeals a good opportunity for appraisers – Page 6
  • Use the TOMTOM GO 720 Portable Navigation System to save on gas, Peter Townsend – Page 10
  • Where to get E&O Insurance – Rates are way up – Page 11

 

July   2008

  • HVCC – what are people saying? – Page 1
  • Appraisal Port – an alternative to AMCs – Page 3
  • Commercial AVMs and BPOs – Page 6
  • FHA – what do underwriters want? – Page 7
  • Time to go back to appraisal basics, by Doug Smith – Page 9
  • Appraisers caught by the FBI – Page 11
  • What to look out for so you don’t accidentally participate in the scams – Page 13

 

June   2008

  • HVCC/Fannie/Cuomo update – June 2008 – Page 1
  • Marketing appraisal services to real estate agents yes, they do pay for appraisals sometimes!! – Page 2
  • Will you still be appraising when you’re 85? – Page 3
  • A closer look at listings, by Doug Smith – Page 8
  • Listing appraisals – an opportunity for appraisers – Page 11
  • Appraisers who made money in scams…before they were caught – Page 13

 

May    2008

  • Fannie/Cuomo agreement update-How to get ready for the changes – Page 1
  • Marketing to Appraisal Management Companies, by Doug Smith – Page 3
  • Appraisal Management Companies – the Good and the Bad – Page 6
  • Advice on Pencil Searches, Comp Checks, etc. – Page 9
  • How to have business come to you – get more referrals – Page 10

 

April    2008

  • Fannie/Cuomo deal – what does it mean for appraisers? – Page 1
  • A review of the new CE Seminar – Appraiser Identity Theft, Report Tampering and Client Pressure: Maintaining Control, by Doug Smith – Page 6
  • Residential appraisal’s Lost Generation – Page 8
  • Guilty Appraisers – Page 11
  • Texas appraiser sentenced to 5 years – Page 11
  • Appraiser sentenced to prison for mortgage fraud – Page 11
  • New York business owner indicted for appraisal fraud – Page 12
  • Appraiser Julian “Tony” Perez overvalued condos in Atlanta – Page 13
  • How can you stay out of trouble? – Page 13

March   2008

  • My New Client – the FBI – The Undercover Appraiser – Page 1
  • Open houses – great networking and a free lunch! – Page 5
  • Marketing Through Lender List Applications, by Doug Smith – Page 6
  • How to get business today by networking at meetings – Page 8
  • Marketing to real estate agents and brokers – Page 11

February   2008

  • Lenders want time adjustments!! – Page 1
  • Could you pass the new appraisal licensing exams? – Page 5
  • Old clients – an excellent source of new business – Page 6
  • Where to get Cost to Cure for REOs – Page 8
  • Appraiser fights back against losing WaMu business because of making negative time adjustments – Page 10
  • Fannie Mae looking for REO appraisers – Page 12
  • IDS looking for REO appraisers – Page 12
  • Renewal Problems – Page 12

 

January   2008

  • Get started in attorney work by doing divorce (matrimonial) appraisals – Page 1
  • How to get business today! Private money lending is increasing – Page 4
  • The O’Rourke 2008 forecast – foreclosures up, conventional and FHA will pick up-sometime – Page 6
  • One appraiser CAN make a difference – Page 9
  • Lender exclusionary (do no use) appraiser lists – Page 11

 

December   2007

  • The Fraud of Appraisal Regulation – Page 1
  • Notes from Valuation 2007 – What lenders want – Page 6
  • 2007 year-end tax planning for appraisers – Page 7
  • Unification of appraiser associations-Will it happen and who cares? – Page 8
  • Who’s looking for fee appraisers – Page 10
  • Marketing with holiday gifts – Page 11

 

November   2007

  • How to get appraisal business ASAP – Page 1
  • Sending large files over the Internet – Page 3
  • Get Started in commercial appraising – appraise 5+unit small apartment properties – Page 4
  • 32 ways to cut costs and increase cash flow – Page 6
  • Market positioning strategies for appraisers – how to analyze and change your business in today’s market, by Doug Smith – Page 8
  • What’s new in USPAP 2008-2009? – Page 11

October   2007

  • Supporting Market conditions ( time) adjustments. What do lenders want? – Page 1
  • Page 4
  • CLAIMS DO’S & DON’TS – Page 6
  • What do lenders want? Defining the Elements of a Solid Appraisal: A Roundtable Discussion – Page 9
  • 57 Ways to cut costs and increase cash – Page 11

September   2007

  • Be sure you get paid!! – Page 1
  • Appraisal Today “going PDF” – Page 3
  • Relocation appraisal An Increasing appraisal market – Page 4
  • How to go beyond form filling for mortgage brokers – Page 7
  • When the underwriter or reviewer calls – Page 8
  • Lender requirements changing – listing and market analysis – Page 11
  • RELS (Wells Fargo) AMC – Page 12

 

August   2007

  • New Fannie Mae underwriter guidelines for declining markets – Page 1
  • What’s changing in USPAP 2008? – Page 4
  • Photos: The Good, the Bad and the Ugly – Page 6
  • Where to get E&O insurance – 2007 Page 8
  • Outdistancing the competition by differentiating, by Doug Smith – Part 11

July   2007

  • What is a “good” appraiser ? – Page 1
  • Outdistancing the competition by differentiating , by Doug Smith– Part 1 – Page 4
  • Appraisals for trusts & estate – an excellent diversification opportunity – Page 7
  • Getting started in commercial appraising – Page 9
  • Appraising Residential Properties (book review) – Page 11
  • New secondary market for reverse mortgages – Page 12
  • OIG Report – problems with bank examiner appraisal audits – Page 12

 

June   2007

  • Mortgage brokers – who, what, where and why? – Page 1
  • Cyclicality Surfing:  surviving the ups and downs of the appraisal business – Page 5
  • Vacation Time for Appraisers, by Doug Smith – Page 9
  • Finally, a new, practical, well written book on residential appraising (review) – Page 11
  • Our new Special Reports and PDF formats – Page 12
  • “Scratch and dent” loans on Wall Street? – Page 12
  • What generates the most business? – Page 12

 

May   2007

  • FHA lending expected to increase – Page 1
  • FHA’s reverse mortgages – an excellent opportunity for appraisers – Page 4
  • Chief appraisers say appraisal industry is “broken” – Page 5
  • How to avoid collection problems – Page 6
  • Varying prices to maximize income, by Doug Smith – Page 8
  • Appraisers going to jail – Page 10
  • Mortgage Banker Association forecast – 7% decline in originations in 2007 – Page 12
  • Fannie Mae forecast – 5% decline in originations in 2007 – Page 12
  • What does this mean to you? – Page 12

 

April   2007

  • How to increase your foreclosure appraisal business – Page 1
  • Can you make any money doing comp checks? – Page 4
  • Be sure to get paid!! – Page 7
  • Online appraiser education increasing , by Doug Smith– Page 9
  • Who’s going to jail? – Page 11
  • Not getting my email newsletters? – Page 12
  • Subprime imploding – Page 12
  • AQB adopts changes – Page 12

March   2007

  • The cure for appraiser pressure – money? – Page 1
  • Appraising in the New Millennium – Due Diligence & Scope of Work Book and Software Review, by Doug Smith – Page 4
  • Vista and phishing – Two good articles – Page 7
  • Appraiser directories – worth the cost?
  • Sample receipt for borrower paid appraisal – Page 11
  • Appraisal organizations finally working together – Page 12

 

February   2007

  • Identity Theft, Forgery & Other “Altered” States – Page 1
  • How to Get Started in the Real Estate Appraisal Business (Book Review), by Doug Smith –    Page 4
  • Lenders – changes over the past 80 years – Page 6
  • How to get business from the Internet – Page 8
  • 10 ways to say no – Page 11
  • How long will the current USPAP 2006 be effective – Page 12
  • Not getting your weekly email news updates – Page 12

 

January   2007

  • Start your our appraisal group – Page 1
  • Appraising in a changing market – Page 4
  • 10 appraiser New Year’s Resolutions for 2007, by Doug Smith – Page 7
  • The O’Rourke 2007 appraisal forecast – Refis and foreclosures will increase – Page 10
  • Zaio hiring – Page 12
  • Some Delinquency Measures Increase in Latest MBA National Delinquency Survey – Page 12
  • OCC issues commercial lending guidelines – Page 12

 

December  2006

  • How to communicate with other appraisers online – Page 1
  • 2006 year-end tax planning for appraisers – Page 3
  • Marketing with holiday gifts – Page 4
  • Your company name: An important marketing tool – Page 6
  • PC backups – what, why, and how – Page 7
  • Watch those concessions, by Doug Smith – Page 10
  • AMC list available – Page 12
  • Mortgage apps predicted to decline 14& in 2007 – Page 12
  • Fraud stats – who’s going to jail – Page 12
  • My big email problems – Page 12

 

 

 

November  2006

  • What do appraisers and lenders think about the Cost Approach? – Page
  • FHA changes in examinations and renewal procedures effective 10/01/06, by Doug Smith – Page 5
  • The “new” FHA appraisals –should you do them?, by Doug Smith – Page 6
  • Newsletters – an easy way to promote your business – Page 8
  • An appraiser’s successful newsletter – Page 10
  • NAR appraiser survey – Page 12

 

 

October  2006

  • Appraising from the Middle Ages to now – Page 1
  • Diversification vs. specialization – what’s best for you? – Page 4
  • Do lender’s “have” to use AMCs? – Page 6
  • HUD settles cases against attorney and appraisal firm for paying kickbacks for referrals – Page 9
  • Appraising over 3,000 years ago – Page 10
  • South Carolina appraiser board member in trouble – Page 11
  • Cochran North Carolina suspension details – Page 11
  • Appraisal Foundation 2005 financial statements released – Page 11

 

September  2006

  • Old clients – an excellent source of new business – Page 1
  • A Well Written SOW needs a BOW, MOW and an EOW – Page 3
  • How to get higher fees and increase your profits – Page 4
  • Bells Appraisal Guide 2006-2007 (book review) – Page 6
  • Using the Small Residential Income Property Appraisal Report (book review) – Page 7
  • Online appraiser education – pluses and minuses – Page 8
  • How to increase productivity without spending any money – Page 9
  • Lots of refis coming in 2007-2008 – Page 12
  • Appraisal Today 2006 conference report – Page 12
  • Mortgage forecasts – Page 12
  • Commercial/Multifamily Originations up 17.3% During Q2 2006 – Page 12

August 2006

  • What’s the future of residential lender appraising? – Page 1
  • Federal banking regulators issue USPAP advisory – Page 3
  • Firing a client – Page 4
  • Client Rating Grid – Page 5
  • What’s your business image and why is it important? – Page 6
  • Pricing appraisals for maximum profit – Page 8
  • Bad Boys and Girls in the News – Page 10
  • Pending lender sales – Page 12
  • California has almost 20,000 appraisers – Page 12

 

 

 

July  2006

  • 2006 USPAP and Scope of Work – Page 1
  • The Cost Approach: To Do or Not To Do – Page 3
  • Make use of your driving time by exercising – Page 4
  • What’s Behind the Maps? – Page 5
  • Exhibiting at conferences can increase your business – Page 6
  • Scope of Work (book review) – Page 8
  • Advice on pencil searches, comp checks, etc. – Page 10
  • Mortgage Bankers Association residential mortgage forecast – Page 12
  • Fannie Mae residential forecast – Page 12
  • Freddie Mac forecast – Page 12

June  2006

  • 2006 USPAP EFFECTIVE July 1, 2006 Departure Deleted – Page 1
  • E & O Insurance Update – Be careful out there! – Page 3
  • E & O Insurance Companies – Page 6
  • MA and IL appraisers plead guilty – Page 7
  • Flipping: Dangerous Maneuvers for Appraisers – Page 8
  • Why should you take 7-hour USPAP 2006 Update now? – Page 10
  • Fitch finds AVMs, BPOs, and drivebys more acceptable for loans – Page 12

May  2006

  • Appraisers are in the assurance business, by Doug Smith – Page 1
  • Most appraisers are propreneurs, not entrepreneurs – Page 5
  • Use public speaking to get more clients – Page 7
  • MBA forecast – Page 10
  • Appraising #8 of 10 top jobs – Page 11
  • What the BLS says about appraisers – Page 11
  • Free “values” at RealEstateabc.com – Page 11
  • Appraiser fount not guilty in TN – Page 12
  • Bad Girl appraiser to pay $1,149,188 fine – Page 12

April  2006

  • Getting started in relocation appraising – Page 1
  • Getting ready for the January 1, 2008 appraiser qualification requirement changes – Page 4
  • USPAP in plain English (book review) – Page 7
  • Certification #23 Revisited, by Doug Smith – Page 8
  • Subprime almost 25% of new loans in 2005 – Page 9
  • Top residential originators Quarter 4, 2005 – Page 9
  • Online residential cost services – Page 10
  • Big rate increases coming on “exotic loans” – Page 12
  • Appraiser Qualifications Board issues exposure draft – Page 12

 

Mar. 2006

  • Appraisal Management Companies – should you work for them? – Page 1
  • Using speech recognition software for appraisals – Page 4
  • Using independent contractors – be careful – Page 6
  • Bad Boys and Bad Girls – Page 8
  • Residential forecast – Page 10
  • NAR survey spotlights zero-down loans – Page 10
  • Where to find foreclosure management companies – Page 10
  • Missing PDF newsletters – Page 10
  • Zillow – free AVM – Page 10
  • Commercial/Multifamily originations set new record in 2005 – 48% higher than 2004 – Page 11
  • Residential mortgage lending predicted to decline 20-26% in 2009 – Page 11
  • Ameriquest sets up appraiser rotation panel – Page 11
  • Appraisal Foundation’s new Student Appraiser Guide – Page 12

Feb. 2006

  • How to have business come to you – Increase your referrals – Page 1
  • “Readdressing” an appraisal – Page 3
  • 57 Ways to cut costs and increase cash flow – Page 4
  • California appraiser licenses revoked – Page 7
  • Computer tips – XP, archiving, and storing stuff – Page 8
  • Appraisal training – what’s the future? – Page 10
  • Chicago appraiser dismissed from civil lawsuit – Page 12
  • The Real Housing Bubble – Page 12
  • Number of California appraisers up 76% in 4 years – Page 12
  • 2006 mortgage forecasts – Page 12

Jan. 2006

  • The O’Rourke 2006 appraisal forecast Refis and foreclosures will increase – Page 1
  • Marketing to real estate agents and brokers – Page 4
  • 10 New Year’s resolution for appraisers, by Doug Smith – Page 6
  • Q & A on the 2006 edition of USPAP – Page 9
  • FHA reduces repair requirements as of January 1 – Page 10
  • Appraisal Standards Board advice on new Fannie Update form – Page 11
  • Not getting my weekly emails? – Page 12
  • Appraisal Institute releases final draft of new form – Page 12
  • Commercial/multifamily originations set new record – Page 12
  • California appeals court rules appraiser not liable to third-party users – Page 12

 

DEC. 2005

  • More Fannie Forms issues – Cost Approach, fees, – Page 1
  • Appraisal forgeries in KS, GA, and NY – Page 4
  • 205 Year-end tax planning for appraisers – Page 5
  • Internal cash controls keep your employees honest – Page 6
  • Marketing with holiday gifts – Page 8
  • Practical demographics for residential appraisers, by Doug Smith – Page 10
  • FHA to require new forms as of 1/01/06 – Page 12
  • I love my Google Desktop and Google Earth!! – Page 12

 

 

NOV, 2005

  • New Fannie Forms issues – scope, liability, fees – Page 1
  • Finding a niche in REO appraising, by Doug Smith – Page 6
  • The client is NOT always right! – Page 10
  • 20% of Colorado appraisers let licenses lapse – Page 12

 

OCT, 2005

  • Fannie’s new forms effective November 1, 2005 – Page 1
  • New Fannie May/Freddie Mac Forms – Page 5
  • Entrepreneur, technician and manager – the three conflicting roles of fee appraisers – Page 6
  • Think before you upgrade your computer – Page 9
  • USPAP effective date extended to at least June 30, 2006 – Page 10
  • New trainee/recently licensed appraiser seminar – Page 10
  • Occupancy fraud tops list of most common type of mortgage fraud – Page 10
  • NCRC launches Center for Responsible Appraisals & Valuations (CRAV) – Page 11

 

 

Sept, 2005

  • How to diversify your lender clients – Page 1
  • How much money do appraisers make? – Page 4
  • New national appraisal franchise – can it compete with AMCs? – Page 6
  • Pitfalls to avoid when using the new URAR – Page 8
  • What is a “good” appraiser? – Page 10
  • Fannie’s inspection requirements – Page 11
  • How to get ready for the new forms – Page 12

 

Aug, 2005

  • License to Steal – Page 1
  • Appraisal essays – credibility, tolerance, Fannie – Page 4
  • How to have business come to you – increase your referrals – Page 6
  • Fannie Mae URAR 2005 – getting ready for the changeover, by Doug Smith – Page 8
  • Little Lenny the Liar’s Lexicon – Page 10
  • New Fannie Appraiser website – Page 11
  • Mortgage brokers originate 68% of loans – Page 11
  • USPAP the 3rd draft – Page 11
  • Zaio and desktop appraisals – Page 11
  • Top originators Quarter 1. 2005 – Page 12
  • Top subprime originators – Page 12

 

July, 2005

  • Don’t work for free – collect all your billings – Page 1
  • Residential appraisal – where are we going? – Page 5
  • Freakonomics for appraisers, by Doug Smith – Page 6
  • Computer tips – big files, monitor readability, find stuff – Page 8
  • Commercial appraisal fraud – Page 10
  • Health insurance – Page 11
  • Not getting my e-mail newsletters? – Page 11
  • Desktop appraisals using helicopter aerial photos – Page 11
  • Appraisers in the news May and June – Page 11
  • Who does the most commercial lending – Page 12

 

June, 2005

  • E & O Insurance 2005 Update – Be careful out there – Page 1
  • What does the Appraisal Subcommittee do with your money? – Page 5
  • New appraiser survey – demographics, trainees, AVMs, etc. – Page 7
  • Appraising a natural disaster – Page 9
  • Illinois appraiser loses license for 10 years – Page 11
  • New FHA appraisal form coming? – Page 12
  • ASB issues USPAP Second Draft – Page 12

May, 2005

  • Why I am I an appraiser – Page 1
  • FHA and Title Search in Louisiana (humor) – Page 3
  • Appraisal Today 2005 Conference – Page 3
  • Online courses can save time and money, by Doug Smith – Page 4
  • Questions and Answers on the Scope of Work Project – Page 6
  • Home Insecurity and appraiser pressure – Page 7
  • Some lenders listen to recent regulator letter – Page 8
  • Wayne Pugh elected Vice President of the Appraisal Institute – Page 10
  • Appraisal Institute working on new URAR – Page 10
  • Predatory lending bill introduced – Page 10
  • Key appraisal provisions – Page 10
  • Montana considering requiring a demo – Page 11
  • MBA predicts modest origination declines – Page 11
  • Will licensed appraisers be “second class” after January 1, 2008 – Page 11
  • Helping trainees – Page 11
  • FHA training – Page 12
  • Upcoming appraisal conferences – Page 12
  • Washington appraiser goes to jail – Page 12

 

April, 2005

  • Appraisal for trusts and estate – an excellent diversification opportunity – Page 1
  • How to reduce PDF file sizes – Page 6
  • Survey – How many appraisers to change a light bulb – Page 7
  • IRS issues new independent contractor tests – Page 9
  • Subprime market share almost 25% – Page 10
  • Ameriquest – questionable lending practices? – Page 10
  • Mozillo of Countywide worried about subprime – Page 10
  • IRS fraud investigations, by Doug Smith – Page 10
  • New Fannie forms – Page 10
  • 46% of FBI cases are flips – Page 11
  • Relocation appraisal education – Page 11
  • Teeny houses – Page 11
  • $27 million condo fraud – appraiser pleads guilty in IL – Page 11
  • 74 fraudulent appraisals in Indiana – Page 12

 

March, 2005

  • How to get more business using Yellow Page ads – Page 1
  • Looking Ahead – Page 5
  • Vacation time for appraisers, by Doug Smith – Page 6
  • Bad boys/bad girls Page 8
  • New USPAP Draft Dumps Departure – Page 9
  • How many trainees are there? – Page 10
  • Appraisal Institute finally has pre-license courses – Page 10
  • FHA mortgage share declines – Page 10
  • How the Internet has affected us – Page 10
  • Commercial lending up – Page 11
  • MBA forecast optimistic – Page 11
  • Appraisal Today 2005 Conference agenda – Page 12
  • Discounted prices through 6/30/05 – Page 12

 

February, 2005

  • Appraisal directories – worth the cost? – Page 1
  • Mortgage fraud and appraisers – Page 4
  • Vacant land: A nightmare for an appraiser – Page 6
  • What about lender pressure? – Page 8
  • Paperless Ponderings – Page 9
  • Appraiser quits – Page 11
  • Are your PDF files secret? – Page 11
  • NAIFA outsourcing management – Page 11
  • HUD sends reminder letter about sales concessions – Page 11
  • Commercial real estate lending data – Page 12

January, 2005

  • The O’Rourke 2005 Appraisal Forecast – Good is Bad – Page 1
  • 2nd draft pf Scope of Work issued – Page 3
  • Bogus sales contracts – how they are created and how appraisers can protect themselves – Page 4
  • New narrative report software – Appraiser’s Paradise, by Doug Smith– Page 6
  • You might be an appraiser if… – Page 9
  • Just Say No – take control of your business and your life – Page10
  • “Renewal” notice sent with last newsletter – Page 12
  • Lender fined $5000 for pressuring appraiser – Page 12

 

December, 2004

  • Fannie revise proposed URAR and 10 other forms – Page 1
  • 2004 year-end tax planning tips for appraisers – Page 6
  • USPAP changes effective 01-01-05 – Page 7
  • Appraisal lawsuits – an appraiser’s story, by Doug Smith – Page 8
  • Curable query – What should I charge for updates, recerts, etc.? – Page 10
  • Newsletter 2 year subscription increasing – Page 11
  • New HUD REO contractors – Page 11
  • Commercial loans up – Page 11
  • MBA forecasts declines in loans – Page 11
  • GAO report questions FHA appraisal oversight – Page 11

November, 2004

  • A Few Things Real, and Not So Real – Page 1
  • Advice on Pencil Searches, Comp Checks, etc. – Page 3
  • Old clients – an excellent source of new business – Page 4
  • Marketing with holiday gifts – Page 6
  • New revised Fannie Mae URAR test form – Page 10
  • Largest subprime lenders – Page 10
  • Where the most loans are made – Page 10
  • Who’s buying loans – Page 10
  • Fraudulent appraisers – Page 11
  • Appraisal Company Links on Appraisal Today Web Site – Page 12
  • Future of residential appraising page on Appraisal Today Web site – Page 12
  • Newbie page on Appraisal Today Web site – Page 12
  • Not getting my e-mail newsletters?

October, 2004

  • The Fraud of Appraisal Regulation – Page 1
  • A serious learning gap for new appraisers, by Doug Smith – Page 6
  • Why the Appraisal Institute is changing SRA requirements – Page 10
  • Is there a future for the SRA designation? – Page 11
  • Mortgage fraud epidemic – Page 12
  • AQB’s implementation guide for 2008 changes – Page 12
  • Subprime doubles – Page 12

September, 2004

  • How to get more business using client-centered marketing – Page 1
  • Are your CDs and DVDs Rotting? – Page 4
  • Computers – what to buy and how to keep it running – Page 6
  • More new Fannie Forms – Page 8
  • Are appraisal associations dinosaurs? – Page 10
  • Aerial maps – Page 11
  • Deadbeats – Page 11
  • New Mobile Appraisers group – Page 11
  • Free FEMA maps – Page 11
  • Appraisal Today 2004 International Conference news – Page 11
  • Health insurance – Page 12
  • AQB news – Page 12

 

August, 2004

  • Bad girls/Bad boys – Appraisers in the News – Page 1
  • Selling the Invisible – a good marketing book, by Doug Smith – Page 5
  • Scope of Work – First Exposure Draft – Page 6
  • “Firing a client” – Page 10
  • Client Rating Grid – Page 11
  • Final Rule issued on FHA Lender Accountability for Appraisers – Page 12
  • New Fannie Forms – Page 12

 

July, 2004

  • Fannie’s new test URAR/1004 for released – Page 1
  • Measuring Up Part 111 – Tools, Devices and Software, by Doug Smith– Page 6
  • Get more work by diversifying your lender claims – Page 8
  • Finally – a “real world” statistics book for appraisers – Page 10
  • Where to file a complaint – Page 11
  • Broker doesn’t pay appraiser and loses license – Page 11
  • Mortgage brokers’ prez wants to clean up industry? – Page 11
  • West Virginia’s new appraiser pressure law – Page 11
  • Senate hearing on Poconos mortgage scam – Page 12

 

June, 2004

  • E & O Insurance 2004 Update – Be careful – Page 1
  • E & O Insurance Companies – Page 5
  • Photos: The Good, the Bad and the Ugly – Page 6
  • Appraisal Today 2004 Conference “Insider” Notes – Page 8
  • Pennsylvania appraisers lose mandatory licensing fight – Page 10
  • Marshall & Smith to transfer ownership to MacDonald Dettwiler – Page 10
  • NAR has over 1 million members – Page 10
  • MBA forecast is $2.4 trillion for 2004, down 37% from 2003 – Page 10
  • 2nd USPAP 2005 exposure draft issued – Page 11
  • Fitch says AVMs may overvalue in declining markets – Page 11
  • AVM Nation – Page 11
  • Costar expanding – Page 12

 

May, 2004

  • Start your own appraisal group – Page 1
  • In Memoriam-Zeke Mailman, Editor of Appraisal Today – Page 5
  • Measuring Up –  Part 11  The measurement of the single family house – a holistic approach, by Doug Smith – Page 6
  • A little knowledge – is a dangerous thing – Page 9
  • Appraisers see problems with FIRREA – Page 10
  • The Appraisers Research Foundation wants to give you money – Page 12

April, 2004

  • Get more business by networking at meetings – Page 1
  • New appraiser qualifications adopted by AQB – Page 4
  • Karen Mann – from appraisal secretary to church appraiser expert – Page 6
  • Measuring up Part 1 – Commercial Office Buildings and Single Family Measurement Standards, by Doug Smith – Page 8
  • Appraiser E&O scam – the Noble Group – Page 10
  • FHWA proposed appraisal changes – Page 10
  • What lenders think about appraiser independence – Page 10
  • Regulating non-bank lenders and predatory lending – Page 11

 

March, 2004

  • 57 ways to cut costs and increase cash flow – Page 1
  • Cracking your computer – Page 4
  • Digital camera news – Page 5
  • What for of ownership is best for your appraisal practice, by Doug Smith – Page 6
  • The appraiser training “system” is broken – Page 9
  • Appraisers to be tested again by FHA? – Page 10
  • AQB “complaint” – Page 10
  • How many appraisers work for AMCs? – Page 10
  • Schwarzenegger replies to appraiser’s e-mail – Page 10
  • Reviewing appraisals in India? – Page 11
  • USPAP 2005 first exposure draft issued – Page 11
  • Phishing – bogus email scams – Page 11
  • Revised ANSI Sq. Ft. – Page 11
  • Fannie Mae Appraisal Guidelines available – Page 11
  • SRA to MAI path – Page 12
  • Appraiser busted in South Dakota – Page 12

 

 

 

February, 2004

  • Appraiser time waster and what to do about them Part 2, by Doug Smith – Page 1
  • Fannie concerned about inflated appraisals – Page 3
  • Should you work for an AMC? – Page 4
  • Federal regulators want to hear from appraisers – Page 7
  • Utilities and Fixes – Page 8
  • Disposable digital cameras?-Not now – Page 9
  • Sample receipt for borrower paid appraisal – Page 10
  • New Maryland law requires reporting lists of appraisals completed in Baltimore – Page 11
  • Land listings at LoopNetLand.com – Page 11
  • HUD’s Credit Watch initiative and appraisals – Page 11
  • Business is up – time to do some marketing – Page 11
  • New Jersey appraisers business down due to new law – Page 11
  • Appraisal organizations object of proposed RESPA changes – Page 11
  • Fake lender e-mail scam – Page 12
  • Fannie Mae Guidelines available – Page 12
  • Latest MBA forecast – Page 12

 

January, 2004

  • Fannie’s new appraisal forms – Page 1
  • New narrative appraisal software – ValueTech, by Doug Smith – Page 3
  • The O’Rourke 2004 Appraisal Forecast-Good is Bad – Page 4
  • What’s ahead for appraisers and computers – Page 6
  • Appraiser’s time wasters and what to do about them-Part 1 – Page 8
  • Appraiser named as Federal Reserve Bank director – Page 11
  • Survey on appraiser pressure and lenders – Page 11
  • Appraiser says reports were altered and fights back – Page 11
  • Carolina appraiser loses license – Page 11
  • Appraiser found guilty in Indiana scam – Page 12
  • Cost vs. value – Page 12

 

December, 2003

  • 2003 Year-end tax planning for appraisers – Page 1
  • Readdressing an appraisal is a new assignment – Page 3
  • Increasing narrative appraisal report production, by Doug Smith – Part 2 – Page 4
  • Computer tips for appraisers – Part 2 – Page 6
  • How to make your computer work and keep working – Page 7
  • Using trainees – The save way – Page 8
  • Do appraiser directories work – Page 9
  • USPAP – what’s new for 2004 – Page 10
  • Rural-suburban-urban – Page 10
  • The changing paradigm in commercial real estate – Page 10
  • Spam nightmare – Page 10
  • How to keep up with FHA changes – Page 10
  • ASA starts Hong Kong chapter – Page 10
  • New FHA VA required form 11/16/03 – Page 10
  • HUD/FHA implements “Appraiser Watch” – Page 10
  • VA news – Page 11
  • FDIC letter on appraisal independence – Page 12

November, 2003

  • 10 tips on avoiding deadbeat clients, by Doug Smith – Page 1
  • VA to expand fee panel – Page 4
  • How to handle the current slowdown – Page 5
  • Using the Internet to manage your appraisals – Page 6
  • Computer tips for appraisers-Part 1 – Page 8
  • Scope – the 2nd draft – Page 10
  • New FHA VC form required 11/16/03 – Page 10
  • How to keep up with FHA changes – Page 11
  • Spam nightmare – Page 11
  • Weicher speaks on appraisal oversight, lender accountability, and flipping – Page 12

 

October, 2003

  • Appraisers are in the assurance business, by Doug Smith – Page 1
  • Collateral scoring-the future of lender valuations – Page 5
  • Marketing to real estate agents and brokers – Page 6
  • How to get business from the Internet-Part 1 – Page 8
  • Appraisal Today e-news changes – Page 10
  • 2004 ASB Summary of Actions – Page 10
  • New online manufactured home seminar – Page 10
  • AQB issues 5th Exposure Draft on revising the Real Property Appraiser Qualification Criteria – Page 10
  • ASA and NAIFA dancing? – Page 10
  • New Director of Research and Technical Issues at the Appraisal Foundation – Page 11
  • Survey says commercial lending increasing – Page 11
  • Banks loosening underwriting on commercial RE loans – Page 12
  • Appraiser sued for non-completion of construction – Page 12

September, 2003

  • Use Google to improve your Internet searching – Page 1
  • “Double Jeopardy” Appraisals the second time around – Page 5
  • What commercial appraisers should know about commercial mortgage fraud – Page 6
  • Where to get information on updates and re-certifications – Page 9
  • Curable queries – Page 10
  • New FHA VC sheet effective now – Page 11
  • Health information on the Internet – Page 11
  • Appraisal Institute lists associate members in online directory – Page 11
  • Capitol Commerce Mortgage shuts down – Page 11
  • MBA and Fannie downsize predictions – Page 12
  • Real Estate Valuation magazine now online – Page 12
  • AQB to issue 5th exposure draft – Page 12
  • Why and how to keep close track of mortgage origination stats – Page 12

August, 2003

  • How to prepare for the coming appraisal crash – Page 1
  • Increasing narrative appraisal report productivity – Part 1, by Doug Smith – Page 5
  • What is a “good” appraiser? – Page 8
  • Mortgage broker business up 500% since 1998 – Page 10
  • Housing bubble? – Page 10
  • New Jersey appraiser gets fines and license suspension – Page 10
  • Appraiser indicted in Indiana mortgage scam – Page 10
  • AVM news – Page 11
  • AMC news – Page 11
  • California, Atlanta and Chicago tops in mortgage fraud – Page 11
  • Which states have the most FHA appraisers – Page 11
  • Advisory opinions approved – Page 12
  • IRS and “qualified appraisers” – Page 12

 

July, 2003

  • Entrepreneur, technician, and manager –                                                                                –    the three conflicting roles of fee appraisers  – Page 1
  • Where to get E&O insurance – July 2003 – Page 4
  • Proposals and engagement letters: Preparing for marriage with your client – Page 7
  • Sample of engagement letter – Page 8
  • Increasing appraisal productivity by using Scope of Work, by Doug Smith – Page 10
  • Number of mortgage brokers up 500% since 1988 – Page 11
  • Valuation Summit – appraisers and AVMs – Page 11
  • MBA predicts $3.34 billion in originations in 2003 – Page 11
  • Fannie predicts $3.7 trillion in originations in 2003 – Page 11
  • MBA and Fannie predict sharp declines in 2004 – Page 12
  • New Fannie form for manufactured homes – Page 12

June, 2003

  • New GAO report on appraiser regulatory structure – Page 1
  • What is That and Now What Do I Do? Regarding Factory Built/Assembled, Mobile, Modular and Manufactured Homes, by Jo Ann Meyer Stratton – Page 4
  • Increase your productivity with two new narrative report software programs, by Doug Smith – Page 7
  • Proposed USPAP changes – Page 10
  • Forsythe Appraisals attracts private investor Page 10
  • HUD issues final rule on FHA appraiser requirements – Page 10
  • Disability – your greatest risk – Page 10

May, 2003

  • How to hire the trainee you want – Page 1
  • Should you do REO appraising? Part II, by Doug Smith – Page 6
  • REO Inspection Checklist – Page 9
  • Appraiser indicted in Georgia mortgage scam – Page 10
  • Kansas assessor wants to sell AVM – Page 10
  • VA bill proposes to let borrower select appraiser – Page 10
  • AMCO and American Guild of Appraisers alliance – Page 11
  • Curable query – Should you take credit card payments? – Page 12

April 2003

  • Pricing appraisals for maximum profit – Page 1
  • Should you do REO appraising? – Part 1, by Dough Smith – Page 5
  • Licensing Board Administrative Notice: Your immediate attention is required! – Page 8
  • Valuation 2005? – Page 9
  • ACI sold – Page 9
  • Fannie Mae, HUD, and other lender guidelines online – Page 10
  • Free Flood Maps from FEMA – Page 10
  • Large mortgage lenders pessimistic – Page 10
  • Chief appraisers discuss commercial appraisal issues Page 10
  • Loan officer steals appraisal fees – Page 11
  • Three year sales history – Page 11
  • AQB issues 4th draft – Page 11
  • Former Memphis appraiser in jail – Page 12

March 2003

  • Good and bad (or stupid) appraisers in NY, KY, and OH – Page 1
  • Don’t work for free – collect all your billings! – Page 3
  • How to use Scope of Work in your appraisal business – Page 5
  • Appraisals and mold – what you need to know, by Doug Smith – Page 8
  • PDS (ACI) to be sold – Page 10
  • No more PUD approvals for FHA – Page 10
  • AI, ASA, ASMRA issue memorandum of understanding – Page 10
  • ASB issues Draft changes to 2003 USPAP – Page 10
  • ASB considers changes in Departure – Page 10
  • Commercial origination up – Page 11
  • Group medical plans for appraisers – Page 12

February 2003

  • How much insurance do you need? – Page 1
  • Don’t work for free-collect all your billings Part I – Page 4
  • Retirement planning for your long term care needs – Page 6
  • News Briefs = Page 10

January 2003

  • New Advisory Opinion on appraisal updates has practical advise – Page 1
  • 10 Tips for increasing productivity in 2003 p Page 3
  • Can trainee licensees be independent contractors? – Page 6
  • Internet spyware and what you can do about it, by Mary Dum Page 7
  • Texas appraiser’s FHA fraud case dismissed . FHA appraiser’s beware – Page 8
  • Appraisers on front page of Wall Street Journal – Page 9
  • The O’Rourke 2003 Forecast – Bad is Good –Page 10
  • Newsbriefs – Page 11

December  2002

  • The future of the appraisal profession – page 1
  • 2002 Year end tax planning for appraisers, by Theresa Tocci  – Page 5
  • Make reviews part of your market strategy, by Doug Smith – Page 6
  • USPAP changes effective January 1, 2003, by AOR – Page 9
  • Online building costs at SwiftEstimator.com, buy AOR – Page 10
  • News Briefs, by AOR –Page 11

 

November 2002

  • How to reduce stress and avoid burnout, by AOR  – Page 1
  • Say thank you with holiday gifts, by AOR – Page –Page 3
  • Mentoring tomorrow’s appraisers Part III, by Doug Smith – Page 6
  • Computer tips for appraisers, by AOR – Page 9 –
  • News Briefs, by AOR – Page 10

October  2002

  • Will you still be appraising when you’re 85, by AOR – Page 1 –
  • Mentoring Tomorrow’s Appraisers Part II, by Doug Smith – Page 5
  • Increase productivity by hiring staff support, by AOR – Page 8
  • News Briefs, by AOR – Page 11

September 2002

  • Have a more successful business – take control of your time – Page 1
  • Appraising billboards – book review, by AOR – Page 5
  • Mentoring tomorrow’s appraisers – Part 1, BY Doug Smith – Page 6
  • New Fannie Mae 2000 review form – Page 9
  • Newsbriefs – Page 10

August 2002

  • Appraisals for trust, estates and gifts – Page 1
  • Appraisal Institute national conference in Hawaii – Page 4
  • Disto – a laser measuring device that increases productivity , by Doug Smith – Page 6
  • Realquest – a new data service – Page 9
  • Newsbriefs – Page 10

July 2002

  • Where to get flood maps on the Internet – Page 1
  • Is there a Blue Box AVM in your future – Part IV, by Doug Smith – Page 4
  • Primis – from small appraisal company to withdrawn IPO to purchase by First American – Page 7
  • Appraisal for trusts, estates, and gifts – an excellent diversification opportunity – Part 1 – Page 8
  • Newsbriefs – Page 10

June 2002

  • New trends in E&O claims, by Robert C. Wiley – Page 1
  • New Fannie Mae Guidelines – Page 3
  • Where to get E&O Insurance – June 2002 – Page 4
  • One Big Appraisal Organization  – Page 7
  • How to have business come to you –  increase your referrals – Page 8
  • Newsbriefs – Page 10

May 2002

  • Using independent contractors – be careful!  – Page 1
  • Mark to market – what does it mean to appraisers? – Page 4
  • Valuing Land – book review – Page 5
  • Is there a Blue Box AVM in your future – Part III, by Doug Smith – Page 6
  • Standard & Poors reviews AVMS – Page 9
  • Newsbriefs – Page 10

April 2002

  • How to adapt to the changing lender market Part II – plan ahead for the slowdown by diversifying your lender clients !  – Page 1
  • Is there a Blue Box AVM in your future – Part III, by Doug Smith – Page 5
  • New York City assessors – lifestyles of the infamous and, maybe, rich  – Page 8
  • Newsbriefs – Page 9

March 2002

  • How to adapt to the changing lender market Part I – Changes over the past 80 years – Page 1
  • Deed planning programs – a review – Page 4
  • Is there a Blue Box AVM in your future – Part I by Doug Smith – Page 6
  • Appraiser Watch – Appraisers in the news in Illinois – Page 7
  • How secure PDF files? – Page 8
  • Newsbriefs – Page 9

February 2002

  • How to adapt
  • Hiring trainees – yes, no or maybe? – Page 1
  • Save time  and reduce stress by prioritizing – Page 5
  • Keep your clients loyal with good spelling, grammar and proofreading, by Doug Smith MBA, IFAS, – Page 6
  • Managing your money – where does it come from and where does it go? – Page 8
  • Newsbriefs – Page 11

January 2002

  • What’s new in USPAP 2002? – Page 1
  • O’Rourke Predictions for 2002- Good is Bad – Page 3
  • Step up From Bookkeeping to Accounting 2002, by Doug Smith, MBA IFAS – Page 4
  • Just Say NO – take control of your business – Page 7
  • Newsbriefs – Page 9

December 2001

  • What will you do when the appraisal market crashes (again)? – Page 1
  • 2001 Tax Tips, by Theresa Tocci, CPA – Page 1
  • Holiday gifts – easy marketing for appraisers – Page 4
  • Giving Tips, by Dennis Thomkins – Page 6
  • Getting started in relocation appraising – Part 2 – Page 7
  • Don’t waste time and money – manage your phone calls – Page 8
  • The Night Before Christmas, by Terra Properties – Page 11
  • Newsbriefs – Page 12

November 2001

  • Best Computer Hardware Buys, by AOR/Marv Downey – Page 1
  • How to keep your computer running, by Mark Downey – Page 3
  • What’s new in the revised ERC form  – Page 4
  • Subscriber Information – Page 5
  • How to use temporary help to speed up appraisal deliver, by Doug Smith- Part II, and Revisiting the Four Step Training Method – Page 6
  • Getting started in relocation appraising – Part 1 – Page 9
  • Newsbriefs – Page 11

October 2001

  • Privacy and appraisal data – Page 1
  • Advice on client pressure problems – Page 5
  • Make more money by “Firing Clients” – Page 6
  • Client Rating Grid – Page 7
  • How to use temporary help to speed up appraisal deliver, by Doug Smith- Part 1 – Page 8
  • Two Good Jokes – virus alert and appraisal reviews, by AOR/Dick Sorenson, MAI – Page 10
  • Newsbriefs – Page 11

September 2001

  • Digital Cameras – what’s hot, by Mary Dum – Page 1
  • Automated Valuation Models – what’s new? – Page 3
  • Increase your profits by differentiating your appraisal business, by Doug Smith – Page 3
  • 10 ways to make your firm different & 20 years of PC – Page 8
  • A new edition of “The Bible” –The Appraisal of Real Estate 12th Edition, – Page 9
  • Newsbriefs – Page 10

August 2001

  • Appraisal technology – where will we be in five years?, by Mary Dum – Page 1
  • Marshall & Swift Commercial Estimator software – Page 3
  • Now you see it, now you don’t:  Searching the Invisible Web, Wayne Pugh, SRA,CRE – Page 4
  • Get more done by managing Appraisal Road Blocks, by Doug Smith – Page 6
  • Wireless internet technology in appraisal…Myth,or Competitive Edge, by John Cirincione, SRA – Page 8
  • The future of appraising – Page 10
  • Newsbriefs – Page 11

July 2001

  • How to use PDF files in your appraisal business – Page 1
  • Pocket Real Estate – MLS data in your hand – Page 5
  • How to manage multiple appraisal deadlines, by Doug Smith – Page 6
  • The Gramm-Leach-Bliley Act and what it means for appraisers – Page 8
  • REALDFC – a new appraisers” DFC program – Page 10
  • Newsbriefs – Page 11

June 2001

  • 10 Tips on reducing our E&O exposure – Page 1
  • Where to get E&O insurance – June 2001 – Page 2
  • Getting set up for “EDI” – Page 4
  • Appraisal forms on the Internet – Page 5
  • Mortgage Fraud: a white collar crime secret, by Doug Smith, MAI, SRA – Page- 7
  • Use technology to drive your competitive strategy Part III, by Doug Smith – Page 8
  • Newsbriefs – Page 10

May 2001

  • Where to get flood information on the Internet – Page 1
  • Use technology to drive your competitive strategy Part II by Doug Smith – Page 4
  • Marshall & Swift – what’s the best option for you? – Page 6
  • AppraisalTrac – online appraisal management – Page 9
  • Procrastination cost you time and money – Page 10
  • Newsbriefs – Page 11

April 2001

  • Make more money by delegating – Page 1
  • Use your lender list applications to market your business Part I, by Doug Smith – Page 4
  • How to find what you need on the internet, by Michael Cartwright, ASA – Page 6
  • How many appraisers does it take to change a light bulb, by Julio E. Sune, Jr. – Page 8
  • Open houses – easy marketing and a free lunch!, by Barry LeBow, AACI – Page 9
  • Newsbriefs – Page 11

March 2001

  • Changes proposed for appraiser qualifications – who care? – Page 1
  • A lesson from hotel management on pricing your appraisal services & Increase your income by managing your time (2 short articles),by Doug Smith – Page 4
  • A few good links – Page 7
  • USB – how can you use it?, by Rick Bestany – Page 7
  • Appraisal of Rural Property (Book Review) – Page 8
  • Newsbriefs – Page 9

February 2001

  • Is there a Palm In Your Hand?, by Mary Dum – Page 1
  • Drivers and BIOS, Oh My!, by Rich Bestany – Page 4
  • A few good links – Page 5
  • 10 Rural Appraisal Rules, by Bruce Motts, IFA – Page 6
  • An Appraiser’s Poem, by Jo Anne Glantz – Page 7
  • An Appraiser’s Poem, by Jo Anne Glantz – Page 7
  • Avocado marketing and appraisers – Page 8
  • Newsbriefs – Page 9

January 2001

  • O’Rourke’s Predictions for 2001- Bad is Good – Page 1
  • A guide to Appraisal Valuation Modeling (Book Review) by John Regan, GAA – Page 3
  • The life cycle of an appraisal firm – Page 4
  • A Business Tune Up – Part 2, by Doug Smith –  Page 7
  • Customer service differs for appraisers, by Doug Smith – Page 7
  • So many Website, so little time, by Michael Cartwright – Page 9

December 2000

  • Appraisal management services – the old and the new – Page 1
  • 2000 Year End Tax Planning Tips, by Theresa Tocci, CPA – Page 5
  • E-appraisal technology: high tech or high risk, reprint from LIA – Page 6
  • Fannie Mae on Tour (Seminar Review), by John Regan – Page 7
  • An Appraisal Business Tune UP, by Doug Smith – Page 9
  • Newsbriefs – Page 9

Novmber 2000

  • Increase profits by delegating – Page 1
  • A few good links – mapping, PMI info, HUD links, FDIC manual, by Doug Smith – Page 4
  • Using independent contractors – be careful! – Page 5
  • FHA news – TV ads and termites – Page 9
  • Newsbriefs – Page 11

October 2000

  • Why I am an appraiser – Page 1
  • Finally, a residential appraiser book with good tips (Mark Ratterman) – Page 2
  • HUD sanctions 77 lenders – Page 3
  • What computer hardware to buy ( and not buy) – Page 4
  • A few good links – Page 5
  • What is your credit policy? – Page 6
  • Newsbriefs – Page 9

 

September 2000

  • Internet appraisal directories – worth the cost? – Page 1
  • Digital Photo Tips – Print Quality, Resolution, Emailing, by Mary Dum – Page 6
  • USPAP news. 2001, FAQs, Misconceptions – Page 7
  • How to use your scanner in your appraisals, by Mary Dum – Page 8
  • Newsbriefs – Page 10

August 2000

  • National residential database – should you contribute data? – Page 1
  • HUD – flipping, predatory lending and appraisers on TV – Page 3
  • Use 3-appraisal for “comp checks” – Page 4
  • Which are your most profitable products? – Page 6
  • Newsbriefs – Page 8

July 2000

  • How to get higher fees and increase your profits – Page 1
  • Internet links and tips – Page 5
  • Getting business from the Internet – Page 6
  • How to use Adobe Acrobat 4.0, by Mary Dum – Page 9
  • Newsbriefs – Page 10

June 2000

  • Appraisals on the Internet – Page 1
  • Flipping:  dangerous maneuvers for appraisers, by LIA – Page 4
  • Where to get E&0 Insurance – June 2000 Update – Page 6
  • More mortgage flips in Minnesota and Maryland – Page 9
  • Newsbriefs – Page 10

May 2000

  • How to get more business using Yellow Page ads – Page 1
  • Residential appraising – Wall Street, computer nerds, donuts and 100 year old appraisers – Page 3
  • FHA News: Appraisers on TV, Roster removal, fee changes – Page 6
  • Threatened with a lawsuit? A call in time may save your peace of mind, by Robert Wiley, LIA – Page 8
  • Newsbriefs – Page 9

April 2000

  • How much money do appraisers make? – Page 1
  • Advice on Pencil Searches, Comp Runs, etc., by Christopher Gaskins, MAI –Page 5
  • Appraisals for trust and estate – a growing market – Page 5
  • Newsbriefs – Page 10

March 2000

  • Writing on Digital Photography, by Mary Dum – Page 1
  • Commercial AVM available online/Online tips – Page 3
  • Old clients –an excellent source of new business , by Ken Rossman, SRA – Page 4
  • Disability – your greatest risk – Page 6
  • Limiting conditions and assumptions (humor), by Deane Wilson-reprinted from ASA – Page 7
  • Key features of 2000 USPAP and proposed changes for 2001(quotes from ASB) Page 9

February 2000

  • How to get more business using client-centered marketing – Page 1
  • Appraising Residential Property-AI (Book Review) –Page 4
  • Spectrum – Comps on the Internet – Page 5
  • Mortgage Fraud Watch – MN, NJ, CA – Page 7
  • Lawsuits filed against Norwest  and Value IT – Page 8
  • Newsbriefs – Page 10

January 2000

  • Aggressive appraising – the fuse is lit, by Rick Powell – Page 1
  • How To Appraise Damaged Properties,  by Randall Bell, MAI (Book Review) – Page 5
  • Where to get flood maps – Page 7
  • Newsbriefs – Page 9

December 1999

  • Bad appraisers in California and Maryland – Page 1
  • 1999 Year End tax planning for appraisers, by Theresa Tocci, CPA – Page 4
  • Marketing – Say Thank You – Page 5
  • FHA news – insurance, InTown, exams – Page 6
  • Newsbriefs – Page 8

November 1999

  • Speed can be addictive – DSL and cable, by Mary Dum – Page 1
  • AMC’S –  who, what, and why – Page 3
  • Managing exposure in the face of HUD reforms, by LIA – Page 8
  • FHA News – Page 10
  • Newsbriefs – Page 11

October 1999

  • FHA – the good, the bad and the ugly – Page 1
  • Use newsletter to promote our business – Page 6
  • AVMs – what’s the future for appraisers? – Page 8
  • How to appraise real estate damages, including O.J. Simsons’ condo-Book Review – Page 10
  • Newsbriefs – Page 11

September 1999

  • IRS whistle blower appraiser loses job – Page 1
  • IRS  appraisal practices _violate….taxpayers’ rights to uniformity”, by Matthew N. McErlean, MBS, MS, MAI –Page 2
  • PMI marketing tips – Page 3
  • Intregra Realty Resources – a new national commercial appraisal firm – Page 6
  • Relocation appraisals and EDI – ready to go – Page 8
  • Managing commercial appraisal digital photos – Page 10
  • Newsbriefs – Page 11

August 1999

  • How to get your computer ready for Y2K – Page 1
  • How to find useful information on the Internet – Page 7
  • Newsbriefs – Page 9

July 1999

  • Where to get E & O Insurance – 1999 – Page 1
  • E& O Insurance Companies – Page 4
  • Way to reduce your liability exposure – Page 5
  • Which appraisers make the most money – Page 8
  • Newsbriefs – Page 9

June 1999

  • PMI  cancellation – how much business will we get?  – Page 1
  • What’s the best pager? – Page 5
  • Appraisal association directories get your name on the Internet  – Page 6
  • Newsbriefs – Page 9

May 1999

  • Use appraiser directories to get your firm on the Internet – Page – 1
  • Color Laser printers – is it  finally time to buy?, by Mary Dum – Page 6
  • Primis – on a fast track to a national appraisal company – Page 8
  • Newsbriefs – Page 10

April 1999

  • What do lenders want from appraisers? – Page 1
  • Official Megabucks Bank Appraisal Review Form (Humor) Page – 5
  • Use appraisal management programs to find out who’s doing what and who hasn’t paid – Page 6
  • How to get more business by saying “NO” – Page 8
  • When can you retype/reassign an appraisal? – Page 10
  • Newsbriefs – Page 11

March 1999

  • Don’t work for free – Collections, Part 11 – Page 1
  • Client Rating Grid – Page 5
  • Last minute tax tips for appraisers – Page 6
  • Updates vs. Recertifications – Page 8
  • Newsbriefs – Page 9

February 1999

  • Don’t work for free – Collect of your billings – Part 1 – Page 1
  • Preliminary values, Comp checks, Value checks and USPAP – Page 4
  • How to get your appraisal firm on the Internet – Page 6
  • Newsbriefs – Page 9

Janary 1999

  • 1999 USPAP changes, What, Why and Who Cares – Page 1
  • Using independent contractors – Be careful! – Page 4
  • Where have we been and where are we going? O’Rourke’s predictions for 1999 – Page 6
  • Newsbriefs – Page 10

December 1998

  • 1999 USPAP – Three reports and Departure retained – Page 1
  • Year-end tax tips for appraisers, by Thersea Tocci. CPA – Page 3
  • Don’t be a slave to your telephone – Page 4
  • Watch out for real estate scams! – Page 6
  • Really Bad Business Advice for Appraisers (HUMOR), by Bill Pittenger – Page 7
  • GIS and appraisers – Book Review – Page 8
  • Newsbriefs – Page 11

 

November 1998

  • Appraiser alert – mortgage markets in turmoil! – Page 1
  • Using media to your advantage – Page 3
  • Y2K and you, by Mary Dum – Page 7
  • How to make money doing inspections (no values) for lenders – Page 8

 

October 1998

  • Appraisal Institute National Residential Database – who benefits? – Page 1
  • Computer “best buys”, September 1998, and a few good tips – Page 6
  • A few REAMUG tips – Oage 8
  • Newsbriefs – Page 9

 

September 1998

  • Automated valuation models – threat and opportunity – Page 1
  • Customize your Web interface with a portal – Page 6
  • Reviewers vs Reviewees-Book Review author Richard Sorenson – Page 8
  • Newsbriefs – Page 9

August 1998

  • USPAP, the Second Draft, and opinions of value – Page 1
  • Commercial real estate listings om the Internet – Page 5
  • Finally…appraiser continuing ed on the Internet – Page 8
  • Newsbriefs – Page 11

July 1998

  • Where to E&O insurance – 1998 – Page1
  • How to improve your appraisal reports (Book Review) author Alan Blankenship, PhD – Page 5
  • Inspections (no values) Using Fannie’s 2075 and Freddie’s 2070 Forms – Page 6
  • Newsbriefs – Page 9

June 1998

  • What is a “good” appraiser? – Page 1
  • How to tell if you’re an email junkie (HUMOR), by Chuck Williams – Page 3
  • Increase productivity by hiring support staff – Page 4
  • Computer Haiku (Humor-posted on the Internet by Nancy Mueller) – Page 8
  • Newsbriefs – Page 9

May 1998

  • To hire or not to hire – that is the question – Page 1
  • What’s the best computer hardware for appraisers – Spring 1998 – Page 5
  • Residential and commercial mortgage brokers – who, what and where – Part 2 – Page 9
  • Newsbriefs – Page 11

April 1998

  • From Ellwood to AAVMs, an interview with Barry Bates, appraisal technology guru – Page 1
  • What’s the best computer hardware for appraisers – Spring 1998 – Page 6
  • Commercial appraisal fee and turnaround survery – Page 4
  • Newsbriefs – Page 9

March 1998

  • What’s the best digital camera? By Mary Dum – Page 1
  • Make use of your driving time by exercising  – Page 4
  • Commercial  mortgage backed securities (CMBS) and appraisers – Page 6
  • Newsbriefs – Page 10

February 1998

  • Should USPAP be changed?, by AOR – 3 pages
  • What’s the best Windows sketch program? – Page 4
  • What’s the best appraisal association Website? – Page 7
  • Newsbriefs – Page 12

January 1998

  • O’Rourke predictions for 1998 – Page 1
  • What I hate about the Web – Page 6
  • Newsbriefs – Page 7

December 1997

  • “Quality” – How much is enough ? – Page 1
  • Valuation to Albania to Zimbabwe (Book Review) – Page 5
  • Comps on the Internet – Page 6
  • NAIOP – commercial real estate development is hot – Page 8
  • Newsbriefs – Page 10

November 1997

  • Entrepreneur, manger and technician – the three conflicting roles of fee appraisers  – Page 1
  • An appraiser’s guide to the Web – Page 4
  • Consulting for residential appraisers – Page 7
  • Will automated underwriting destroy the residential appraisal business – Page 9
  • Newsbriefs – Page 10

October 1997

  • The ideal appraisal forms software  – Page 1
  • What computer to buy – September 1997 – Page 6
  • Collect your billings faster with WONCHAX, by Mary Dum – Page 7
  • Cap rates on the Internet? – Page 8
  • Newsbriefs – Page 9

September 1997

  • How to get more (paid) consulting assignments – Page 1
  • Appraisal Foundation releases new UCIAR forms, by AOR – Page 4
  • Use of Fannie’s 2055 for increasing – Page 6
  • GAO looks at FHA appraisal process – Page 8
  • Newsbriefs – Page 9

August 1997

  • Email mailing lists – the easy way to get information from the Internet – Page 1
  • State appraisal enforcement varies – Page 4
  • Internet FAQ”s for appraisers, Part 1 – Page 6
  • Fannie Mae releases new 2075 non-valuation Inspection Form – Page 8
  • Newsbriefs – Page 10

July 1997

  • Appraising – from the middle ages to now, by G. Michael Yovino- Young  – Page 1
  • Who’s really doing electronic transmission? – Page 4
  • Commercial mortgage back securities market rose 60% in 1996 – Page 7
  • Appraisers ask for better enforcement of USPAP – Page 9
  • Newsbriefs – Page 10

June 1997

  • Who’s offering E&O insureance – 1997 – Page 1
  • How many appraisers are there?(AI book review) – Page 5
  • The IRS and valuation: a mess – Page 6
  • Two new “how to” books – historic properties and healthcare enterprises – Page 8
  • Newsbrief – Page 9

 May 1997

  • Most appraisers are propreneurs, not entrepreneurs – Page 1
  • Appraisers forecast stable to increasing markets – Page 3
  • Bank commercial real estate lending booming – will there be a bust? – Page 4
  • Listing appraisals – an opportunity for appraisers – Page 6
  • What computer ( if any) should you buy – Page 8
  • Newsbriefs – Page 10

April1997

  • PMI cancellation –  an excellent opportunity for appraisers  – Page  1
  • How to get free email account – Juno – Page 5
  • How to get your appraisal firm on the Web – Page 6
  • Peter Korpacz – a commercial date success story – Page 8
  • Newsbriefs – Page 10

March 1997

  • Buyer brokerage – a “natural” for appraisers – Page 1
  • How to shop for E&O insurance, by Robert Wiley – Page 5
  • Street Maps – is it time to go digital – Mary Dum – Page 6
  • How to manage your email – Page 8
  • Newsbriefs – Page 10

February 1997

  • Domain names – your Internet business identity – Page 1
  • How to have business come to you – always ask, always tell – Page 4
  • ULI -3,800 prospects and 5 appraisers – Page 6
  • The Twelve Days of Christmas – Appraisal Version, by Therrien & Price LLC – Page 7
  • Should you take a home office deduction – Page 8
  • Newsbriefs 10

January 1997

  • The future of your appraisal business – Page 1
  • REO’s – bad is good – Page 4
  • Drivebys and liability – Part 2 – Page 5
  • Where does your money come from and where does it go? – Page 6
  • Looking back at 1996 and forward to 1997 – Page8
  • Newsbriefs – Page 10

December 1996

  • Should you sell your data? – Page 1
  • Drivebys, walkthroughs and desktop appraisals – Part 1 – Page 4
  • Understanding Limited Appraisals (AI book  review), by AOR – Page 7
  • Why are there so many appraisers? – Page 7
  • What are the best buys in computer hardware? – Page 8
  • Newbriefs – Page 9

November 1996

  • Real Estate brokers and appraisals – Page 1
  • Should you work for an appraisal management company? – Page 4
  • Is the Internet just a bunch of hype? – Page 6
  • Industry in Crisis- Reengineering Your Appraisal Career (book review-Marshall & Swift – Page 8
  • Only 10,000 residential appraisers needed by Year 2001? – Page 9
  • Newsbriefs – Page 10

October 1996

  • Data – who has it and who wants it? – Page 1
  • Creative Appraisal Definitions, by Larry Schnepf – Page 5
  • USPAP and marketing – what are the rules? – Page 6
  • Appraising the Tough Ones (AI book review) – Page 8
  • Newsbriefs – Page 9

September 1996

  • How to increase productivity without  spending any money – Page 1
  • The Appraisal Subcommittee – what do they do with your money – Page 4
  • The Appraisal Foundation – who, what and why – Page 6
  • The future of appraising – Page 9
  • Newsbriefs – 10

August 1996

  • Digital cameras – is it time to buy?  – Page 1
  • Relocation Associations – E-R-C  and RAC – Page 8
  • Newsbriefs – 10

July 1996

  • Appraisal market stabilized, but the future is uncertain – Page 1
  • How to get lender lists – Page 5
  • Values on high end homes increase – Page 6
  • Home sales &  prices up – Page 6
  • How to find stuff on the Internet –  Page 8
  • Newsbriefs – Page 10

June 1996

  • NEWSLETTER MISSING

May 1996

  • Online Commercial Appraisal Bidding – Page 1
  • Marketing to Real Estate Agents and Brokers – Page 3
  • Fair Lending and the Appraiser (AI book review) – Page 5
  • Netiquette and Smileys – Page 6
  • Newsbriefs – Page 8

April 1996

  • How to Use Fannie’s New 2055 Form in Your Appraisal Business – Page1
  • The Internet – The Good, The Bad and The Ugly – Page 5
  • IRS Addresses Independent Contractor Issues – Page 9
  • Newsbriefs – Page 10

March 1996

  • ANSI and EDI – The Big Picture – Page 1
  • State Appraisal Enforcement Varies – Page 5
  • Commercial real estate forecast: upbeat for 1996 – Page 6

February1996

  • EDI and Appraisers – Page1
  • 1995 Mortgage Statistics – Page 6
  • How to collect all of your billings – Page 7

January 1996

  • How to get free software, by Mary Dum – Page 1
  • Appraisal Enforcement in California – Page 4
  • How to Get Your Appraisal Firm on the Web – Page 6
  • Review of ‘’95 and Forecast for ’96 – Page 8

December 1995

  • Appraising in Canada – Similar, but Different – Page 1
  • FDIC Survey Show Commercial Real Estate is Improving – Page 3
  • How to Use the Internet in Your Appraisal Business – Page 4
  • Relocations Declining – Page 6
  • Computers in the Appraisal Business: Today and Tomorrow – Page 7

November 1995

  • Digital Cameras – Are They Worth the Cost – Page 1
  • Which Are Your Most Profitable Products? – Page 5

October 1995

  • Appraisers Surfing the Net – Page 1
  • Deliveries…Are You Paying Too Much – Page 4
  • Limited Liability Companies – a Flexible Form of Ownership – Page 7

September 1995

  • How to use Marketing-Oriented Letter to Increase Your Business – Page 1
  • Changing from employee to independent contractor – Page 4
  • Business valuation – a growing profession – Page 6

August 1995

  • Exhibiting at conferences can increase your business  – Page 1
  • B,C,D Lending – a growing market – Page 3
  • Regional loan application indices now available – Page 5
  • Commercial Lending picking up – Page 7

July 1995

  • Client-centered marketing: Your key to success – Page 1
  • How to get higher appraisal fees with value-added services – Page 4
  • How mortgage brokers adapted in the changing market – Page 6

June 1995

  • Associations online: ASA and the Appraisal Institute – Page 1
  • Statistical valuation: still a long way to go nationally – Page 4
  • Bail bonds and appraisals – Page 6

May 1995

  • Use public speaking to attract more clients – Page 1
  • FHA lending increasing – Page 5
  • Computers: What to buy and Not to buy – Page 7
  • Fed survey upbeat on commercial real estate – Page 8

April 1995

  • Yellow page advertising – is it worth the cost – Page 1
  • Who’s offering E&O Insurance 1995 – Page 4
  • Largest commercial mortgage firms – Page 6

March 1995

  • Appraisal seminars for promotion and profit – Page 1
  • Appraising for the SBA – Page 5
  • Relocation appraising for Lender0oriented appraisers – Page 5
  • FHA is not the same as conventional lending appraising – Page 6
  • Motivational books and tapes help you stay up when business is down – Page 7

February 1995

  • Promote your business with a newsletter – Page 1
  • What goes down comes up – mortgages from 1972 to 1994 – Page 5
  • Keep your clients happy with fast turnarounds – Page 7

January 1995          

  • Fee appraisers optimistic for 1995 – Page 1
  • Fair lending and the fee appraiser – Page 4

December 1994

  • Writing brochures that sell – Page 1
  • Appraisal management companies – who and what – Page 6
  • GeoLocater 3 – an appraiser’s mapping program – 1994 – Page 8

November 1994

  • Appraisals for estate and probate predicted to increase – Page 1
  • EDI, AI and Appraisers – Page 5
  • Home Inspectors – A growing industry – Page 6

October 1994

  • 50 ways to market your appraisal services – Page 1
  • Cyclicality Surfing: surviving the ups & downs of the appraisal business – Page 3
  • Home Equity forecast – Page 4
  • Alternative Uses of Appraisal Skills, by Roy Schneiderman – Page 6

September 1994

  • Contingent Fee Assessment Appeals – Page 1
  • The Incredible Shrinking Appraiser Report- Part 2 – Page 4
  • The Minimum Residential Appraisal Report – Page 6
  • Home Equity Loans increased since 1988 – Page 7

August 1994

  • Strategic Alliance can increase profits – Page 1
  • The Incredible Shrinking Appraisal Report – Part 1 – Page 4
  • Should Appraisers do Windows, by Mary Dum – Page 6

July 1994

  • 51 ways to cut costs and increase cash flow – Page 1
  • 100 largest commercial mortgage firms – Page 4
  • Appraisers on line – Page 7

June 1994

  • Computer generated values – Page 1
  • Shared office space can cut costs – Page 4
  • Major USPAP changes effective July 1, 1994 – Page 6
  • Computer hardware “Best Buys” Page 8

May 1994

  • Appraising Government agencies – Page 1
  • Find out how you are doing-take a client survey – Page 4
  • Residential mortgage refi market declining – Page 6

Aoruk 1994

  • Opportunities in fee review appraising – Page 1
  • Fear of hiring – Page 4
  • Staying up when business is down – Page 5
  • Questions & Answers from the Appraisal Institute – Page 6
  • Residential mortgage lending statistics – Page 7

March 1994

  • Commercial Forms Software review – Page 1
  • Personal selling for appraisers – Page 6

February 1994

  • Life cycle of an appraisal firm – Page 1
  • USPAP and Drivebys – Page 2
  • Clinton’s Healthcare Act may restrict IRS “Safe Harbor” – Page 3
  • Mortgage lending increases at Credit Unions – Page 4
  • Mapping the US on your desktop, by Mary Dum – Page 6

January 1994

  • Fee split and expense ratio survey – Page 1
  • Reviewing the reviewer – Page 4
  • How to survive an independent contractor audit
  • Proposed USPAP report changes – Page 7

December 1993

  • Appraisals on the Information Highway – Page 1
  • Digital photography today – Page 2
  • Mortgage brokers…Who, What and Where? – Page 6

November 1993

  • Can you sell your appraisal business? – Page 1
  • Mortgage Banker Market Share – Page 4
  • Commercial Mortgage Rates Continue to Fall – Page 6

October 1993

  • Ways to reduce your appraisal liability – Page 1
  • Who’s offering E&O Insurance – Page 4
  • What’s the best state for Appraisers? – Page 6

September 1993

  • What’s the best forms software program – Page 1
  • The art of interviewing – Page 8
  • Should you join an Appraisal Association? – Page 10

August 1993

  • FIRREA & the fee appraiser – Page 1
  • DIVERSIFY: Work for accounts and attorneys – Page 4
  • New URAR mandatory on New Year’s Day – Page 6
  • Solo Contender – Page 7

July 1993

  • Appraising in Saipan – Page 1
  • New URAR software – page 2
  • Keep track of your contacts with ACT! – Page 3
  • How to expand into Relocation Appraising – Page 4
  • How to research resumes and references – Page 6

June 1993

  • Expand your client base – Page 1
  • DISABILITY: Your greatest risk – Page 2
  • Internal cash controls keep your employees honest – Page 3
  • Find out what job applicants really know by testing – Page 4
  • Use checklists to save time – Page 6
  • Foundation news – Page 7

May 1993

  • Cashing in on your company’s name – Page 1
  • “Firing” a Client – Page 3
  • Dictation-Saves time and increases productivity – Page 4
  • Recruiting Experienced Appraisers – Page 6
  • Foundation news – Page 7

April 1993

  • Use MBA survey to predict appraisal demand – Page 1
  • Appraisal tracking programs – Page 4
  • Changing from Independent Contractors to Employees:a BE CAREFUL! – Page 6

March 1993

  • Get more referrals by networking a room – Page 1
  • Office supplies-Don’t pay too much – Page 3
  • The customer is Not Always Right – page 4
  • How to increase cash availability – Page 7

February 1993

  • What is Quality – Page 1
  • Appraiser compensation – fee splits – Page 4
  • Save time and money with audio tapes – Page 6

January 1993

  • Publicity…You can do it yourself – Page 1
  • Save time by single-handling your mail – Page 3
  • HIRING-The first step in deciding who you want – Page 4
  • Latest test version of the New URAR – Page 6

December 1992

  • Increase Productivity by Delegating  – Page 1
  • Shareware: The Best Software Bargain, by Mary Dum – Page 3
  • Pricing Appraisals for Maximum Profit – Page 4
  • Rewarding Employees for Extra Effort – Page 6
  • 10 Question not to ask Job Applicants & questions you can ask – Page 6
  • Federal Safe Harbor Rules – Page 7
  • News Bytes – Page 8

November 1992

  • Phones…Time Water or Time Saver? – Page 1
  • SARSEP-IRAS Flexible, Affordable Pension Plans – Page 3
  • New Independent Contractor Ruling REAG, Inc. VS, USA – Page 5
  • Collecting Past Due Billings-What we all hate – Page 6
  • News Bytes – Page 8

October 1992

  • ADVERTISING: How to use it in your Appraisal Business – Page 1
  • Professional liability insurance…Is it worth it – Page 2
  • Hire your children and Pay NO taxes – Page 5
  • How to avoid collection problems – Page 6
  • Foundation news – Page 7

September 1992

  • REFERRALS: How to get new clients to call you! – Page 1
  • DELIVERIES: Are you paying too much – Page 2
  • What’s the Best Delivery Service for your business – Page 4
  • Independent contractors-How to keep out of trouble – Page 5
  • RTC News – Page 7

August 1992

  • Diversification & Specialization – Complimentary or contradictory – Page 1
  • The home office tax deduction – Page 2
  • QuickBooks: An easy way to keep track of your business finances – Page 3

July 1992

  • Public Speaking…A powerful tool – Page 1
  • Fee Splits-Too high or too low? – Page 2
  • Sketch programs…More professional reports in less time – Page 3

June 1992

  • Marketing…Put it in writing – Page 1
  • Time Management …Overcoming procrastination – Page 2
  • The Appraiser’s computer system, by Mary Dum – Page 3

 

 

THE END