Appraisal Today List of Articles by Month

 1992 – 2022

May 2022

• What is required for the 1004/Desktop Appraisal? – Page 1
• CubiCasa – Accuracy, Cost, Ease of Use, ANSI , Etc. – Page 10
• Mortgage Loan Volume Index Graph 1-22 to 4-22 – Page 12
• ANSI and USPAP – Confidentiality, by Tim Andersen – Page 14

 

April 2022

• How to handle a “low” appraisal, by Tim Andersen MAI  – Page 1
• Engagement Letters, by Claudia Gaglione – Page 4
• Is it just USPAP?  by Barry Bates – Page 6
• Pocket App for saving information, by Wayne Pugh MAI – Page 9
• Do tandem bedrooms and garages impact value?, by Jamie Owen – Page 11

March 2022

• Who Said I Agreed to be an Expert?, by Claudia Gaglione   – Page 1
• Review: Measuring Square Footage with ANSI 2021: Home Measurement Textbook, by Hamp Thomas Jan. 9, 2022 – Page3
• ANSI and Appraisers, Real Estate Agents and MLS –  and what it means, by Hamp Thomas – Page 6
• What do you want/need to know about ANSI? – Page 8
• Review of available ANSI classes – Page 10
• How do we value a house with a HUGE non-permitted addition? – Page 12

 

February 2022

• Why did Fannie select ANSI 765-2021? Which appraisers are using ANSI now?   – Page 1
• Fannie vs. ANSI – similar with some differences – Page 5
• Who developed ANSE Z765-2021 and Who approved the 2021 changes?    – Page 9
• ANSI Resources – Page 13
• Sloped ceilings, stairs and below grade issues – Page 14
• Does My Neighborhood Really Need to be Analyzed? – Part 11, by Tim Andersen, MAI – Page 17

January 2022

• Construction progress reports, by Claudia Gaglione, Esq.  – Page 1
• Does My Neighborhood Really Need to be Analyzed? – What Fannie Says, by Tim Andersen, MAI  – Part 1 – Page 3
• New Year’s Resolutions. Set goals for 2022 and plan how you will accomplish them – Page 7
• When the Best Comps are Four Years Old, by Ryan Lundquist – Page 9
• If you like Tim’s Article on Page 3, Buy this Book! 36 Answers you need now to help you Master Neighborhood Analysis (2^nd Edition) – Page 13

 

December 2021

• 2021 year-end tax planning for appraisers: It’s not too late to save on your 2021 taxes – Page 1
• Marketing with holiday gifts and cards – An easy and Most Excellent Marketing Tool – Page 6
• Think carefully before signing a Records Affadaavit, by Claudia Gaglione, Esq. – Page10
• An Appraiser Gets Audited by the IRS! My Story, by Ann O’Rourke – Page 11

November 2021

• Why Do Claims Get Settles? , by Claudia Gaglione, Esq. – Page 1
• How to reduce your stress: Don’t let other people (and AMCs) push your buttons – Page 4
• I Think Something is Missing, but I’m Not Sure. Why and How to Explain the Omission of The Cost Approach (for example), by Tim Andersen, MAI – Page 7
• How to handle angry borrowers and agents: Ask, Listen, Repeat, Relate, by Dustin Harris – Page 10
• Limiting Conditions (Humor), by Deane Wilson, ASA – Page 13

 

October 2021

• Threatened with a Lawsuit , by Claudia Gaglione, Esq. – Page 1
• The Angry Property Owner – What to Do?, by Ryan Reynolds – Page 3
• Internal Consistency – What Reviewers and State Regulators Look For, by Tim Anderson, MAI – Page 7
• When is it Not OK to Use a Sale Within a Mile – Page 10

 

September 2021

• Vacant Land: A Nightmare for an Appraiser, by Claudia Gaglione, Esq. – Page 1
• Is it okay to compare two detached units with two attached units?, by Ryan Lundquist – Page 4
• Don’t use only automated valuation (weighted average) from your appraisal forms software without additional reconciliation analysis, by Doug Smith, SRA – Page 6
• I’m Just Going to Check the Box – Highest and Best Use – What Fannie, Textbooks and USPAP say, by Tim Andersen, MAI – Page 8

August 2021

• Using Trainees – the Safe Way, by Claudia Gaglione, Esq. – Page 1
• Part 11 – The goal is conformity, believability and the resulting mediocrity, by George Dell, SRA. MAI, ASA ,CRE – Page 3 (see May issue for Part 1)
• The Misnomer of Market Value, by Davie Braun, MAI., SRA – Page 7
• Krisp – Noise cancelling for Internet conferencing, by Wayne Pugh, MAI – Page 9
• Vacation Time for Appraisers, by Doug Smith, SRA, AI-RRS – Page 12

July  2021

• Limiting Liability to Third Parties, by Claudia Gaglione, Esq. – Page 1
• Rising Markets: When my subject is the New High Sale, by Denis Desaix, MAI, SRA  – Page 6
• 2021 E&O Insurance Update – Where to Get E&O Insurance, Most Frequent Claims, etc. – Page 9
• 2021 E&O Insurance Brokers – Page 17

 

June  2021

• Don’t Assume You Did it :Right” the First Time, by Rachel Massey SRA, AI-RRS – Page 1
• The AMC/Lender will whistle a jaunty tune, by Tim Andersen, MAI – Page 3
• Seeing the forest through the trees, by Rachel Massey SRA, AI-RRS – Page 6
• Rising markets when my subject is in the new high sal, by Denis DeSaix – Page 8

 

May 2021

• How to communicate your reconciliation , by Rachel Massey SRA, AI-RRS – Page 1
• Part 1 – Practical Guide to USPAP Appeasement. Only the first 24 pages matter, by George Dell, SRA. MAI, ASA ,CRE – Page 4 (see August issue for Part 11)
• How appraisers use abductive reasoning to provide a value opinion, by Tim Andersen, MAI – Page 8
• Rules are made to be followed, by Claudia Gaglione, ESQ. – Page 10
• Malwarebytes mobile security for the iPhone, by Wayne Pugh, MAI – Page 12

 

April 2021

• Retirement: To Stay or Not to Stay. That is the Question – Page 1
• Highest and Best Use of the Cost Approach, by Scott Braun – Page 5
• Review: Residential Property Appraisal, by Mark Ratterman. Buy This Book!! Page 8
• Appraiser Independence Rules (AIR), AMC’s and the Appraiser, by Julie Freiss – Page 11

 

March 2021

• Managing Multiple Appraisal Deadline, by Doug Smith, SRA, AI-RRS – Page 1
• If people can’t find you, they can’t order an appraisal or give you a referral  – Page 5
• Review of “The Appraisal Bible” – The Appraisal of Real Estate,  15^th Edition by the Appraisal Institute – Page 7
• Sales and financing concessions, What Fannie and USPAP say, by Time Andersen , MAI – Page 9
• 20 Questions from Tim Andersen – Page 11
• How affordable, really, by Rachel Massey, SRA – Page 13

 

February 2021

• Appraisal Risk Management – Fannie’s – 2021-01. Risk scores, appraisal defects, appraiser independence, etc. – Page 1
• Make use of your driving time by exercising –  Page 5
• Procrastination costs you time, money and more stress, which we don’t need now!– Page 6
• FHFA wants input on waivers, hybrids, data access for appraisers, etc. by 2-26-21 Page 8
• Appraisal waivers up 137% for all loan types in 2020 – Page 12
• Braintoss captures your thoughts, By Wayne Pugh, MAI
• Egad! UAD and Forms Reforms,  By George Dell, MAI, SRA, ASA, CRE – Page 17

January 2021

• Top 10 Appraiser Time Wasters, by Doug Smith SRA, AI-RRS – Page 1
• The power of Surveys, by Rachel Massey, SRA, AI-RRS – Page 7
• George Dell – The Anti-Statistics Guy, by George Dell, MAI, SRA, ASA, CRE – Page 8

 

December 2020

• 2020 year-end tax planning for appraisers. It’s not too late to save on your 2020 taxes! –  Page 1
• Marketing with holiday gifts and cards – easy and Most Excellent Marketing Tool – Page 6
• How to reduce stress to be more productive – Page 9

 

 

• November 2020
• Increase your productivity by managing your email –  Page 1
• What is True and Correct per USPAP? By Tim Andersen, MAI – Page 5
• Tales of a Trainee at  Appraisal Camp Sedona, By Brian Aldridge – Page 10
• CamScanner Review, By Wayne Pugh, MAI

October 2020

• Appraiser’s Don’t “Create” Value! By Tim Andersen,  MAI–  Page 1
• Practical tips you can use today for getting more appraisals done and make more money – Page 6
• New appraisers need live, not “virtual” field training,  by Julie Fries, SR – Page 10
• My new blog, Covid Science For Everyone! Covidscienceblog.com – Page 14

September 2020

• Disability – your greatest risk –  Page 1
• Disability Insurance – more important than ever during a Pandemic! –  by Paul Porter – Page 5
• But Fannie Mae says I don’t have to do the Cost Approach! – by Tim Andersen, MAI – Page 6
• The common sense of it all, something we should always try and revisit – by Rachel Massey – Page 9
• Appraising Solar: New Fannie guidance August 2020  –  by Mark Buhler – Page 11

 

August 2020

• How to keep safe from COVID-19, including tips for appraisers –  Page 1
• The Vaccine Race – Page 10
• Grammerly can fix your grammatical errors, by Wayne Pugh, MAI– Page 15

 

July 2020

• Reduce your liability: Sample disclaimers/statements for your appraisals –  Page 1
• Welcome to Appraisal Purgatory! A Day in Appraisal Camp, Sedona Arizona,by Julie Freiss– Page 5
• E & O Insurance – where to get it, reducing liability, most frequent claims,            etc. – Page 7
• 2020 E & O Insurance Brokers – Page 15

June 2020

• How to communicate with appraisers online. What’s best for you? –  Page 1
• Fannie Temporary Appraisal Requirement Flexibilities –  What they mean for  you – Page 8
• Addendum:   Fannie Letter  Lender LL-2020-4 – Page 2
• Addendum: Fannie Appraiser FAQs – Page 11
• Addendum: Summary of Appraisal Requirements – Fannie, Freddie, FHA,       VA – Page 17

 

May 2020

• Virtual Inspection Tools: Drivebys and Desktops Made Much More            Reliable –  Page 1
• Desktops and Exterior Appraisals: Virtual Inspection Tools Can Help! – Page 4
• Musings on Misleading, by Tim Andersen, MAI – Page – 9
• What Does Fannie May Really Want? By George Dell, MAI – Page 12
• Malwarebytes to Keep Your Computer Free of Worms, Trojans, etc., by Wayne Pugh, MAI – Page 15

 

April 2020

• COVID-19: Data Comps and Values –  Page 1
• Data and Comps. It’s all about the data!! – Page 5
• Vaccines, Immunity and Q & A’s – Page 10

March 2020

• Restricted Appraisal Reports – Yes, No or Maybe?, by Tim Andersen-  Page 1
• Why is USPAP copyrighted. Why you must buy it every 2 years (book review) –  Page 5
• How much money did you make per hour after expenses in 2019? – Page 9

 

 February 2020

• Entrepreneur, technician and Manager – the three conflicting rolls of fee appraisers  –  Page 1
• I am not “JUST” a residential  appraiser! By Rachel Massey, SRA, AI-RRS, ASA, IFA – Page 4
• Highest and Best Use and USPAP 2020 by Julie Friess, SRA, AI-RSS, MA – Page 5
• Should you stay or should you go? That is the question…. – Page 8

 

January 2020

• Planning for 2020 – Set up a budget to manage  your income and expenses  –  Page 1
• Practical tips you can use today for getting more appraisals done and make money – Page 5
• New Year’s resolutions.  Set goals for 2020 and how you will accomplish       them – Page 9
• Ankor Innovations brings Amazon Alexa to your automobile – Page 11
• New Ca law: What’s happening in your state? Appraisers want to keep Independent Contractor status with AMCs – Page 14

               

December 2019

• 2019 year-end tax planning for appraisers It’s not too late to save on your 2019 taxes! –  Page 1
• Starting over again by Rachel Massey, SRA., AI-RRS – Page 5
• Marketing with holiday gifts and cards. An easy and Most Excellent tool! –Page 6
• USPAP 2020-2021 – What’s New? by Tim Andersen MAI – Page 9
• Evaluations Are Appraisals by Julie Friess, SRA, AI-RRS – Page 11
• Bifurcated inspection-only option “paused” – Page13

 

November 2019

• What is Fannie doing now and what are their future plans? UAD, Forms, Bifurcated-  Page 1
• Adjust your adjustment or your attitude.   By George Dell MAI – Page 6
• State Board complaints. What if you are found guilty?  by Tim Anderson –   Page 11

 

October 2019

• Risk Management for Real Estate Appraisals and Appraisal Firms, by P. T.  Christensen Esq.  – Buy This Book  –  Page 1
• Data and Verification  Source(s) are Critical, by Dave Towne – Page 5
• The Differences Between Evaluations and Appraisals Part 2, by Tim Andersen, MAI – Page 9

September 2019

• Bifurcated Appraisal Reports  and USPAP Compliance, by Julie Freiss  –  Page 1
• Measure – A New Way to Measure – Page 4
• Evaluations: Yes, No or Maybe? Part 1 – addendum to newsletter, by Tim Andersen – Page 8

August 2019

• Most appraisers focus on completing appraisals, not the business side of their companies, and make less money  –  Page 1
• Who’s on your Approved Client list and why? Don’t work for low fee and hassles – Page 4
• Client Rating Grid – Page 7
• Appraisal report correction and responses – suggested protocol by Dave Town – Page 9
• The Valuation of Condominiums, Cooperatives and PUDs – Book Review – Page 11

July 2019

• 2019 E & O Insurance Update – Where to Get E& O  Insurance, State Baord Complaints, Your Biggest Risks, Etc. –  Page 1
• 2019 E&O Insurance Brokers – Page 10
• Appraisers and Cyber Crimes. Be Careful Out There – Page 11

June 2019

• Fannie’s big changes: New Forms, Revised AUD and Bifurcated (Hybrid) Appraisals  –  Page 1
• Old Versus New: Conflict or Opportunity? By George Dell – Page 10
• PC and Macintosh Keyboard Shortcuts by Wayne Pugh – Page 14

 

May 2019

• How to use less gasoline and save money today! –  Page 1
• Bail bond appraisals – all cash, very high fees, little competition – Page 4
• Assessment appeals – marketing, fees, critical dates, etc. – Page 7

 

April 2019

• Communicating  with non-lender clients:  Very, very different than lenders –  Page 1
• Manifesting Support for Adjustments by Steven Smith, MSREA, MAI, SRA – Page 7
• Lots of ways to cut costs and increase profits and cash flow – Page 10

 

March 2019

• Expert witness for residential appraiser – Yes, No or Maybe – Page 1
• The Appraisal Industry at the Crossroads of Change and Re-invention – Page 12
• Five Powerful Software Programs for Every Real Estate Appraiser – Page 15

 

February 2019

• What is a bedroom? , by Doug Smith– Page 1
• How to get referrals from real estate agents – Page 4
• Home measurement services – how to use your measuring skills to make     money – Page 7

January 2019

• How to collect all your billings. Don’t work for free – Page 1
• Planning for 2019 – Set up a budget to manage your income and               expenses – Page 7
• New Year’s Resolutions. Set goals for 2019 and how you will accomplish      them – Page 10
• How to get business by networking at meetings – Page 12

 

December 2018

• Your Website – the easiest and fastest way to get non-lender work – Page 1
• 2018 year-end tax planning for appraisers. What you can do now to save on your 2018 taxes!! – Page 9
• Marketing with holiday gifts and cards – an Easy and Most Excellent Marketing Tool – Page13
• InRoute Planner – map your real estate data with the quickest route – Page 19

 

November 2018

• Business slow? Non-lender appraisals are an excellent option! Good Fees, No AMCs, No CU, No UAD!! – Page 1
• Speaking at real estate meetings is an easy way to market your business – Page 5
• Why should you join an appraisal association, by Joseph Lynch – Page 10
• Network of state appraisal associations (NSAO) contact list – Addendum
• Appraisal Organizations List – Addendum

 

October  2018

• Should you do lender work? – Page 1
• Relocation appraisals – clients that pay well and really want to know  what the property is worth By Rachael Massey, SRA,AI-RRS – Page 4
• How an NMLS-Type Structure for Valuation Benefits Appraiser, Lenders and Consumers-By James L. Murrett, MAI, SRA – Page 7
• What is the Nationwide Multistate Licensing System (NMLS) – Page 8
• Answers and Solutions to Tough Appraiser Questions & Client Demands. A Reference Guide to Associated Laws, Rules and Regulations, Volume One by Richard Hagar, SRA (Book Review) – Page10

 

 

September  2018

• Why, Why, Why?  Why do we put “stats, graphs, data and science” together?   By George Dell – Page 1
• Disability – your greatest risk – Page 7
• How to get started in commercial appraising 5+ unit apartments – Page 11
• Protecting your privacy. Are Facebook, Uber, Amazon and Apple tracking       you -By Wayne Pugh-  Page 15

 

August  2018

• Appraising – from the Middle Ages to now – Page 1
• Appraising over 3,000 years ago – Page 4
• Appraisers and The Big Short: Tricks & Traps for Avoiding Market         Blindness – Page 5
• “Retirement” for fee appraisers: when, why, and lots of options – Page 8
• Residential vs. commercial lender fee appraisals – fees, reports, reviews,            etc. – Page 11

 

July  2018

• Tips, Trends & Takeaways: What is Happening with E&O insurance Today, By Elaine Matternas – Page 11
• Valuation by Comparison 2^nd Edition. Buy this Book!! – Page 9
• 2018 E&O Insurance Update – where to go to get E&O insurance, state board compaints, your biggest risks, etc. – Page 1

 

June  2018

• Fannie: Inspection waver, hybrids, UAD and forms changes-where is residential lender appraising going? Part 1  – Page 1
• What’s new at the ASB and AQB? Hybrids, ASB online forum, practicum,        etc.  – Page 4
• Evernote review by Wayne Pugh, MAI, CRE, FRICS, CIM – Page 6
• Preface to The Enforcement Table: Competence, Ethics and Fraud, by Barry Bates – Page 7
• The USPAP Enforcement Table, by Barry Bates – Page 10

May 2018          

• Will another profession replace appraisers? By George Dell – Page 1
• What’s up with Fannie’s CU? Public records, comps, Risk Scores, peers, forms, etc. – Page 4
• Collateral Underwriter or Collateral Underminer:  Risk Score Manipulation? By Brian Musto – Page 8
• What really happens with State Regulator USPAP Enforcement? By Barry Bates – Page 10
• Temptation in the 1004 fields, By Barry Bates – Page 14

 

April 2018

• Quick Start – how to get non-lender work ASAP –Part 1 Fed up with AMC hassles and low fees? But, not sure what type of lender work is best for            you? – Page 1
• “Mom, Dad, when I grow up I want to be an appraiser!” By Barry Bates – Page 6
• What will happen to residential mortgage lending in 2018? – Page 10

March 2018

• Why I am an Appraiser – Page 1
• What being designated means to me By Rachael Massey, SRA, AI, RRS – Page 5
• Fujitsu Scan SnapiX500 scanner – fast, easy to use By R. Wayne Pugh, MAI – Page 8
• What is a Functionally Obsolete Appraiser By Richard Hagar, SRA – Page 11

 

February 2018

• Staying positive with unreasonable fee, excessive Scope Creep from AMCs,   etc. – Page 1
• New Liability Issues: Hybrid appraisals, appraiser identity  fraud, etc. – Page 6
• Do you have to be crazy to appraise real estate?, by Barry Bates – Page 9

 

January 2018

• How to connect with appraisers online. What’s the best way for you? –  Page 1
• Is there a ban on evidence based value? By George Dell, MAI, SRA, ASA, CDEI – Page 6
• Is it jUSt PAP? By Barry Bates – Page 9
• How the new tax law affects appraisal businesses – pass-throughs and estate       tax – Page 14

December 2017

• 2018-2019 USPAP – What You Need To Know –  Page 1
• How to get into trouble: 8 Great ways for real estate appraisers , by Barry Bates – Page 8
• Mile IQ – an easy way to track your mileage and have an audit –proof tax     return, by Wayne Pugh – Page 15

November 2017

• Estate and Trust – the most popular non-lender appraisals, Part 2 – Page 1
• Estate/trust liability advice from Peter Christensen,  General Counsel, LIA Administrators & Insurance Services – Page 8
• Fannie and Freddie, The Ill Conceived Siblings. It’s All About The Money!, by Barry Bates –  Page 9
• 2017 year-end tax planning for appraisers. What you can do now to save on   taxes – Page 13

 

October 2017

• An Appraiser Gets Audited by the IRS! My Story……  – Page 1
• Appraisals for estates and trusts – the most popular non-lender appraisals         Part 1 – Page 8
• Fannie and Freddie are Not Your Friends, by Barry Bates – Page 12

September 2017

• Is the Traditional Appraisal Process Becoming Obsolete?, by George Dell – Page 1
• What’s happening in state and federal appraisal regulations? Statute of limitations, Evaluations, AVM QC, Appraisal Waivers, Etc. – Page 4
• Geocam Pro – get augmented geo data in yours smartphone photos by Wayne Pugh – Page 6
• Horror (&Harhar) Tales from the Field (aka War Stories from beginners, veterans and ancient values) by Barry Bates – Page 8

August 2017

• 2017 E & O Insurance Update – where to get E & O insurance, state board complaints – your biggest risk, etc.  – Page 1
• The Shape Shifting Appraiser. What are the 2017 Options for Appraisers, by Barry Bates – Page 10

 

July 2017

• Fannie and Freddie – what do they really say about risk scores, 1004mc, forms redesign, data discrepancies, etc.  – Page 1
• Housing values in Colorado are going up in smoke, by Tony Pistilli – Page 6
• Vacation time for appraisers, by Doug Smith – Page 8
• Working on the regulatory side: the Future of the Residential Appraiser (Part Deux). By Barry Bates – Page 10

 

June 2017

• Appraisal Today newsletter 25^th Anniversary!! Changes over the past 25 years. What a wild ride it has been!! – Page 1
• Survival for the residential appraiser: How I learned to stop working and love the AVM that put me out of business!  By Barry Bates – Page 8

 

May 2017

• Fannie fiction and Fact: comp selection, adjustments, market conditions, appraisal resubmissions, and lots more info, including AQM and Risk Scores – Page 1
• Fannie Mae  allows trainees – will it make a difference?   By Alan F. Simmons, SRPA – Page 5
• The cutting edge and user friendly way to schedule hope appraisals – are you ready? – Page 7
• Appraisal Today? No Appraisal Tomorrow? By Barry Bates – Page 8

 

April 2017

• Residential Cost Approach Part2 – Reconciliation, obsolescence, sample comments, by Denis DeSaix – Page 1
• How to get FREE Google listing near the top of search! No website           required – Page 5
• Get started in attorney work by doing divorce appraisals – much higher fees,    etc. – Page 6
• Why does regression Not Work?, by George Dell – Page 10
• Is there really an appraiser shortage today? – Page 12

 

March 2017

• Residential Cost Approach: complying with USPAP when lenders require the Cost Approach, by Denis DeSaix – Page 1
• How to get started in commercial appraising: 5+unit apts. High fees, no       AMC’s – Page 6
• Appraiser surveys: blacklisting, regs/enforcement, background checks pressure, etc. – Page 10
• Loan application graph from 2013 to today – Page 12

 

February 2017

• Seeing the forest through the trees. Look at your adjusted comp sales price    range, by Rachel Massey – Page 1
• Residential Highest and Best Use Analysis: more than just a “check box, by Denis Desaix – Page 3
• Fee and turn time surveys – appraiser vs. lenders – Page 10
• Mortgage volume changes graph – Page 12

 

January 2017

• Is the New AMC business model broken? – Page 1
• New Year’s resolutions for 2017. Set goals for 2017 and how you will accomplish     them –Page 8
• Meet the New Boss – CU. Practical advice from a lender reviewer – Page 10
• What’s up in technology – Page 13

 

December 2016

• 2016 year-end tax planning for appraisers.   What you can do now to save money on your 2016 taxes!! – Page 1
• Marketing with holiday gifts and cards. An Easy and Most Excellent marketing tool – Page 5
• Practical tips for dealing with complex residential appraisals, by Joesph Lynch – Page 8

 

November  2016

• How appraisers get into trouble using email , social media, online postings, face-to-face conversations, etc. Is there any communication that is private?  – Page 1

• State Appraisal Boards: Appraiser Discipline and E & O Insurance – Page 7
• Want to do appraisals for lenders, but not for AMCs? Private money lending – no UAD, CE, computer “reviewers” or being treated like you know nothing – Page 9
• Fannie’s Property Inspection Waiver (no appraisal) available December 10, 2016 What does that mean for you? – Page 13

 

 

October  2016

• Fees are going way up!! How to get higher appraisal fees during this boom      time –Page 1

• USPAP 2017-2019 2^nd Exposure Draft – what has changed? – Page 10
• Pro Camera 9 – a great app for appraisers – $4.99 – Page14

 

September  2016

• AMCs tell all to residential appraisers, by Joseph Lynch – Page 1
• Real Estate Damages, 3rd Edition, an excellent book – Page 4
• The Art of Appraising-what Big Data and Analysis misses and what it means to you – Page 6
• GLA adjustments using cost per square foot method – understandable and easy to use, by Dave Towne – Page 8

August  2016

• Will Collateral Underwriter destroy residential lend appraising? – Page 1
• Manage multiple appraisal deadlines to increase your productivity by Doug Smith, SRA, AI-RRS – Page 6
• Two reasons why appraisers should not use statistics by George Dell, MAI, SRA, ASA – Page 9
• Who’s on your approved client list and why? – Page 10
• Client Rating Grid – Page 14

July      2016

• Who are your most and least profitable clients? Look at how much you make per hour, not just the fee – Page 1
• Sample Time Sheet – Page 4
• How to manage your email to save time and reduce your stress!! – Page 5
• Using regression analysis in everyday appraisal practice by Doug Smith, SRA – Page 8
• LandGlide Review By Wayne Pugh, MAI, CRE, CCIM, FRICS – Page 11
• Comments on last month’s E&O article – Page 15

 

June  2016

• 2015 E&O Insurance Update – where to get E&O, prior acts, state board complaints, E&O Myths – Page 1
• How do upgrades affect UAD Condition and Quality Ratings? By Rachel Massey, AI-RRS- Page 10
• Q&A–FHA attic inspection requirements by Doug Smith, SRA, AI-RRS-Page 12

 

May      2016

• Practical tips on qualifying the 1004MC and preparing a Market Conditions Summary , by Doug Smith– Page 1
• Data science. What is it? What does it mean for appraisers? By George Dell – Page 6
• No man’s land & the aggressive real estate market – Page 8
• How to handle rapidly increasing prices in your market – Page 10
• YIPES (humor) – Page 13

 

 

April  2016

• What is a bedroom? By Doug Smith, SRA, AI-RRS – Page 1
• Issues with the 1004mc by George Dell MAI, SRA, ASA – Page 4
• What’s up in technology by Wayne Pugh, MAI, CRE, CCIM, FRICS – Page 7
• Your Web Site – the easiest and fastest way to get non AMC work! – Page 8

March              2016

• Adjustment, Part 2 – what are the best adjustment methods for your market – Page 1
• Reviewer as mind reader by Rachel Massey, SRA, AI-RSS – Page 8
• Curable Queries – Bracketing and SFR vs. Duplex by Doug Smith, SRA-RSS – Page 10
• 1004MC – the good the bad and what Fannie says – Page 12
• Statistical errors in the 1004MC by George Dell, MAI, SRA – Page 14

 

 

February  2016

• Adjustments Part 1 – Are you making too many adjustments? – Page 1
• Identifying Residential Architectural Styles by Mark Nadeau, SRA. – Book Review – Page 5
• Two good, practical residential books, with very good tips on adjustments – Book Reviews – Page 9
• The Dictionary of Real Estate Appraisals, 6^th Edition – Book Review – Page 11
• Support vs. proof for adjustments by Bob Keith – Page 14

 

 

January  2016

• The Internet, Big Data and the Art of Appraising The Past, the present and the Future – Page 1
• Two good, practical books for residential appraisers, including adjustments – Page – 6
• Setting appraiser New Year’s resolutions for 2016 and how to accomplish your goals – Page 8
• Include Executive Summary in your appraisal reports, By Dave Towne – Page 10
• A Catfight over Appraisal Standards, The Decline and fall of the Residential Appraiser, etc. By Owen Glendower – Page 13

 

 

December  2015

• 2015 year-end tax planning for appraisers-What you can do now to save money on your 2016 taxes – Page 1
• Don’t use only automated reconciliation analysis, by Doug Smith, SRA, AI-RRS – Page 4
• Marketing with holiday gifts and cards – Page 6
• I have Google Earth and I know how to use it, by Rachael Massey, SRA,          AI-RRS – Page 9
• Supporting adjustments: Let’s be reasonable! Why CU and AVMs cannot replace appraisers, by Denis DeSaix – Page 10

 

November  2015

• Collateral Underwriter 3.0 – six more adjustment warnings, including market conditions. What does this mean for you? – Page 1
• What lenders say about CU – Page 6
• Staying positive with unreasonable fees and excessive Scope Creep from AMCs – Page 8
• 2016-17 USPAP changes have low impact , by Doug Smith– Page 12

 

October  2015

• Tips on dealing with AMC engagement letter fine print and report clutter – USPAP, MLS sheets, etc, by Doug Smith. – Page 1
• Is it jUSt PAP? Abrasive, interesting and amusing comments!!, by Barry Bates – Page 5
• Local Appraisal group summaries – Page 11
• What is the purpose of the adjustment process?, by Rachel Massey – Page 16

 

September  2015

• Appraising – from the Middle Ages to now – Page 1
• Appraising over 3,000 years old – Page 5
• Will you still be appraising when you are 85 (or 90) – Page 6
• A closer look at listings – how to use listings in your local market , by Doug Smith – Page 12
• Limiting conditions and assumptions (humor) – Page 15

August  2015

• What lenders don’t use and how to get work from them – VA, local banks, mortgage companies, hard money, etc. Page 1
• FHA Revised Handbook – 4000.1. What you need to know/which documents you need to read, by Dough Smith – Page 4
• Statwing – easy to use multiple regression software for appraisers – Page 7
• Liability issues for review appraisers and non-lender assignments – Page 12

July  2015

• 2015 E&O Insurance Update – liability threats, state board complaints, where to get E&O, etc. – Page 1
• List of E&O insurance companies – Page 8
• Appraisaltool adjustment software – easy to use, data is from comps in your appraisal – Page 9
• How to reduce stress to be more productive and control your work-life balance – Page 11

 

 

June  2015

• What’s up with FHA’s New Manual 400.1? More Scope Creep?. By Doug Smith – Page 1
• Redstone regression software – will it work for your appraisals? – Page 5
• Managing yourself to get more appraisals completed and make more money – Page 10

 

May  2015

• Regression software programs – what’s the best one for you? – Page 1
• AMC fees up! You CAN get higher fees NOW!! – Page 16

 

April  2015

• Fannie and state regulators want adjustment support!! How to do adjustments – a review of 3 webinars – Page 1
• Practical tips you can use today for getting more appraisals done and make more money during this boom time – Page 8
• Fannie Hard Stops – be sure to check for this on every appraisal – Page 11

March  2015

• CU and AQM, “20 comps”, AQM, Risk Ratings, etc. – Fannie’s Lender Letter LL-2015-2 and recent FAQs – Page 1
• Fannie’s Lender Letter LLl-20105-a significant change for adjustment guidelines – Page 7
• Other sources of information on making and supporting adjustments – Page 12
• Valuation By Comparison – how to make and support adjustments. Buy This Book!! – Page 14

February  2015

• CU – warning messages, data – appraiser vs. CU, turn time, etc – Page 1
• Collateral Underwriter–what it is and how does it work, by Jeff Bradford – Page 8
• (Late) New Year’s Resolution – exercise while driving!! – Page 10
• Who’s on your approved AMC list? Dump your bad AMCs! Looking for new AMCs/clients?  How to evaluate them – Page 12
• AMC/client Rating Grid – Page 15

 

January  2015

• Fannie’s Collateral Underwrite – big changes and it means to you – Page 1
• Disability – your greatest risk – Page14

December 2014

• 2015 year-end tax planning for appraisers. What you can do now to save money on your 2015 taxes!! – Page 1
• Why Appraisers Should Care About Social Media – Page 4
• Marketing with holiday gifts and cards. An easy and most excellent marketing tool!! – Page 6
• Residential Green Valuation Tools, a practical and well written book – Page 9
• Bail Bond Appraisals – all cash, very high fees, little competition – Page 12

 

November 2014

• URAR vs. 1004MC issues – limited data, trends, sales-listings and mixed housing in neighborhood – Page 1
• Survey of appraiser fees, appraisals per month, liability, turn times, etc. – Page 6
• Relocation appraisals pay well with no UAD, 1004MC, scope creep, –    Page 10

October 2014

• How much money do you make per hour on your appraisals, after expenses? – Page1
• Borrower’s common questions and how an appraiser should answer them – Page 8
• Bad boys and girls – appraiser’s in the news – Page 10

September 2014

• How to collect all your billings. Don’t work for free – Page 1
• How to connect with other appraisers online. Which are the best groups for   you? – Page7
• When relying on your own abilities would violate USPAP – Page 12

• How to solve measuring problems with a DISTO™ – Page 14

August 2014

• How to make more money doing low fee appraisals – Page 1
• AMCs – number of appraisals, how many appraisers on panels, income, staff vs. fee, etc. – Page 6
• 2014 E & O insurance update – myths, liability threats, where to get E & O insurance – Page 8
• AQB 2015 changes – new challenges for trainees and mentors. The basics for a successful partnership – Page 16

July 2014

• Residential Highest and Best Use Analysis: More that just as “Check Box” – Reviewers and state boards want to see more explanation – Page 1
• The Cheese Has Moved – Page 8
• Changes by the AQB in January 1, 2015 Create New Challenges for Both Trainees and Mentors – Part 1 – Page 10
• E & O Insurance Company List – Page 14

 

June 2014

• VA is looking for fee appraisers! C/R fees and no AMC’s!! – Page 1
• The Veteran’s Administration – A model for all AMC’s – Page 8
• Big Client is Watching You! – Page 10
• Watch Those Concessions – Page 12

 

May 2014

• Residential commercial, the widening gap – Professionals vs. ??? – Page 1
• Want to do appraisals for direct lenders? Private money lending – no UAD,     – Page 6
• Residential Cost Approach Part 2 – Reconciliation, obsolescence, sample comments – Page 8
• Marketing to Appraisal Management Companies – Page 12
• Are appraisal fees REALLY dropping? – Page 17

April 2014

• Residential Cost Approach: complying with USPAP when lenders require the Cost Approach – Part 1 – Page 1
• Handling “instructions” not to make time adjustments without losing your
• client – Page 6
• Reviewing – an excellent diversification opportunity! Appraisal Institute new course – Review Theory, Residential – Page 10
• Business owners never take vacations – Page 14

 

March 2014

• Should you work for “low fees”? How to adjust to the major restructuring of residential appraisal fees since 2008 – Page 1
• Back to appraisal basics – staying out of trouble – Page 4
• We appraisers still have it pretty sweet – Page 7
• How to speak at weekly sales meetings at real estate offices and get more work – Page 9
• 7 things real estate agents should know about working with appraisers – Page 11
• Problems with Fannie and Freddie’s use of UAD appraisal data to reduce their risk – Page 14

 

February 2014

• Fannie’s Appraiser Quality Monitoring (AQM)-(Do not use list).  What does it mean to you – Page 1
• Free (and low cost) mobile Internet with Freedom-Pap – Page 5
• Application of UAD Quality and Condition definitions – Page 6
• Diversify your business by doing appraisal reviews – Page 8
• How to have more business come to you – get more referrals – Page 12
• Are you a consumer or producer? – Page 16

 

January 2014

• How to cut your appraisal expenses – software, date, insurance, online services, gas, etc – Page 1
• Setting appraiser New Year’s resolutions. How to accomplish your goals –    Page 4
• 2014 New Year’s Tech resolution – Upgrade your browser – Page 6
• You are 100% responsible for your own life – Page 7
• Using Quickbooks – an easy way to track your appraisal income and expenses – Page 8
• Step up from bookkeeping to accounting in 2014. Control your expenses and increase your profits – Page 9
• Appraisers-the reason ;you have no business: Functional Obsolescence – Page 12

 

December 2013

• 2013 year-end tax planning for appraisers.  What you can do now to save money on your 2014 taxes!! – Page 1
• Start planning for 2014 – set up a budget to manage inevitable changes in income – Page 4
• Differentiation – what makes your appraisal firm different from your competitors – Page 7
• Review – The Appraisal “Bible” – the 14^th Edition of the Appraisal of Real Estate – Page 10
• Reach Email Zen – time your inbox! – Page 13

November 2013

• How to get non-lender and non-AMC lender business by network at meetings – Page 1
• Interviewing tips and techniques for obtaining information required by         UAD – Page 5
• A low cost 800 number, plus tips for reducing your monthly phone bill – Page 9
• 1004D/442 form: one form with two very different uses and How to communicate with your client and comply with USPAP – Page 10

October 2013

• Quick Start-how to net non-lender work ASAP – Page 1
• How to get lender/AMC work now – Page 6
• Which tablet is best for appraisers? – Page 7
• Which laser measuring devise is best for appraisers – Page 8
• 2012-2013 USPAP Q&A and Appraisal Practices Board Advisories – Page 9
• USPAP 2014-2015 – What’s new – Page 1212

September 2013

• 41 Apps for Appraisers – Something for everyone! – Page 1
• How to get non-AMC work.  If they can’t find you, they can’t give you         work – Page 4
• Subscriber survey results. You spoke, I listened – Page 6
• Bad Boys and Girls – Page 8
• Retrospective appraisals and reviews – how they differ from the current values – Page 12

August 2013

• How to find the best AMCs!! And get info on AMCs that cold call you, check out your current clients, etc.  Use AppraiserAdvisor – Page 1
• Dodd-Frank ASC Appraisal Hotline-Use communication to avoid borrow complaints and lawsuits – Page 6
• When adjustments (or lack of) can’t be proven – Page10
• Revisiting the Fannie Mae/Freddie Mac 2005 URAR Form-Ambiguities and Liabilities – Page12
• Doug Smith – from hotel manager to appraiser – Page 14

 

July 2013

• Fee negotiation strategies for appraisers The Fairness Triangle: Scope, Turnaround and Fee – Page 1
• Reconciliation comments: What the client expects – Page 7
• Get started in attorney work by doing divorce appraisals – Higher fees, no AMCS – Page 12

June 2013

• E & O Insurance – where to get insurance, liability issues, state board complaints up Page 1
• E & O insurance companies – Page 7
• Datamaster-save time, data entry errors, and stip-import MLS into your reports – Page 8
• How to provide support for adjustments – Page 13

May 2013

• Property Sciences AMC – staff and fee appraisers – Page 1
• Managing multiple appraisal deadlines to increase productivity – Page 6
• How to use the 100MC to address unreasonable reconsideration requests – Page 9

 

April 2013

• A brief AMC history from 1967 to now – from 5% to over 80% of the appraisal market! – Page 1
• Appraiser’s time wasters and what to do about them. Scope creep and appraisal volume just keep increasing – Page 7
• Bad boys and bad girls – appraisers in the news – Page 12

 

March 2013

• Should you take a home office deduction? Page 1
• Commercial appraising–no AMCs, no UADs higher and steadier income – Page 4
• Denis Desaix – from restaurant manager to vineyard appraiser – Page 9
• Residential to commercial transition-the three legs to success – Page 12

 

February 2013

• How to evaluate AMCs (and other) clients before extending credit. Don’t work for free!!! – Page 1
• How to use business credit reports to check on AMC’s credit – Page 5
• Accounts receivable (invoice) factoring – get paid within 24 hours! – Page 8
• Evaluation Solutions: The Anatomy of an AMC’s Failure and Why Lenders (and appraisers) Should Care – Page 11

January 2013

• Background checks – Yes, No and Why? – Page 1
• Want to do lender appraisals with full fees and no UADs? – Page 4
• Why do lender/AMC requirements keep increasing: – Page 6
• AMC profile – Axis and AMC that pays well and is pro-appraiser – Page 7
• Fees- what AMCs say vs. appraisers’ opinions – Page 12

 

December 2012

• Fannie Mae Appraisal Messaging “Hard stops” to begin in January 2013. How to get ready for the changes – Page 1
• The best places to connect with other appraisers on line – Page 4
• What are AMCs paying now? Fees have been going up for a while – Page 8
• 2012 year end tax planning tips for appraisers – 14

 

November 2012

• Practical tips you can use today for getting more appraisals done and make more money during this boom time – Page 1
• Significant changes since HVCC started in 5/09 and what is means to you – Page 5
• Who’s on your “approved” list? And why? Business strong now.  Dump your bad AMC’! – Page 6
• AMC Rating Grid – Page 8
• Fannie May to us UAD date to evaluate lender compliance with Fannie appraisal guidelines and for appraiser scorecards – Page 9

October 2012

• AMC and appraiser liability – claims, blacklisting, lawsuits, etc. – Page 1
• USPAP since 1987 – Where did it come from, where is it going, and who pays for it  – Page 5
• Is It just PAP? – Page 9
• Two good, practical books for practicing residential appraisers – Page 12
• How water rights affect value Review of the “Appraisal of Water                Rights” – Page 15

September 2012

• How to avoid AMC (and other client)collection problems – Page 1
• AMC (and other client) collection – the longer you wait to start, less likely payment – Page 4
• Lender liability – Page 9
• Check your state’s AMC regs and laws – fee payment time req. and/or surety bonds Page 11
• Demand letter – Page 14

 

August 2012

• ANC fees are going up! Many appraisers  are swamped with work! You CAN get higher fees –  Page 1
• Win-win AMC fee negotiation for appraisers – Page 6
• The Best Web Sites and Email lists for appraiser networking, info, and help – Page 6
• Bad boy and girls – including a former USPAP instructor and board member – Page ll

July 2012

• 2012 E&O Insurance Update – prices up, exclusions up, state board complaints, etc. – Page 1
• E&O Insurance companies – 2012 – Page 5
• Appraisers vs. business owner – the eternal conflict of the appraiser. How well do you handle change in your business? – Page 6
• How to answer your telephone and get better clients – Page 10
• Appraisal data transmission finally implemented with UAD – after 20 years! – Page11

 

June 2012

• Appraisal Today newsletter 20^th Anniversary!! Changes over the past 20 years. What a wild ride – Page 1
• Mortgage lending from 1870s to today – Page 2
• Effects of licensing – positive and negative – Page 5
• HVCC – appraiser independence and low fees – Page 9
• Appraiser income and fees – changes over time – Page 10
• How have the AMC market share and fees have changed over time? – Page 11
• FHA – changes in volume of loans and appraiser requirements – Page 12
• The GSEs (Freddie and Fannie) – changes in lender standards, guidelines and appraisal reporting forms – Page 14
• Shift to mortgage brokers starting in the late 1980s – Page 16

 

May 2012

• Loss of appraisers and gains in automated valuation tools and techniques signal a shift in the appraisal production model. But to what? – Page 1
• Appraiser opinions – public records, data, listings, UAD, and 1004MC – Page 3
• What appraisers say about –fees, cancelled orders, 2010 vs. 2011, hourly income, and assistants – Page 4
• UAD problem areas – Page 6
• What is the FDIC suing appraisers about? Some examples of the FDIC’s Specific Allegations – Page9

 

April 2012

• When will the last residential trainee turn out the lights? Are there any options for residential appraising?  Page 1
• 8 reasons why AMC’s ask dumb questions – written by an industry insider – Page 6
• Claim alert – why do claims get settled – Page 8
• Bad boys and Bad girls – Page 11

 

March 2012

• Why am I an appraiser? – Page 1
• Non-permitted construction and USPAP – Page 3
• How to get permit histories without going to the building department with Buildfax – Page 6
• How to get more appraisals completed and make more money – Page 9

 

February 2012

• Exposure time – myths and reality – Page 1
• SEP-IRA, a great way to put aside pre-tax retirement money when paying taxes – Page 3
• Anatomy of an appraisal fee – “Should I stay or should I go?” Page 4
• 11 things I’ve learned in 2011, including AMCs, By Dave Towne – Page 6
• New fraud book (review) how and why people lie and how to detect lies – Page 11

January 2012

• Significant changes since January, 2008. Where are we going? – Page 1
• Customary and reasonable fees-the root of the problem – Page 5
• 10 Appraiser New Year’s Resolutions – Page 6
• Start your own local appraisal group-referrals, networking, help wit difficult appraisals, etc. – Page 10

 

 

December 2011

• AMC update – Customary and Reasonable fees – the perfect storm? – Page 1
• Local and regional AMCs – a good business opportunity – Page 2
• UAD – AMC/lender error checkers gone wild? – Page 7
• Appraisals for trusts and estates – an excellent diversification opportunity! – Page 9

 

November 2011

• How to avoid AMC (and other clients) collection problems – Page 1
• ABNet, an appraiser-owned AMC that shut down in 2000 – Page 3
• Entrepreneur, technicians, and manager – the three conflicting roles of fee appraisers – Page 5
• How to make more money by increasing how much you make per hour – Page 8
• USPAP 2012-2013 effective 1/1/12 – What you need to know – Page 11

 

October 2011

• Appraising – from Middle Ages to now, by Yvino Young – Page 1
• Appraising over 3,000 years age – Page 4
• Relocation appraising – an appraisal market that pays well – Page 5
• In defense of the cost approach (book review) – Page 8
• An introduction to green homes (book review) – Page 10

September 2011

• UAD – the latest tips: fees, basements, condition rating, etc. – Page 1
• AMC fees are going up! You CAN get high fees – Page 4
• What’s wrong with most Indemnification clauses in AMC Contractor Agreements?,, by Peter Christianson – Page 8
• Interviewing tips and techniques for appraisers, including UAD tips, by Doug Smith – Page 11

 

August 2011

• Filling out appraisal forms using UAD – practical tips, problems, issues, , by Doug Smith – Page 1
• New GAO report on residential appraising oversight – AMCs, fee us of AVMs. etc, – Page 10

July 2011

• E & O Insurance Update – 2011 – Problems with prior acts coverage and policy exclusions – Page 1
• E & O Insurance Companies – Page 4
• Review of the Appraisal Institute’s new 7-hour UAD seminar, by Doug Smith – Page 5
• What Does A Lawsuit by an AMC Against an Appraiser for Indemnification Look Like? One of them looks like this., by Peter Christensen– Page 8

June 2011

• Lots of way to cut costs and increase profits and cash flow – Page 1
• Old clients – an excellent source of new business – Page 7
• Most appraisers focus on completing appraisals, not the business side of their companies and make less money – Page 9
• Paycheck vs. profit thinking – Page 10
• Condo appraisals are increasing. What’s new in condominium appraising? , by Doug Smith –  Page 11

May 2011

• Customary and Reasonable fees – Analysis of what is happening – Page 1
• Review of Landsafe Independent Contractor Agreement – Know the risks before you sign it – Page 7
• Staying up when business is down – Page 12

April 2011

• Assessment appeals – a good opportunity for appraisers – Page 1
• Lender and AMC business is down –Be sure you collect all your billings – Page 6
• How to get started in commercial appraising – 5+ unit apartments – Page 8
• Appraiser Qualifications and Data Access Around the World Varies Widely – book review – Page 10
• Mentoring the appraiser of tomorrow, by Doug Smith– Page 11

March 2011

• What will happen to AMC fees on April Fools Day 2011? – Page 1
• Fannie’s new Uniform Appraisal Dataset Spec. effective 9/1/11. What does it mean to you? – Page 6
• New Uniform Appraisal Dataset Spec. Requirements challenge adjustment process, Doug Smith – Page 9
• How to get more business today – Private money lenders – Page 14

February 2011

• How to negotiate higher appraisal fees from AMCs. By Doug Smith – Page 1
• Will you still be appraising when you’re 85 (or 90) – Page 6
• Are you getting my weekly free emails? – Page 11
• 2^nd Exposure Draft of proposed AQB changes in qualifications – trainees, supervisors, college degrees. – Page 11

January 2011

• New Fannie forms date requirements released – condition and quality ratings plus lots of other changes , by Doug Smith – Page 1
• Market positioning strategies for appraisers – How to stand out from the crowd of appraisers by Doug Smith – Page 4
• 2012-2013 USPAP – 4^th exposure draft – AMCs, exposure time, prior services, etc – Page 7
• Visual Valuation – Implementing Valuation Modeling and Geographic Information Solutions – Book review – Page 10
• Who’s on your “approved” AMC/client list and why? – Page 11
• Customary and reasonable fees – A Muddy Mess – Page 14

 

December 2010

• Customary and reasonable fees – A Muddy Mess – Page 1
• New Fannie form changes coming – what and why – Page 6
• Scope Creep – Tips on dealing with engagement letter fine print and report clutter, by Doug Smith – Page 8

 

November 2010

• New interim proposed Federal rule – what it means for your business – Page 1
• How much do staff appraisers make?
• New AQB Exposure Draft – will there be any new residential appraisers? – Page 13
• The Appraisal Time Machine – Retrospective appraisals and reviews, by Doug Smith – Page 15

October 2010

• How Fannie’s new date standards will affect appraisal reports – Page 1
• Review of Corelogic Independent Contractor Agreement-Be careful what you sign – Page 5
• Challenging the Adjustment Process-Comp selection and adjustments in today’s market, by Doug Smith – Page 10

 

September 2010

• Connect with other local appraisers for networking and advice on tough appraisals – Page 1
• Top 10 appraiser’s time wasters keeping you from making more money, by Doug Smith – Page 4
• Townsend Appraisals – how hey have adapted to the ups and downs of the residential appraisal business, plus a few candid photos – Page 9
• Customary and reasonable fees – what’s happening? – Page 14

 

August 2010

• How to have business come to you by increasing your referrals – Page 1
• Get more business by expanding who you work for and what types of properties you appraise – Page 4
• Maximizing Revenue in a Difficult Market– Part 11, by Doug Smith – Page 6
• The best ways to communicate with others appraisers on line – Page 9
• Fannie’s new Announcement – photos, value changes by lenders, MC form changes, AMCs – Page 11

 

July  2010

• New Dodd-Frank Financial Reform Act – appraiser independence, AMC fees, complaint hotline and many other changes – Page 1
• AMC state regulations – AMC fees, payment, complaints, etc. Appraisers fight back – Page 6
• E & O Insurance 2010 Update – Page 10
• Maximizing Revenue in a Difficult Market– Part 1, by Doug Smith – Page 13

 

June  2010

• Lender Blacklisting – a major problem for appraisers – Page 1
• How to reduce your appraisal stress Don’t let clients “push your button” – Page 4
• Reviewers vs. reviewees – book review – Page 7
• Book Review – Good Advice on “Using Residential Appraisal Report Forms: URAR Form 2055, and the Market Conditions Form – Second Edition” , by Doug Smith – Page 8
• An attorney’s analysis and advice on appraiser blacklist class action lawsuits, by Peter Christiansen – Page 11

May  2010

• Will BPO’s replace appraisals? – Page 1
• What is a bedroom – Page 6
• Book Review: The Big Short – Inside the Doomsday Machine by Michael Lewis.  Who made all the money in the financial meltdown and why, by Doug Smith  _ Page 11

April  2010

• Freddie and Fannie’s revised HVCC Q& As What has changed? – Page 1
• Survey – How many appraisers to change a light bulb? – Page 5
• Manners count in your appraisal business, by Doug Smith – Page 6
• How to get business today by networking at meetings – Page 9
• Claims against residential appraisers in 2009, Updated for 2010, by Peter Christiansen – Page 12

March  2010

• Get started in attorney work by doing divorce appraisals – Page 1
• Appraisals for Bail Bonds – Page 4
• Why the AMC business model is here to stay – Page 6
• Bankruptcy appraisals – a good niche for full fee work – Page 8
• Who’s on your “approved” AMC list? – Page10
• AMC Rating Grid – Page 11
• The Licensed Appraiser Dilemma, by Doug Smith – Upgrade tips – Page 14

 

February  2010

• Yesterday, today and tomorrow – Where are we going? – Page 1
• How to start your own AMC – Page 5
• Keeping track of appraisal fees is critical to your business – Page 8
• Credit unions – an excellent source of business – Page 10
• Managing multiple appraisal deadlines to increase production and reduce stress, by Doug Smith – Page13

January   2010

• New USPAP certification required 1/1/10-If you provided services, including appraisal, for the subject property in the past 3 years – Page 1
• FHA changes effective 2010 – mortgage brokers, fees, appraisal portability and validity period, and appraisal Update/Completion Report – Page 6
• RESPA changes effective 1/1/10 and appraisal fees – Page 8
• Math says high AMC registration fees penalize small shop AMCs, by Jeff Shurman – Page10
• Exercising while driving – Page 12

December  2009

• What are the best AMCs to work for?– Page 1
• Should you buy a list of AMCs? How to build your own list, by Jeff Schurman – Page 7
• 2009 Year-End Tax Planning. What you can do to save money – Page 8
• Top Do’s and Don’ts for appraiser’ computer systems – Page 9
• How to reduce AMC ( and other lender) callbacks and increase your profits and decrease stress – Page 11

November  2009

• Mortgage brokers – going, going, gone? Who will survive? – Page 1
• Is There a Blue Box AVM In Your Future? Multiple Regression Analysis-An Appraisers’ Perspective – Part 11, by Doug Smith – Page 6
• Marketing with holiday gifts – Page 9
• USPAP 2010-2011 – What’s new? – Page 11
• AMC tips – Page 14

October    2009

• FHA”s version of HVCC – what it means for your business – Page 1
• Staying up while business is down – Page 5
• How to get started in commercial appraising Do 5+unit apartments – Page 9
• Is there a Blue Box AVM in your future? Multiple regression analysis-an appraisers’ perspective – Part 1, BY Doug Smith – Page13

September    2009

• Client indemnification agreements – be careful!– Page 1
• Review market segment explodes – lots of work, by Doug Smith – Page 4
• Identity Theft, Forgery & Other “Altered” States – Page 8
• Over 60 ways to cut costs and increase cash flow – Page 11

August    2009

• HVCC news and AMC tips– Page 1
• How to go beyond “for filling” for lenders and get higher fees – Page 4
• Tips on handling concessions – stalking and the dark side, by Doug Smith – Page 6
• Top 1004MC appraiser questions – Page 9
• Why I am an appraiser

July    2009

• How to avoid collection problems – Page 1
• How to collect your billings!! – Page 3
• E&O Insurance 2009 Update – Page 5
• E&O Insurance Companies – Page 6
• Practical tips on working for AMCs, by Doug Smith – Page 7
• HVCC – the latest news – Page 11

June    2009

• HVCC=HAVOC – What’s happening and what it means for your appraisal business – Page 1
• How to get business today Private money lending is increasing – Page 4
• The mortgage lending business is changing on a daily basis. What is your business plan for the future? – Page 6
• How to deal with the AMC Underwriting/Review Department , by Doug Smith– Page 8
• Mortgage reform bill H>R> 1728 and the HVCC – Page 11

May    2009

• How to survive the HVCC – Page 1
• Relocation appraisal – an increasing market that pays well – Page 4
• Tips on preparing a Market Condition Summary and Qualifying the 1004MC, by Doug Smith – Page 7
• AMC regulation – will it make any difference? – Page 10
• Bad boys and girls and how to keep out of trouble – Page 15

 

 

April    2009

• Start your own AMC – Page 1
• Tips on working for AMCs – Page 4
• Automate your MC data research with Total Solutions 1004MC – Software Review, by Doug Smith – Page 7
• Most appraisers are propreneurs, not entrepreneurs – Page 10
• How to make more money by increasing what you make per hour – Page 12

March    2009

• Fannie’s new Market Conditions form  What you need to know – Page 1
• Appraising over 3,000 years ago – Page 5
• Appraising – from the Middle Ages to now – Page 6
• Firing a client – Page 9
• Client Rating Grid – Page 10
• Bad boys, bad girls and appraiser identity theft – Page 11

February   2009

• The past, the present and the future of appraising.  How to adapt to the changes.– Page 1
• Entrepreneur, technician and manager – the three conflicting roles of fee appraisers – Page 8
• Take control of your time and make more money – Page 11

January    2009

• HVCC effective 5/1/09  What does it mean to your business? – Page 1
• Appraisal directories – worth the cost? – Page 6
• AMC use is increasing What do the offer to lenders? – Page 9
• Effect if FHA’s certification requirement effective 10/1/09 Mortgage Letter 2008-39, dated December 17, 2008 – Page 11
• You might be an appraiser if – Page 11
• Home Valuation Code of Conduct

December    2008

• Survival tips for today’s tough market – Page 1
• Avoiding Appraisal Fraud: Appraising Your Client – Page 4
• Creative computer solutions for tight times – Page 6
• News and tips from the recent Valuation 2008 Conference – Page 8
• Tips on working for AMCs – page 11
• User’s Preventative Maintenance Checklist

 

November    2008

• Legal and tax related appraisals-non-lender work that pays well – Page 1
• Marketing to Vendor Management Companies (AMCs), Jeff Shurman – Page 6
• How to communicate with other appraisers online – Page 8
• Appraisal compliance problems – Page 10
• Proposed Fannie Mae URAR Page 3 Market Conditions Addendum – Page 11
• How the credit crisis is affecting appraisers – Page 11
• What do I think about the global credit crisis? – Page 11
• HVCC – Page 11
• When will the market turn around – Page 11
• Why are so few REO appraisals being ordered? – Page 12
• Zaio out of business Friday, October 31, 2008 – Page 12
• Mortgage forecast – Page 13
• FHA forecast – Page 13
• Mobile home appraiser certification – Page 13
• “Gang of four” to dominate residential lending – Page 13
• Commercial real estate slump coming? – Page 13
• News for the free e-mail newsletters – Page 13

 

October    2008

• The Future of residential lending appraising–how to adapt to the changes – Page 1
• 400,000 appraisals needed for HUD’s Hope for Homeowners – Page 4
• GAO finds many errors in FHA Roster data – Page 6
• Appraisal associations working together on appraisal legislation – Page 8
• Start you own appraisal group – Page 10
• GAO says FHA has inadequate appraiser review procedures – Page 12

 

September    2008

• How to get more business using Yellow Pages ads – excellent for non-lender work – Page 1
• The new mortgage bailout bill and what it means for your appraisal business – Page 6
• Speaking to groups is a good way to get appraisal business – Page 8
• “Stripping” and reassembling report data.  What is a “true” copy of a report? – Page 12
• Post submitted by Neil Olson from FNC – Page 13

 

August    2008

• How to increase your car mileage today without spending any money – Page 1
• Controlling expenses – step up from bookkeeping to accounting, by Doug Smith – Page 4
• Property tax appeals a good opportunity for appraisers – Page 6
• Use the TOMTOM GO 720 Portable Navigation System to save on gas, Peter Townsend – Page 10
• Where to get E&O Insurance – Rates are way up – Page 11

 

July   2008

• HVCC – what are people saying? – Page 1
• Appraisal Port – an alternative to AMCs – Page 3
• Commercial AVMs and BPOs – Page 6
• FHA – what do underwriters want? – Page 7
• Time to go back to appraisal basics, by Doug Smith – Page 9
• Appraisers caught by the FBI – Page 11
• What to look out for so you don’t accidentally participate in the scams – Page 13

 

June   2008

• HVCC/Fannie/Cuomo update – June 2008 – Page 1
• Marketing appraisal services to real estate agents yes, they do pay for appraisals sometimes!! – Page 2
• Will you still be appraising when you’re 85? – Page 3
• A closer look at listings, by Doug Smith – Page 8
• Listing appraisals – an opportunity for appraisers – Page 11
• Appraisers who made money in scams…before they were caught – Page 13

 

May    2008

• Fannie/Cuomo agreement update-How to get ready for the changes – Page 1
• Marketing to Appraisal Management Companies, by Doug Smith – Page 3
• Appraisal Management Companies – the Good and the Bad – Page 6
• Advice on Pencil Searches, Comp Checks, etc. – Page 9
• How to have business come to you – get more referrals – Page 10

 

April    2008

• Fannie/Cuomo deal – what does it mean for appraisers? – Page 1
• A review of the new CE Seminar – Appraiser Identity Theft, Report Tampering and Client Pressure: Maintaining Control, by Doug Smith – Page 6
• Residential appraisal’s Lost Generation – Page 8
• Guilty Appraisers – Page 11
• Texas appraiser sentenced to 5 years – Page 11
• Appraiser sentenced to prison for mortgage fraud – Page 11
• New York business owner indicted for appraisal fraud – Page 12
• Appraiser Julian “Tony” Perez overvalued condos in Atlanta – Page 13
• How can you stay out of trouble? – Page 13

March   2008

• My New Client – the FBI – The Undercover Appraiser – Page 1
• Open houses – great networking and a free lunch! – Page 5
• Marketing Through Lender List Applications, by Doug Smith – Page 6
• How to get business today by networking at meetings – Page 8
• Marketing to real estate agents and brokers – Page 11

February   2008

• Lenders want time adjustments!! – Page 1
• Could you pass the new appraisal licensing exams? – Page 5
• Old clients – an excellent source of new business – Page 6
• Where to get Cost to Cure for REOs – Page 8
• Appraiser fights back against losing WaMu business because of making negative time adjustments – Page 10
• Fannie Mae looking for REO appraisers – Page 12
• IDS looking for REO appraisers – Page 12
• Renewal Problems – Page 12

 

January   2008

• Get started in attorney work by doing divorce (matrimonial) appraisals – Page 1
• How to get business today! Private money lending is increasing – Page 4
• The O’Rourke 2008 forecast – foreclosures up, conventional and FHA will pick up-sometime – Page 6
• One appraiser CAN make a difference – Page 9
• Lender exclusionary (do no use) appraiser lists – Page 11

 

December   2007

• The Fraud of Appraisal Regulation – Page 1
• Notes from Valuation 2007 – What lenders want – Page 6
• 2007 year-end tax planning for appraisers – Page 7
• Unification of appraiser associations-Will it happen and who cares? – Page 8
• Who’s looking for fee appraisers – Page 10
• Marketing with holiday gifts – Page 11

 

November   2007

• How to get appraisal business ASAP – Page 1
• Sending large files over the Internet – Page 3
• Get Started in commercial appraising – appraise 5+unit small apartment properties – Page 4
• 32 ways to cut costs and increase cash flow – Page 6
• Market positioning strategies for appraisers – how to analyze and change your business in today’s market, by Doug Smith – Page 8
• What’s new in USPAP 2008-2009? – Page 11

October   2007

• Supporting Market conditions ( time) adjustments. What do lenders want? – Page 1
• Page 4
• CLAIMS DO’S & DON’TS – Page 6
• What do lenders want? Defining the Elements of a Solid Appraisal: A Roundtable Discussion – Page 9
• 57 Ways to cut costs and increase cash – Page 11

September   2007

• Be sure you get paid!! – Page 1
• Appraisal Today “going PDF” – Page 3
• Relocation appraisal An Increasing appraisal market – Page 4
• How to go beyond form filling for mortgage brokers – Page 7
• When the underwriter or reviewer calls – Page 8
• Lender requirements changing – listing and market analysis – Page 11
• RELS (Wells Fargo) AMC – Page 12

 

August   2007

• New Fannie Mae underwriter guidelines for declining markets – Page 1
• What’s changing in USPAP 2008? – Page 4
• Photos: The Good, the Bad and the Ugly – Page 6
• Where to get E&O insurance – 2007 Page 8
• Outdistancing the competition by differentiating, by Doug Smith – Part 11

July   2007

• What is a “good” appraiser ? – Page 1
• Outdistancing the competition by differentiating , by Doug Smith– Part 1 – Page 4
• Appraisals for trusts & estate – an excellent diversification opportunity – Page 7
• Getting started in commercial appraising – Page 9
• Appraising Residential Properties (book review) – Page 11
• New secondary market for reverse mortgages – Page 12
• OIG Report – problems with bank examiner appraisal audits – Page 12

 

June   2007

• Mortgage brokers – who, what, where and why? – Page 1
• Cyclicality Surfing:  surviving the ups and downs of the appraisal business – Page 5
• Vacation Time for Appraisers, by Doug Smith – Page 9
• Finally, a new, practical, well written book on residential appraising (review) – Page 11
• Our new Special Reports and PDF formats – Page 12
• “Scratch and dent” loans on Wall Street? – Page 12
• What generates the most business? – Page 12

 

May   2007

• FHA lending expected to increase – Page 1
• FHA’s reverse mortgages – an excellent opportunity for appraisers – Page 4
• Chief appraisers say appraisal industry is “broken” – Page 5
• How to avoid collection problems – Page 6
• Varying prices to maximize income, by Doug Smith – Page 8
• Appraisers going to jail – Page 10
• Mortgage Banker Association forecast – 7% decline in originations in 2007 – Page 12
• Fannie Mae forecast – 5% decline in originations in 2007 – Page 12
• What does this mean to you? – Page 12

 

April   2007

• How to increase your foreclosure appraisal business – Page 1
• Can you make any money doing comp checks? – Page 4
• Be sure to get paid!! – Page 7
• Online appraiser education increasing , by Doug Smith– Page 9
• Who’s going to jail? – Page 11
• Not getting my email newsletters? – Page 12
• Subprime imploding – Page 12
• AQB adopts changes – Page 12

March   2007

• The cure for appraiser pressure – money? – Page 1
• Appraising in the New Millennium – Due Diligence & Scope of Work Book and Software Review, by Doug Smith – Page 4
• Vista and phishing – Two good articles – Page 7
• Appraiser directories – worth the cost?
• Sample receipt for borrower paid appraisal – Page 11
• Appraisal organizations finally working together – Page 12

 

February   2007

• Identity Theft, Forgery & Other “Altered” States – Page 1
• How to Get Started in the Real Estate Appraisal Business (Book Review), by Doug Smith –    Page 4
• Lenders – changes over the past 80 years – Page 6
• How to get business from the Internet – Page 8
• 10 ways to say no – Page 11
• How long will the current USPAP 2006 be effective – Page 12
• Not getting your weekly email news updates – Page 12

 

January   2007

• Start your our appraisal group – Page 1
• Appraising in a changing market – Page 4
• 10 appraiser New Year’s Resolutions for 2007, by Doug Smith – Page 7
• The O’Rourke 2007 appraisal forecast – Refis and foreclosures will increase – Page 10
• Zaio hiring – Page 12
• Some Delinquency Measures Increase in Latest MBA National Delinquency Survey – Page 12
• OCC issues commercial lending guidelines – Page 12

 

December  2006

• How to communicate with other appraisers online – Page 1
• 2006 year-end tax planning for appraisers – Page 3
• Marketing with holiday gifts – Page 4
• Your company name: An important marketing tool – Page 6
• PC backups – what, why, and how – Page 7
• Watch those concessions, by Doug Smith – Page 10
• AMC list available – Page 12
• Mortgage apps predicted to decline 14& in 2007 – Page 12
• Fraud stats – who’s going to jail – Page 12
• My big email problems – Page 12

 

 

 

November  2006

• What do appraisers and lenders think about the Cost Approach? – Page
• FHA changes in examinations and renewal procedures effective 10/01/06, by Doug Smith – Page 5
• The “new” FHA appraisals –should you do them?, by Doug Smith – Page 6
• Newsletters – an easy way to promote your business – Page 8
• An appraiser’s successful newsletter – Page 10
• NAR appraiser survey – Page 12

 

 

October  2006

• Appraising from the Middle Ages to now – Page 1
• Diversification vs. specialization – what’s best for you? – Page 4
• Do lender’s “have” to use AMCs? – Page 6
• HUD settles cases against attorney and appraisal firm for paying kickbacks for referrals – Page 9
• Appraising over 3,000 years ago – Page 10
• South Carolina appraiser board member in trouble – Page 11
• Cochran North Carolina suspension details – Page 11
• Appraisal Foundation 2005 financial statements released – Page 11

 

September  2006

• Old clients – an excellent source of new business – Page 1
• A Well Written SOW needs a BOW, MOW and an EOW – Page 3
• How to get higher fees and increase your profits – Page 4
• Bells Appraisal Guide 2006-2007 (book review) – Page 6
• Using the Small Residential Income Property Appraisal Report (book review) – Page 7
• Online appraiser education – pluses and minuses – Page 8
• How to increase productivity without spending any money – Page 9
• Lots of refis coming in 2007-2008 – Page 12
• Appraisal Today 2006 conference report – Page 12
• Mortgage forecasts – Page 12
• Commercial/Multifamily Originations up 17.3% During Q2 2006 – Page 12

August 2006

• What’s the future of residential lender appraising? – Page 1
• Federal banking regulators issue USPAP advisory – Page 3
• Firing a client – Page 4
• Client Rating Grid – Page 5
• What’s your business image and why is it important? – Page 6
• Pricing appraisals for maximum profit – Page 8
• Bad Boys and Girls in the News – Page 10
• Pending lender sales – Page 12
• California has almost 20,000 appraisers – Page 12

 

 

 

July  2006

• 2006 USPAP and Scope of Work – Page 1
• The Cost Approach: To Do or Not To Do – Page 3
• Make use of your driving time by exercising – Page 4
• What’s Behind the Maps? – Page 5
• Exhibiting at conferences can increase your business – Page 6
• Scope of Work (book review) – Page 8
• Advice on pencil searches, comp checks, etc. – Page 10
• Mortgage Bankers Association residential mortgage forecast – Page 12
• Fannie Mae residential forecast – Page 12
• Freddie Mac forecast – Page 12

June  2006

• 2006 USPAP EFFECTIVE July 1, 2006 Departure Deleted – Page 1
• E & O Insurance Update – Be careful out there! – Page 3
• E & O Insurance Companies – Page 6
• MA and IL appraisers plead guilty – Page 7
• Flipping: Dangerous Maneuvers for Appraisers – Page 8
• Why should you take 7-hour USPAP 2006 Update now? – Page 10
• Fitch finds AVMs, BPOs, and drivebys more acceptable for loans – Page 12

May  2006

• Appraisers are in the assurance business, by Doug Smith – Page 1
• Most appraisers are propreneurs, not entrepreneurs – Page 5
• Use public speaking to get more clients – Page 7
• MBA forecast – Page 10
• Appraising #8 of 10 top jobs – Page 11
• What the BLS says about appraisers – Page 11
• Free “values” at RealEstateabc.com – Page 11
• Appraiser fount not guilty in TN – Page 12
• Bad Girl appraiser to pay $1,149,188 fine – Page 12

April  2006

• Getting started in relocation appraising – Page 1
• Getting ready for the January 1, 2008 appraiser qualification requirement changes – Page 4
• USPAP in plain English (book review) – Page 7
• Certification #23 Revisited, by Doug Smith – Page 8
• Subprime almost 25% of new loans in 2005 – Page 9
• Top residential originators Quarter 4, 2005 – Page 9
• Online residential cost services – Page 10
• Big rate increases coming on “exotic loans” – Page 12
• Appraiser Qualifications Board issues exposure draft – Page 12

 

Mar. 2006

• Appraisal Management Companies – should you work for them? – Page 1
• Using speech recognition software for appraisals – Page 4
• Using independent contractors – be careful – Page 6
• Bad Boys and Bad Girls – Page 8
• Residential forecast – Page 10
• NAR survey spotlights zero-down loans – Page 10
• Where to find foreclosure management companies – Page 10
• Missing PDF newsletters – Page 10
• Zillow – free AVM – Page 10
• Commercial/Multifamily originations set new record in 2005 – 48% higher than 2004 – Page 11
• Residential mortgage lending predicted to decline 20-26% in 2009 – Page 11
• Ameriquest sets up appraiser rotation panel – Page 11
• Appraisal Foundation’s new Student Appraiser Guide – Page 12

Feb. 2006

• How to have business come to you – Increase your referrals – Page 1
• “Readdressing” an appraisal – Page 3
• 57 Ways to cut costs and increase cash flow – Page 4
• California appraiser licenses revoked – Page 7
• Computer tips – XP, archiving, and storing stuff – Page 8
• Appraisal training – what’s the future? – Page 10
• Chicago appraiser dismissed from civil lawsuit – Page 12
• The Real Housing Bubble – Page 12
• Number of California appraisers up 76% in 4 years – Page 12
• 2006 mortgage forecasts – Page 12

Jan. 2006

• The O’Rourke 2006 appraisal forecast Refis and foreclosures will increase – Page 1
• Marketing to real estate agents and brokers – Page 4
• 10 New Year’s resolution for appraisers, by Doug Smith – Page 6
• Q & A on the 2006 edition of USPAP – Page 9
• FHA reduces repair requirements as of January 1 – Page 10
• Appraisal Standards Board advice on new Fannie Update form – Page 11
• Not getting my weekly emails? – Page 12
• Appraisal Institute releases final draft of new form – Page 12
• Commercial/multifamily originations set new record – Page 12
• California appeals court rules appraiser not liable to third-party users – Page 12

 

DEC. 2005

• More Fannie Forms issues – Cost Approach, fees, – Page 1
• Appraisal forgeries in KS, GA, and NY – Page 4
• 205 Year-end tax planning for appraisers – Page 5
• Internal cash controls keep your employees honest – Page 6
• Marketing with holiday gifts – Page 8
• Practical demographics for residential appraisers, by Doug Smith – Page 10
• FHA to require new forms as of 1/01/06 – Page 12
• I love my Google Desktop and Google Earth!! – Page 12

 

 

NOV, 2005

• New Fannie Forms issues – scope, liability, fees – Page 1
• Finding a niche in REO appraising, by Doug Smith – Page 6
• The client is NOT always right! – Page 10
• 20% of Colorado appraisers let licenses lapse – Page 12

 

OCT, 2005

• Fannie’s new forms effective November 1, 2005 – Page 1
• New Fannie May/Freddie Mac Forms – Page 5
• Entrepreneur, technician and manager – the three conflicting roles of fee appraisers – Page 6
• Think before you upgrade your computer – Page 9
• USPAP effective date extended to at least June 30, 2006 – Page 10
• New trainee/recently licensed appraiser seminar – Page 10
• Occupancy fraud tops list of most common type of mortgage fraud – Page 10
• NCRC launches Center for Responsible Appraisals & Valuations (CRAV) – Page 11

 

 

Sept, 2005

• How to diversify your lender clients – Page 1
• How much money do appraisers make? – Page 4
• New national appraisal franchise – can it compete with AMCs? – Page 6
• Pitfalls to avoid when using the new URAR – Page 8
• What is a “good” appraiser? – Page 10
• Fannie’s inspection requirements – Page 11
• How to get ready for the new forms – Page 12

 

Aug, 2005

• License to Steal – Page 1
• Appraisal essays – credibility, tolerance, Fannie – Page 4
• How to have business come to you – increase your referrals – Page 6
• Fannie Mae URAR 2005 – getting ready for the changeover, by Doug Smith – Page 8
• Little Lenny the Liar’s Lexicon – Page 10
• New Fannie Appraiser website – Page 11
• Mortgage brokers originate 68% of loans – Page 11
• USPAP the 3^rd draft – Page 11
• Zaio and desktop appraisals – Page 11
• Top originators Quarter 1. 2005 – Page 12
• Top subprime originators – Page 12

 

July, 2005

• Don’t work for free – collect all your billings – Page 1
• Residential appraisal – where are we going? – Page 5
• Freakonomics for appraisers, by Doug Smith – Page 6
• Computer tips – big files, monitor readability, find stuff – Page 8
• Commercial appraisal fraud – Page 10
• Health insurance – Page 11
• Not getting my e-mail newsletters? – Page 11
• Desktop appraisals using helicopter aerial photos – Page 11
• Appraisers in the news May and June – Page 11
• Who does the most commercial lending – Page 12

 

June, 2005

• E & O Insurance 2005 Update – Be careful out there – Page 1
• What does the Appraisal Subcommittee do with your money? – Page 5
• New appraiser survey – demographics, trainees, AVMs, etc. – Page 7
• Appraising a natural disaster – Page 9
• Illinois appraiser loses license for 10 years – Page 11
• New FHA appraisal form coming? – Page 12
• ASB issues USPAP Second Draft – Page 12

May, 2005

• Why I am I an appraiser – Page 1
• FHA and Title Search in Louisiana (humor) – Page 3
• Appraisal Today 2005 Conference – Page 3
• Online courses can save time and money, by Doug Smith – Page 4
• Questions and Answers on the Scope of Work Project – Page 6
• Home Insecurity and appraiser pressure – Page 7
• Some lenders listen to recent regulator letter – Page 8
• Wayne Pugh elected Vice President of the Appraisal Institute – Page 10
• Appraisal Institute working on new URAR – Page 10
• Predatory lending bill introduced – Page 10
• Key appraisal provisions – Page 10
• Montana considering requiring a demo – Page 11
• MBA predicts modest origination declines – Page 11
• Will licensed appraisers be “second class” after January 1, 2008 – Page 11
• Helping trainees – Page 11
• FHA training – Page 12
• Upcoming appraisal conferences – Page 12
• Washington appraiser goes to jail – Page 12

 

April, 2005

• Appraisal for trusts and estate – an excellent diversification opportunity – Page 1
• How to reduce PDF file sizes – Page 6
• Survey – How many appraisers to change a light bulb – Page 7
• IRS issues new independent contractor tests – Page 9
• Subprime market share almost 25% – Page 10
• Ameriquest – questionable lending practices? – Page 10
• Mozillo of Countywide worried about subprime – Page 10
• IRS fraud investigations, by Doug Smith – Page 10
• New Fannie forms – Page 10
• 46% of FBI cases are flips – Page 11
• Relocation appraisal education – Page 11
• Teeny houses – Page 11
• $27 million condo fraud – appraiser pleads guilty in IL – Page 11
• 74 fraudulent appraisals in Indiana – Page 12

 

March, 2005

• How to get more business using Yellow Page ads – Page 1
• Looking Ahead – Page 5
• Vacation time for appraisers, by Doug Smith – Page 6
• Bad boys/bad girls Page 8
• New USPAP Draft Dumps Departure – Page 9
• How many trainees are there? – Page 10
• Appraisal Institute finally has pre-license courses – Page 10
• FHA mortgage share declines – Page 10
• How the Internet has affected us – Page 10
• Commercial lending up – Page 11
• MBA forecast optimistic – Page 11
• Appraisal Today 2005 Conference agenda – Page 12
• Discounted prices through 6/30/05 – Page 12

 

February, 2005

• Appraisal directories – worth the cost? – Page 1
• Mortgage fraud and appraisers – Page 4
• Vacant land: A nightmare for an appraiser – Page 6
• What about lender pressure? – Page 8
• Paperless Ponderings – Page 9
• Appraiser quits – Page 11
• Are your PDF files secret? – Page 11
• NAIFA outsourcing management – Page 11
• HUD sends reminder letter about sales concessions – Page 11
• Commercial real estate lending data – Page 12

January, 2005

• The O’Rourke 2005 Appraisal Forecast – Good is Bad – Page 1
• 2^nd draft pf Scope of Work issued – Page 3
• Bogus sales contracts – how they are created and how appraisers can protect themselves – Page 4
• New narrative report software – Appraiser’s Paradise, by Doug Smith– Page 6
• You might be an appraiser if… – Page 9
• Just Say No – take control of your business and your life – Page10
• “Renewal” notice sent with last newsletter – Page 12
• Lender fined $5000 for pressuring appraiser – Page 12

 

December, 2004

• Fannie revise proposed URAR and 10 other forms – Page 1
• 2004 year-end tax planning tips for appraisers – Page 6
• USPAP changes effective 01-01-05 – Page 7
• Appraisal lawsuits – an appraiser’s story, by Doug Smith – Page 8
• Curable query – What should I charge for updates, recerts, etc.? – Page 10
• Newsletter 2 year subscription increasing – Page 11
• New HUD REO contractors – Page 11
• Commercial loans up – Page 11
• MBA forecasts declines in loans – Page 11
• GAO report questions FHA appraisal oversight – Page 11

November, 2004

• A Few Things Real, and Not So Real – Page 1
• Advice on Pencil Searches, Comp Checks, etc. – Page 3
• Old clients – an excellent source of new business – Page 4
• Marketing with holiday gifts – Page 6
• New revised Fannie Mae URAR test form – Page 10
• Largest subprime lenders – Page 10
• Where the most loans are made – Page 10
• Who’s buying loans – Page 10
• Fraudulent appraisers – Page 11
• Appraisal Company Links on Appraisal Today Web Site – Page 12
• Future of residential appraising page on Appraisal Today Web site – Page 12
• Newbie page on Appraisal Today Web site – Page 12
• Not getting my e-mail newsletters?

October, 2004

• The Fraud of Appraisal Regulation – Page 1
• A serious learning gap for new appraisers, by Doug Smith – Page 6
• Why the Appraisal Institute is changing SRA requirements – Page 10
• Is there a future for the SRA designation? – Page 11
• Mortgage fraud epidemic – Page 12
• AQB’s implementation guide for 2008 changes – Page 12
• Subprime doubles – Page 12

September, 2004

• How to get more business using client-centered marketing – Page 1
• Are your CDs and DVDs Rotting? – Page 4
• Computers – what to buy and how to keep it running – Page 6
• More new Fannie Forms – Page 8
• Are appraisal associations dinosaurs? – Page 10
• Aerial maps – Page 11
• Deadbeats – Page 11
• New Mobile Appraisers group – Page 11
• Free FEMA maps – Page 11
• Appraisal Today 2004 International Conference news – Page 11
• Health insurance – Page 12
• AQB news – Page 12

 

August, 2004

• Bad girls/Bad boys – Appraisers in the News – Page 1
• Selling the Invisible – a good marketing book, by Doug Smith – Page 5
• Scope of Work – First Exposure Draft – Page 6
• “Firing a client” – Page 10
• Client Rating Grid – Page 11
• Final Rule issued on FHA Lender Accountability for Appraisers – Page 12
• New Fannie Forms – Page 12

 

July, 2004

• Fannie’s new test URAR/1004 for released – Page 1
• Measuring Up Part 111 – Tools, Devices and Software, by Doug Smith– Page 6
• Get more work by diversifying your lender claims – Page 8
• Finally – a “real world” statistics book for appraisers – Page 10
• Where to file a complaint – Page 11
• Broker doesn’t pay appraiser and loses license – Page 11
• Mortgage brokers’ prez wants to clean up industry? – Page 11
• West Virginia’s new appraiser pressure law – Page 11
• Senate hearing on Poconos mortgage scam – Page 12

 

June, 2004

• E & O Insurance 2004 Update – Be careful – Page 1
• E & O Insurance Companies – Page 5
• Photos: The Good, the Bad and the Ugly – Page 6
• Appraisal Today 2004 Conference “Insider” Notes – Page 8
• Pennsylvania appraisers lose mandatory licensing fight – Page 10
• Marshall & Smith to transfer ownership to MacDonald Dettwiler – Page 10
• NAR has over 1 million members – Page 10
• MBA forecast is $2.4 trillion for 2004, down 37% from 2003 – Page 10
• 2^nd USPAP 2005 exposure draft issued – Page 11
• Fitch says AVMs may overvalue in declining markets – Page 11
• AVM Nation – Page 11
• Costar expanding – Page 12

 

May, 2004

• Start your own appraisal group – Page 1
• In Memoriam-Zeke Mailman, Editor of Appraisal Today – Page 5
• Measuring Up –  Part 11  The measurement of the single family house – a holistic approach, by Doug Smith – Page 6
• A little knowledge – is a dangerous thing – Page 9
• Appraisers see problems with FIRREA – Page 10
• The Appraisers Research Foundation wants to give you money – Page 12

April, 2004

• Get more business by networking at meetings – Page 1
• New appraiser qualifications adopted by AQB – Page 4
• Karen Mann – from appraisal secretary to church appraiser expert – Page 6
• Measuring up Part 1 – Commercial Office Buildings and Single Family Measurement Standards, by Doug Smith – Page 8
• Appraiser E&O scam – the Noble Group – Page 10
• FHWA proposed appraisal changes – Page 10
• What lenders think about appraiser independence – Page 10
• Regulating non-bank lenders and predatory lending – Page 11

 

March, 2004

• 57 ways to cut costs and increase cash flow – Page 1
• Cracking your computer – Page 4
• Digital camera news – Page 5
• What for of ownership is best for your appraisal practice, by Doug Smith – Page 6
• The appraiser training “system” is broken – Page 9
• Appraisers to be tested again by FHA? – Page 10
• AQB “complaint” – Page 10
• How many appraisers work for AMCs? – Page 10
• Schwarzenegger replies to appraiser’s e-mail – Page 10
• Reviewing appraisals in India? – Page 11
• USPAP 2005 first exposure draft issued – Page 11
• Phishing – bogus email scams – Page 11
• Revised ANSI Sq. Ft. – Page 11
• Fannie Mae Appraisal Guidelines available – Page 11
• SRA to MAI path – Page 12
• Appraiser busted in South Dakota – Page 12

 

 

 

February, 2004

• Appraiser time waster and what to do about them Part 2, by Doug Smith – Page 1
• Fannie concerned about inflated appraisals – Page 3
• Should you work for an AMC? – Page 4
• Federal regulators want to hear from appraisers – Page 7
• Utilities and Fixes – Page 8
• Disposable digital cameras?-Not now – Page 9
• Sample receipt for borrower paid appraisal – Page 10
• New Maryland law requires reporting lists of appraisals completed in Baltimore – Page 11
• Land listings at LoopNetLand.com – Page 11
• HUD’s Credit Watch initiative and appraisals – Page 11
• Business is up – time to do some marketing – Page 11
• New Jersey appraisers business down due to new law – Page 11
• Appraisal organizations object of proposed RESPA changes – Page 11
• Fake lender e-mail scam – Page 12
• Fannie Mae Guidelines available – Page 12
• Latest MBA forecast – Page 12

 

January, 2004

• Fannie’s new appraisal forms – Page 1
• New narrative appraisal software – ValueTech, by Doug Smith – Page 3
• The O’Rourke 2004 Appraisal Forecast-Good is Bad – Page 4
• What’s ahead for appraisers and computers – Page 6
• Appraiser’s time wasters and what to do about them-Part 1 – Page 8
• Appraiser named as Federal Reserve Bank director – Page 11
• Survey on appraiser pressure and lenders – Page 11
• Appraiser says reports were altered and fights back – Page 11
• Carolina appraiser loses license – Page 11
• Appraiser found guilty in Indiana scam – Page 12
• Cost vs. value – Page 12

 

December, 2003

• 2003 Year-end tax planning for appraisers – Page 1
• Readdressing an appraisal is a new assignment – Page 3
• Increasing narrative appraisal report production, by Doug Smith – Part 2 – Page 4
• Computer tips for appraisers – Part 2 – Page 6
• How to make your computer work and keep working – Page 7
• Using trainees – The save way – Page 8
• Do appraiser directories work – Page 9
• USPAP – what’s new for 2004 – Page 10
• Rural-suburban-urban – Page 10
• The changing paradigm in commercial real estate – Page 10
• Spam nightmare – Page 10
• How to keep up with FHA changes – Page 10
• ASA starts Hong Kong chapter – Page 10
• New FHA VA required form 11/16/03 – Page 10
• HUD/FHA implements “Appraiser Watch” – Page 10
• VA news – Page 11
• FDIC letter on appraisal independence – Page 12

November, 2003

• 10 tips on avoiding deadbeat clients, by Doug Smith – Page 1
• VA to expand fee panel – Page 4
• How to handle the current slowdown – Page 5
• Using the Internet to manage your appraisals – Page 6
• Computer tips for appraisers-Part 1 – Page 8
• Scope – the 2^nd draft – Page 10
• New FHA VC form required 11/16/03 – Page 10
• How to keep up with FHA changes – Page 11
• Spam nightmare – Page 11
• Weicher speaks on appraisal oversight, lender accountability, and flipping – Page 12

 

October, 2003

• Appraisers are in the assurance business, by Doug Smith – Page 1
• Collateral scoring-the future of lender valuations – Page 5
• Marketing to real estate agents and brokers – Page 6
• How to get business from the Internet-Part 1 – Page 8
• Appraisal Today e-news changes – Page 10
• 2004 ASB Summary of Actions – Page 10
• New online manufactured home seminar – Page 10
• AQB issues 5^th Exposure Draft on revising the Real Property Appraiser Qualification Criteria – Page 10
• ASA and NAIFA dancing? – Page 10
• New Director of Research and Technical Issues at the Appraisal Foundation – Page 11
• Survey says commercial lending increasing – Page 11
• Banks loosening underwriting on commercial RE loans – Page 12
• Appraiser sued for non-completion of construction – Page 12

September, 2003

• Use Google to improve your Internet searching – Page 1
• “Double Jeopardy” Appraisals the second time around – Page 5
• What commercial appraisers should know about commercial mortgage fraud – Page 6
• Where to get information on updates and re-certifications – Page 9
• Curable queries – Page 10
• New FHA VC sheet effective now – Page 11
• Health information on the Internet – Page 11
• Appraisal Institute lists associate members in online directory – Page 11
• Capitol Commerce Mortgage shuts down – Page 11
• MBA and Fannie downsize predictions – Page 12
• Real Estate Valuation magazine now online – Page 12
• AQB to issue 5^th exposure draft – Page 12
• Why and how to keep close track of mortgage origination stats – Page 12

August, 2003

• How to prepare for the coming appraisal crash – Page 1
• Increasing narrative appraisal report productivity – Part 1, by Doug Smith – Page 5
• What is a “good” appraiser? – Page 8
• Mortgage broker business up 500% since 1998 – Page 10
• Housing bubble? – Page 10
• New Jersey appraiser gets fines and license suspension – Page 10
• Appraiser indicted in Indiana mortgage scam – Page 10
• AVM news – Page 11
• AMC news – Page 11
• California, Atlanta and Chicago tops in mortgage fraud – Page 11
• Which states have the most FHA appraisers – Page 11
• Advisory opinions approved – Page 12
• IRS and “qualified appraisers” – Page 12

 

July, 2003

• Entrepreneur, technician, and manager –                                                                                –    the three conflicting roles of fee appraisers  – Page 1
• Where to get E&O insurance – July 2003 – Page 4
• Proposals and engagement letters: Preparing for marriage with your client – Page 7
• Sample of engagement letter – Page 8
• Increasing appraisal productivity by using Scope of Work, by Doug Smith – Page 10
• Number of mortgage brokers up 500% since 1988 – Page 11
• Valuation Summit – appraisers and AVMs – Page 11
• MBA predicts $3.34 billion in originations in 2003 – Page 11
• Fannie predicts $3.7 trillion in originations in 2003 – Page 11
• MBA and Fannie predict sharp declines in 2004 – Page 12
• New Fannie form for manufactured homes – Page 12

June, 2003

• New GAO report on appraiser regulatory structure – Page 1
• What is That and Now What Do I Do? Regarding Factory Built/Assembled, Mobile, Modular and Manufactured Homes, by Jo Ann Meyer Stratton – Page 4
• Increase your productivity with two new narrative report software programs, by Doug Smith – Page 7
• Proposed USPAP changes – Page 10
• Forsythe Appraisals attracts private investor Page 10
• HUD issues final rule on FHA appraiser requirements – Page 10
• Disability – your greatest risk – Page 10

May, 2003

• How to hire the trainee you want – Page 1
• Should you do REO appraising? Part II, by Doug Smith – Page 6
• REO Inspection Checklist – Page 9
• Appraiser indicted in Georgia mortgage scam – Page 10
• Kansas assessor wants to sell AVM – Page 10
• VA bill proposes to let borrower select appraiser – Page 10
• AMCO and American Guild of Appraisers alliance – Page 11
• Curable query – Should you take credit card payments? – Page 12

April 2003

• Pricing appraisals for maximum profit – Page 1
• Should you do REO appraising? – Part 1, by Dough Smith – Page 5
• Licensing Board Administrative Notice: Your immediate attention is required! – Page 8
• Valuation 2005? – Page 9
• ACI sold – Page 9
• Fannie Mae, HUD, and other lender guidelines online – Page 10
• Free Flood Maps from FEMA – Page 10
• Large mortgage lenders pessimistic – Page 10
• Chief appraisers discuss commercial appraisal issues Page 10
• Loan officer steals appraisal fees – Page 11
• Three year sales history – Page 11
• AQB issues 4^th draft – Page 11
• Former Memphis appraiser in jail – Page 12

March 2003

• Good and bad (or stupid) appraisers in NY, KY, and OH – Page 1
• Don’t work for free – collect all your billings! – Page 3
• How to use Scope of Work in your appraisal business – Page 5
• Appraisals and mold – what you need to know, by Doug Smith – Page 8
• PDS (ACI) to be sold – Page 10
• No more PUD approvals for FHA – Page 10
• AI, ASA, ASMRA issue memorandum of understanding – Page 10
• ASB issues Draft changes to 2003 USPAP – Page 10
• ASB considers changes in Departure – Page 10
• Commercial origination up – Page 11
• Group medical plans for appraisers – Page 12

February 2003

• How much insurance do you need? – Page 1
• Don’t work for free-collect all your billings Part I – Page 4
• Retirement planning for your long term care needs – Page 6
• News Briefs = Page 10

January 2003

• New Advisory Opinion on appraisal updates has practical advise – Page 1
• 10 Tips for increasing productivity in 2003 p Page 3
• Can trainee licensees be independent contractors? – Page 6
• Internet spyware and what you can do about it, by Mary Dum Page 7
• Texas appraiser’s FHA fraud case dismissed . FHA appraiser’s beware – Page 8
• Appraisers on front page of Wall Street Journal – Page 9
• The O’Rourke 2003 Forecast – Bad is Good –Page 10
• Newsbriefs – Page 11

December  2002

• The future of the appraisal profession – page 1
• 2002 Year end tax planning for appraisers, by Theresa Tocci  – Page 5
• Make reviews part of your market strategy, by Doug Smith – Page 6
• USPAP changes effective January 1, 2003, by AOR – Page 9
• Online building costs at SwiftEstimator.com, buy AOR – Page 10
• News Briefs, by AOR –Page 11

 

November 2002

• How to reduce stress and avoid burnout, by AOR  – Page 1
• Say thank you with holiday gifts, by AOR – Page –Page 3
• Mentoring tomorrow’s appraisers Part III, by Doug Smith – Page 6
• Computer tips for appraisers, by AOR – Page 9 –
• News Briefs, by AOR – Page 10

October  2002

• Will you still be appraising when you’re 85, by AOR – Page 1 –
• Mentoring Tomorrow’s Appraisers Part II, by Doug Smith – Page 5
• Increase productivity by hiring staff support, by AOR – Page 8
• News Briefs, by AOR – Page 11

September 2002

• Have a more successful business – take control of your time – Page 1
• Appraising billboards – book review, by AOR – Page 5
• Mentoring tomorrow’s appraisers – Part 1, BY Doug Smith – Page 6
• New Fannie Mae 2000 review form – Page 9
• Newsbriefs – Page 10

August 2002

• Appraisals for trust, estates and gifts – Page 1
• Appraisal Institute national conference in Hawaii – Page 4
• Disto – a laser measuring device that increases productivity , by Doug Smith – Page 6
• Realquest – a new data service – Page 9
• Newsbriefs – Page 10

July 2002

• Where to get flood maps on the Internet – Page 1
• Is there a Blue Box AVM in your future – Part IV, by Doug Smith – Page 4
• Primis – from small appraisal company to withdrawn IPO to purchase by First American – Page 7
• Appraisal for trusts, estates, and gifts – an excellent diversification opportunity – Part 1 – Page 8
• Newsbriefs – Page 10

June 2002

• New trends in E&O claims, by Robert C. Wiley – Page 1
• New Fannie Mae Guidelines – Page 3
• Where to get E&O Insurance – June 2002 – Page 4
• One Big Appraisal Organization  – Page 7
• How to have business come to you –  increase your referrals – Page 8
• Newsbriefs – Page 10

May 2002

• Using independent contractors – be careful!  – Page 1
• Mark to market – what does it mean to appraisers? – Page 4
• Valuing Land – book review – Page 5
• Is there a Blue Box AVM in your future – Part III, by Doug Smith – Page 6
• Standard & Poors reviews AVMS – Page 9
• Newsbriefs – Page 10

April 2002

• How to adapt to the changing lender market Part II – plan ahead for the slowdown by diversifying your lender clients !  – Page 1
• Is there a Blue Box AVM in your future – Part III, by Doug Smith – Page 5
• New York City assessors – lifestyles of the infamous and, maybe, rich  – Page 8
• Newsbriefs – Page 9

March 2002

• How to adapt to the changing lender market Part I – Changes over the past 80 years – Page 1
• Deed planning programs – a review – Page 4
• Is there a Blue Box AVM in your future – Part I by Doug Smith – Page 6
• Appraiser Watch – Appraisers in the news in Illinois – Page 7
• How secure PDF files? – Page 8
• Newsbriefs – Page 9

February 2002

• How to adapt
• Hiring trainees – yes, no or maybe? – Page 1
• Save time  and reduce stress by prioritizing – Page 5
• Keep your clients loyal with good spelling, grammar and proofreading, by Doug Smith MBA, IFAS, – Page 6
• Managing your money – where does it come from and where does it go? – Page 8
• Newsbriefs – Page 11

January 2002

• What’s new in USPAP 2002? – Page 1
• O’Rourke Predictions for 2002- Good is Bad – Page 3
• Step up From Bookkeeping to Accounting 2002, by Doug Smith, MBA IFAS – Page 4
• Just Say NO – take control of your business – Page 7
• Newsbriefs – Page 9

December 2001

• What will you do when the appraisal market crashes (again)? – Page 1
• 2001 Tax Tips, by Theresa Tocci, CPA – Page 1
• Holiday gifts – easy marketing for appraisers – Page 4
• Giving Tips, by Dennis Thomkins – Page 6
• Getting started in relocation appraising – Part 2 – Page 7
• Don’t waste time and money – manage your phone calls – Page 8
• The Night Before Christmas, by Terra Properties – Page 11
• Newsbriefs – Page 12

November 2001

• Best Computer Hardware Buys, by AOR/Marv Downey – Page 1
• How to keep your computer running, by Mark Downey – Page 3
• What’s new in the revised ERC form  – Page 4
• Subscriber Information – Page 5
• How to use temporary help to speed up appraisal deliver, by Doug Smith- Part II, and Revisiting the Four Step Training Method – Page 6
• Getting started in relocation appraising – Part 1 – Page 9
• Newsbriefs – Page 11

October 2001

• Privacy and appraisal data – Page 1
• Advice on client pressure problems – Page 5
• Make more money by “Firing Clients” – Page 6
• Client Rating Grid – Page 7
• How to use temporary help to speed up appraisal deliver, by Doug Smith- Part 1 – Page 8
• Two Good Jokes – virus alert and appraisal reviews, by AOR/Dick Sorenson, MAI – Page 10
• Newsbriefs – Page 11

September 2001

• Digital Cameras – what’s hot, by Mary Dum – Page 1
• Automated Valuation Models – what’s new? – Page 3
• Increase your profits by differentiating your appraisal business, by Doug Smith – Page 3
• 10 ways to make your firm different & 20 years of PC – Page 8
• A new edition of “The Bible” –The Appraisal of Real Estate 12^th Edition, – Page 9
• Newsbriefs – Page 10

August 2001

• Appraisal technology – where will we be in five years?, by Mary Dum – Page 1
• Marshall & Swift Commercial Estimator software – Page 3
• Now you see it, now you don’t:  Searching the Invisible Web, Wayne Pugh, SRA,CRE – Page 4
• Get more done by managing Appraisal Road Blocks, by Doug Smith – Page 6
• Wireless internet technology in appraisal…Myth,or Competitive Edge, by John Cirincione, SRA – Page 8
• The future of appraising – Page 10
• Newsbriefs – Page 11

July 2001

• How to use PDF files in your appraisal business – Page 1
• Pocket Real Estate – MLS data in your hand – Page 5
• How to manage multiple appraisal deadlines, by Doug Smith – Page 6
• The Gramm-Leach-Bliley Act and what it means for appraisers – Page 8
• REALDFC – a new appraisers” DFC program – Page 10
• Newsbriefs – Page 11

June 2001

• 10 Tips on reducing our E&O exposure – Page 1
• Where to get E&O insurance – June 2001 – Page 2
• Getting set up for “EDI” – Page 4
• Appraisal forms on the Internet – Page 5
• Mortgage Fraud: a white collar crime secret, by Doug Smith, MAI, SRA – Page- 7
• Use technology to drive your competitive strategy Part III, by Doug Smith – Page 8
• Newsbriefs – Page 10

May 2001

• Where to get flood information on the Internet – Page 1
• Use technology to drive your competitive strategy Part II by Doug Smith – Page 4
• Marshall & Swift – what’s the best option for you? – Page 6
• AppraisalTrac – online appraisal management – Page 9
• Procrastination cost you time and money – Page 10
• Newsbriefs – Page 11

April 2001

• Make more money by delegating – Page 1
• Use your lender list applications to market your business Part I, by Doug Smith – Page 4
• How to find what you need on the internet, by Michael Cartwright, ASA – Page 6
• How many appraisers does it take to change a light bulb, by Julio E. Sune, Jr. – Page 8
• Open houses – easy marketing and a free lunch!, by Barry LeBow, AACI – Page 9
• Newsbriefs – Page 11

March 2001

• Changes proposed for appraiser qualifications – who care? – Page 1
• A lesson from hotel management on pricing your appraisal services & Increase your income by managing your time (2 short articles),by Doug Smith – Page 4
• A few good links – Page 7
• USB – how can you use it?, by Rick Bestany – Page 7
• Appraisal of Rural Property (Book Review) – Page 8
• Newsbriefs – Page 9

February 2001

• Is there a Palm In Your Hand?, by Mary Dum – Page 1
• Drivers and BIOS, Oh My!, by Rich Bestany – Page 4
• A few good links – Page 5
• 10 Rural Appraisal Rules, by Bruce Motts, IFA – Page 6
• An Appraiser’s Poem, by Jo Anne Glantz – Page 7
• An Appraiser’s Poem, by Jo Anne Glantz – Page 7
• Avocado marketing and appraisers – Page 8
• Newsbriefs – Page 9

January 2001

• O’Rourke’s Predictions for 2001- Bad is Good – Page 1
• A guide to Appraisal Valuation Modeling (Book Review) by John Regan, GAA – Page 3
• The life cycle of an appraisal firm – Page 4
• A Business Tune Up – Part 2, by Doug Smith –  Page 7
• Customer service differs for appraisers, by Doug Smith – Page 7
• So many Website, so little time, by Michael Cartwright – Page 9

December 2000

• Appraisal management services – the old and the new – Page 1
• 2000 Year End Tax Planning Tips, by Theresa Tocci, CPA – Page 5
• E-appraisal technology: high tech or high risk, reprint from LIA – Page 6
• Fannie Mae on Tour (Seminar Review), by John Regan – Page 7
• An Appraisal Business Tune UP, by Doug Smith – Page 9
• Newsbriefs – Page 9

Novmber 2000

• Increase profits by delegating – Page 1
• A few good links – mapping, PMI info, HUD links, FDIC manual, by Doug Smith – Page 4
• Using independent contractors – be careful! – Page 5
• FHA news – TV ads and termites – Page 9
• Newsbriefs – Page 11

October 2000

• Why I am an appraiser – Page 1
• Finally, a residential appraiser book with good tips (Mark Ratterman) – Page 2
• HUD sanctions 77 lenders – Page 3
• What computer hardware to buy ( and not buy) – Page 4
• A few good links – Page 5
• What is your credit policy? – Page 6
• Newsbriefs – Page 9

 

September 2000

• Internet appraisal directories – worth the cost? – Page 1
• Digital Photo Tips – Print Quality, Resolution, Emailing, by Mary Dum – Page 6
• USPAP news. 2001, FAQs, Misconceptions – Page 7
• How to use your scanner in your appraisals, by Mary Dum – Page 8
• Newsbriefs – Page 10

August 2000

• National residential database – should you contribute data? – Page 1
• HUD – flipping, predatory lending and appraisers on TV – Page 3
• Use 3-appraisal for “comp checks” – Page 4
• Which are your most profitable products? – Page 6
• Newsbriefs – Page 8

July 2000

• How to get higher fees and increase your profits – Page 1
• Internet links and tips – Page 5
• Getting business from the Internet – Page 6
• How to use Adobe Acrobat 4.0, by Mary Dum – Page 9
• Newsbriefs – Page 10

June 2000

• Appraisals on the Internet – Page 1
• Flipping:  dangerous maneuvers for appraisers, by LIA – Page 4
• Where to get E&0 Insurance – June 2000 Update – Page 6
• More mortgage flips in Minnesota and Maryland – Page 9
• Newsbriefs – Page 10

May 2000

• How to get more business using Yellow Page ads – Page 1
• Residential appraising – Wall Street, computer nerds, donuts and 100 year old appraisers – Page 3
• FHA News: Appraisers on TV, Roster removal, fee changes – Page 6
• Threatened with a lawsuit? A call in time may save your peace of mind, by Robert Wiley, LIA – Page 8
• Newsbriefs – Page 9

April 2000

• How much money do appraisers make? – Page 1
• Advice on Pencil Searches, Comp Runs, etc., by Christopher Gaskins, MAI –Page 5
• Appraisals for trust and estate – a growing market – Page 5
• Newsbriefs – Page 10

March 2000

• Writing on Digital Photography, by Mary Dum – Page 1
• Commercial AVM available online/Online tips – Page 3
• Old clients –an excellent source of new business , by Ken Rossman, SRA – Page 4
• Disability – your greatest risk – Page 6
• Limiting conditions and assumptions (humor), by Deane Wilson-reprinted from ASA – Page 7
• Key features of 2000 USPAP and proposed changes for 2001(quotes from ASB) Page 9

February 2000

• How to get more business using client-centered marketing – Page 1
• Appraising Residential Property-AI (Book Review) –Page 4
• Spectrum – Comps on the Internet – Page 5
• Mortgage Fraud Watch – MN, NJ, CA – Page 7
• Lawsuits filed against Norwest  and Value IT – Page 8
• Newsbriefs – Page 10

January 2000

• Aggressive appraising – the fuse is lit, by Rick Powell – Page 1
• How To Appraise Damaged Properties,  by Randall Bell, MAI (Book Review) – Page 5
• Where to get flood maps – Page 7
• Newsbriefs – Page 9

December 1999

• Bad appraisers in California and Maryland – Page 1
• 1999 Year End tax planning for appraisers, by Theresa Tocci, CPA – Page 4
• Marketing – Say Thank You – Page 5
• FHA news – insurance, InTown, exams – Page 6
• Newsbriefs – Page 8

November 1999

• Speed can be addictive – DSL and cable, by Mary Dum – Page 1
• AMC’S –  who, what, and why – Page 3
• Managing exposure in the face of HUD reforms, by LIA – Page 8
• FHA News – Page 10
• Newsbriefs – Page 11

October 1999

• FHA – the good, the bad and the ugly – Page 1
• Use newsletter to promote our business – Page 6
• AVMs – what’s the future for appraisers? – Page 8
• How to appraise real estate damages, including O.J. Simsons’ condo-Book Review – Page 10
• Newsbriefs – Page 11

September 1999

• IRS whistle blower appraiser loses job – Page 1
• IRS  appraisal practices _violate….taxpayers’ rights to uniformity”, by Matthew N. McErlean, MBS, MS, MAI –Page 2
• PMI marketing tips – Page 3
• Intregra Realty Resources – a new national commercial appraisal firm – Page 6
• Relocation appraisals and EDI – ready to go – Page 8
• Managing commercial appraisal digital photos – Page 10
• Newsbriefs – Page 11

August 1999

• How to get your computer ready for Y2K – Page 1
• How to find useful information on the Internet – Page 7
• Newsbriefs – Page 9

July 1999

• Where to get E & O Insurance – 1999 – Page 1
• E& O Insurance Companies – Page 4
• Way to reduce your liability exposure – Page 5
• Which appraisers make the most money – Page 8
• Newsbriefs – Page 9

June 1999

• PMI  cancellation – how much business will we get?  – Page 1
• What’s the best pager? – Page 5
• Appraisal association directories get your name on the Internet  – Page 6
• Newsbriefs – Page 9

May 1999

• Use appraiser directories to get your firm on the Internet – Page – 1
• Color Laser printers – is it  finally time to buy?, by Mary Dum – Page 6
• Primis – on a fast track to a national appraisal company – Page 8
• Newsbriefs – Page 10

April 1999

• What do lenders want from appraisers? – Page 1
• Official Megabucks Bank Appraisal Review Form (Humor) Page – 5
• Use appraisal management programs to find out who’s doing what and who hasn’t paid – Page 6
• How to get more business by saying “NO” – Page 8
• When can you retype/reassign an appraisal? – Page 10
• Newsbriefs – Page 11

March 1999

• Don’t work for free – Collections, Part 11 – Page 1
• Client Rating Grid – Page 5
• Last minute tax tips for appraisers – Page 6
• Updates vs. Recertifications – Page 8
• Newsbriefs – Page 9

February 1999

• Don’t work for free – Collect of your billings – Part 1 – Page 1
• Preliminary values, Comp checks, Value checks and USPAP – Page 4
• How to get your appraisal firm on the Internet – Page 6
• Newsbriefs – Page 9

Janary 1999

• 1999 USPAP changes, What, Why and Who Cares – Page 1
• Using independent contractors – Be careful! – Page 4
• Where have we been and where are we going? O’Rourke’s predictions for 1999 – Page 6
• Newsbriefs – Page 10

December 1998

• 1999 USPAP – Three reports and Departure retained – Page 1
• Year-end tax tips for appraisers, by Thersea Tocci. CPA – Page 3
• Don’t be a slave to your telephone – Page 4
• Watch out for real estate scams! – Page 6
• Really Bad Business Advice for Appraisers (HUMOR), by Bill Pittenger – Page 7
• GIS and appraisers – Book Review – Page 8
• Newsbriefs – Page 11

 

November 1998

• Appraiser alert – mortgage markets in turmoil! – Page 1
• Using media to your advantage – Page 3
• Y2K and you, by Mary Dum – Page 7
• How to make money doing inspections (no values) for lenders – Page 8

 

October 1998

• Appraisal Institute National Residential Database – who benefits? – Page 1
• Computer “best buys”, September 1998, and a few good tips – Page 6
• A few REAMUG tips – Oage 8
• Newsbriefs – Page 9

 

September 1998

• Automated valuation models – threat and opportunity – Page 1
• Customize your Web interface with a portal – Page 6
• Reviewers vs Reviewees-Book Review author Richard Sorenson – Page 8
• Newsbriefs – Page 9

August 1998

• USPAP, the Second Draft, and opinions of value – Page 1
• Commercial real estate listings om the Internet – Page 5
• Finally…appraiser continuing ed on the Internet – Page 8
• Newsbriefs – Page 11

July 1998

• Where to E&O insurance – 1998 – Page1
• How to improve your appraisal reports (Book Review) author Alan Blankenship, PhD – Page 5
• Inspections (no values) Using Fannie’s 2075 and Freddie’s 2070 Forms – Page 6
• Newsbriefs – Page 9

June 1998

• What is a “good” appraiser? – Page 1
• How to tell if you’re an email junkie (HUMOR), by Chuck Williams – Page 3
• Increase productivity by hiring support staff – Page 4
• Computer Haiku (Humor-posted on the Internet by Nancy Mueller) – Page 8
• Newsbriefs – Page 9

May 1998

• To hire or not to hire – that is the question – Page 1
• What’s the best computer hardware for appraisers – Spring 1998 – Page 5
• Residential and commercial mortgage brokers – who, what and where – Part 2 – Page 9
• Newsbriefs – Page 11

April 1998

• From Ellwood to AAVMs, an interview with Barry Bates, appraisal technology guru – Page 1
• What’s the best computer hardware for appraisers – Spring 1998 – Page 6
• Commercial appraisal fee and turnaround survery – Page 4
• Newsbriefs – Page 9

March 1998

• What’s the best digital camera? By Mary Dum – Page 1
• Make use of your driving time by exercising  – Page 4
• Commercial  mortgage backed securities (CMBS) and appraisers – Page 6
• Newsbriefs – Page 10

February 1998

• Should USPAP be changed?, by AOR – 3 pages
• What’s the best Windows sketch program? – Page 4
• What’s the best appraisal association Website? – Page 7
• Newsbriefs – Page 12

January 1998

• O’Rourke predictions for 1998 – Page 1
• What I hate about the Web – Page 6
• Newsbriefs – Page 7

December 1997

• “Quality” – How much is enough ? – Page 1
• Valuation to Albania to Zimbabwe (Book Review) – Page 5
• Comps on the Internet – Page 6
• NAIOP – commercial real estate development is hot – Page 8
• Newsbriefs – Page 10

November 1997

• Entrepreneur, manger and technician – the three conflicting roles of fee appraisers  – Page 1
• An appraiser’s guide to the Web – Page 4
• Consulting for residential appraisers – Page 7
• Will automated underwriting destroy the residential appraisal business – Page 9
• Newsbriefs – Page 10

October 1997

• The ideal appraisal forms software  – Page 1
• What computer to buy – September 1997 – Page 6
• Collect your billings faster with WONCHAX, by Mary Dum – Page 7
• Cap rates on the Internet? – Page 8
• Newsbriefs – Page 9

September 1997

• How to get more (paid) consulting assignments – Page 1
• Appraisal Foundation releases new UCIAR forms, by AOR – Page 4
• Use of Fannie’s 2055 for increasing – Page 6
• GAO looks at FHA appraisal process – Page 8
• Newsbriefs – Page 9

August 1997

• Email mailing lists – the easy way to get information from the Internet – Page 1
• State appraisal enforcement varies – Page 4
• Internet FAQ”s for appraisers, Part 1 – Page 6
• Fannie Mae releases new 2075 non-valuation Inspection Form – Page 8
• Newsbriefs – Page 10

July 1997

• Appraising – from the middle ages to now, by G. Michael Yovino- Young  – Page 1
• Who’s really doing electronic transmission? – Page 4
• Commercial mortgage back securities market rose 60% in 1996 – Page 7
• Appraisers ask for better enforcement of USPAP – Page 9
• Newsbriefs – Page 10

June 1997

• Who’s offering E&O insureance – 1997 – Page 1
• How many appraisers are there?(AI book review) – Page 5
• The IRS and valuation: a mess – Page 6
• Two new “how to” books – historic properties and healthcare enterprises – Page 8
• Newsbrief – Page 9

 May 1997

• Most appraisers are propreneurs, not entrepreneurs – Page 1
• Appraisers forecast stable to increasing markets – Page 3
• Bank commercial real estate lending booming – will there be a bust? – Page 4
• Listing appraisals – an opportunity for appraisers – Page 6
• What computer ( if any) should you buy – Page 8
• Newsbriefs – Page 10

April1997

• PMI cancellation –  an excellent opportunity for appraisers  – Page  1
• How to get free email account – Juno – Page 5
• How to get your appraisal firm on the Web – Page 6
• Peter Korpacz – a commercial date success story – Page 8
• Newsbriefs – Page 10

March 1997

• Buyer brokerage – a “natural” for appraisers – Page 1
• How to shop for E&O insurance, by Robert Wiley – Page 5
• Street Maps – is it time to go digital – Mary Dum – Page 6
• How to manage your email – Page 8
• Newsbriefs – Page 10

February 1997

• Domain names – your Internet business identity – Page 1
• How to have business come to you – always ask, always tell – Page 4
• ULI -3,800 prospects and 5 appraisers – Page 6
• The Twelve Days of Christmas – Appraisal Version, by Therrien & Price LLC – Page 7
• Should you take a home office deduction – Page 8
• Newsbriefs 10

January 1997

• The future of your appraisal business – Page 1
• REO’s – bad is good – Page 4
• Drivebys and liability – Part 2 – Page 5
• Where does your money come from and where does it go? – Page 6
• Looking back at 1996 and forward to 1997 – Page8
• Newsbriefs – Page 10

December 1996

• Should you sell your data? – Page 1
• Drivebys, walkthroughs and desktop appraisals – Part 1 – Page 4
• Understanding Limited Appraisals (AI book  review), by AOR – Page 7
• Why are there so many appraisers? – Page 7
• What are the best buys in computer hardware? – Page 8
• Newbriefs – Page 9

November 1996

• Real Estate brokers and appraisals – Page 1
• Should you work for an appraisal management company? – Page 4
• Is the Internet just a bunch of hype? – Page 6
• Industry in Crisis- Reengineering Your Appraisal Career (book review-Marshall & Swift – Page 8
• Only 10,000 residential appraisers needed by Year 2001? – Page 9
• Newsbriefs – Page 10

October 1996

• Data – who has it and who wants it? – Page 1
• Creative Appraisal Definitions, by Larry Schnepf – Page 5
• USPAP and marketing – what are the rules? – Page 6
• Appraising the Tough Ones (AI book review) – Page 8
• Newsbriefs – Page 9

September 1996

• How to increase productivity without  spending any money – Page 1
• The Appraisal Subcommittee – what do they do with your money – Page 4
• The Appraisal Foundation – who, what and why – Page 6
• The future of appraising – Page 9
• Newsbriefs – 10

August 1996

• Digital cameras – is it time to buy?  – Page 1
• Relocation Associations – E-R-C  and RAC – Page 8
• Newsbriefs – 10

July 1996

• Appraisal market stabilized, but the future is uncertain – Page 1
• How to get lender lists – Page 5
• Values on high end homes increase – Page 6
• Home sales &  prices up – Page 6
• How to find stuff on the Internet –  Page 8
• Newsbriefs – Page 10

June 1996

• NEWSLETTER MISSING

May 1996

• Online Commercial Appraisal Bidding – Page 1
• Marketing to Real Estate Agents and Brokers – Page 3
• Fair Lending and the Appraiser (AI book review) – Page 5
• Netiquette and Smileys – Page 6
• Newsbriefs – Page 8

April 1996

• How to Use Fannie’s New 2055 Form in Your Appraisal Business – Page1
• The Internet – The Good, The Bad and The Ugly – Page 5
• IRS Addresses Independent Contractor Issues – Page 9
• Newsbriefs – Page 10

March 1996

• ANSI and EDI – The Big Picture – Page 1
• State Appraisal Enforcement Varies – Page 5
• Commercial real estate forecast: upbeat for 1996 – Page 6

February1996

• EDI and Appraisers – Page1
• 1995 Mortgage Statistics – Page 6
• How to collect all of your billings – Page 7

January 1996

• How to get free software, by Mary Dum – Page 1
• Appraisal Enforcement in California – Page 4
• How to Get Your Appraisal Firm on the Web – Page 6
• Review of ‘’95 and Forecast for ’96 – Page 8

December 1995

• Appraising in Canada – Similar, but Different – Page 1
• FDIC Survey Show Commercial Real Estate is Improving – Page 3
• How to Use the Internet in Your Appraisal Business – Page 4
• Relocations Declining – Page 6
• Computers in the Appraisal Business: Today and Tomorrow – Page 7

November 1995

• Digital Cameras – Are They Worth the Cost – Page 1
• Which Are Your Most Profitable Products? – Page 5

October 1995

• Appraisers Surfing the Net – Page 1
• Deliveries…Are You Paying Too Much – Page 4
• Limited Liability Companies – a Flexible Form of Ownership – Page 7

September 1995

• How to use Marketing-Oriented Letter to Increase Your Business – Page 1
• Changing from employee to independent contractor – Page 4
• Business valuation – a growing profession – Page 6

August 1995

• Exhibiting at conferences can increase your business  – Page 1
• B,C,D Lending – a growing market – Page 3
• Regional loan application indices now available – Page 5
• Commercial Lending picking up – Page 7

July 1995

• Client-centered marketing: Your key to success – Page 1
• How to get higher appraisal fees with value-added services – Page 4
• How mortgage brokers adapted in the changing market – Page 6

June 1995

• Associations online: ASA and the Appraisal Institute – Page 1
• Statistical valuation: still a long way to go nationally – Page 4
• Bail bonds and appraisals – Page 6

May 1995

• Use public speaking to attract more clients – Page 1
• FHA lending increasing – Page 5
• Computers: What to buy and Not to buy – Page 7
• Fed survey upbeat on commercial real estate – Page 8

April 1995

• Yellow page advertising – is it worth the cost – Page 1
• Who’s offering E&O Insurance 1995 – Page 4
• Largest commercial mortgage firms – Page 6

March 1995

• Appraisal seminars for promotion and profit – Page 1
• Appraising for the SBA – Page 5
• Relocation appraising for Lender0oriented appraisers – Page 5
• FHA is not the same as conventional lending appraising – Page 6
• Motivational books and tapes help you stay up when business is down – Page 7

February 1995

• Promote your business with a newsletter – Page 1
• What goes down comes up – mortgages from 1972 to 1994 – Page 5
• Keep your clients happy with fast turnarounds – Page 7

January 1995          

• Fee appraisers optimistic for 1995 – Page 1
• Fair lending and the fee appraiser – Page 4

December 1994

• Writing brochures that sell – Page 1
• Appraisal management companies – who and what – Page 6
• GeoLocater 3 – an appraiser’s mapping program – 1994 – Page 8

November 1994

• Appraisals for estate and probate predicted to increase – Page 1
• EDI, AI and Appraisers – Page 5
• Home Inspectors – A growing industry – Page 6

October 1994

• 50 ways to market your appraisal services – Page 1
• Cyclicality Surfing: surviving the ups & downs of the appraisal business – Page 3
• Home Equity forecast – Page 4
• Alternative Uses of Appraisal Skills, by Roy Schneiderman – Page 6

September 1994

• Contingent Fee Assessment Appeals – Page 1
• The Incredible Shrinking Appraiser Report- Part 2 – Page 4
• The Minimum Residential Appraisal Report – Page 6
• Home Equity Loans increased since 1988 – Page 7

August 1994

• Strategic Alliance can increase profits – Page 1
• The Incredible Shrinking Appraisal Report – Part 1 – Page 4
• Should Appraisers do Windows, by Mary Dum – Page 6

July 1994

• 51 ways to cut costs and increase cash flow – Page 1
• 100 largest commercial mortgage firms – Page 4
• Appraisers on line – Page 7

June 1994

• Computer generated values – Page 1
• Shared office space can cut costs – Page 4
• Major USPAP changes effective July 1, 1994 – Page 6
• Computer hardware “Best Buys” Page 8

May 1994

• Appraising Government agencies – Page 1
• Find out how you are doing-take a client survey – Page 4
• Residential mortgage refi market declining – Page 6

Aoruk 1994

• Opportunities in fee review appraising – Page 1
• Fear of hiring – Page 4
• Staying up when business is down – Page 5
• Questions & Answers from the Appraisal Institute – Page 6
• Residential mortgage lending statistics – Page 7

March 1994

• Commercial Forms Software review – Page 1
• Personal selling for appraisers – Page 6

February 1994

• Life cycle of an appraisal firm – Page 1
• USPAP and Drivebys – Page 2
• Clinton’s Healthcare Act may restrict IRS “Safe Harbor” – Page 3
• Mortgage lending increases at Credit Unions – Page 4
• Mapping the US on your desktop, by Mary Dum – Page 6

January 1994

• Fee split and expense ratio survey – Page 1
• Reviewing the reviewer – Page 4
• How to survive an independent contractor audit
• Proposed USPAP report changes – Page 7

December 1993

• Appraisals on the Information Highway – Page 1
• Digital photography today – Page 2
• Mortgage brokers…Who, What and Where? – Page 6

November 1993

• Can you sell your appraisal business? – Page 1
• Mortgage Banker Market Share – Page 4
• Commercial Mortgage Rates Continue to Fall – Page 6

October 1993

• Ways to reduce your appraisal liability – Page 1
• Who’s offering E&O Insurance – Page 4
• What’s the best state for Appraisers? – Page 6

September 1993

• What’s the best forms software program – Page 1
• The art of interviewing – Page 8
• Should you join an Appraisal Association? – Page 10

August 1993

• FIRREA & the fee appraiser – Page 1
• DIVERSIFY: Work for accounts and attorneys – Page 4
• New URAR mandatory on New Year’s Day – Page 6
• Solo Contender – Page 7

July 1993

• Appraising in Saipan – Page 1
• New URAR software – page 2
• Keep track of your contacts with ACT! – Page 3
• How to expand into Relocation Appraising – Page 4
• How to research resumes and references – Page 6

June 1993

• Expand your client base – Page 1
• DISABILITY: Your greatest risk – Page 2
• Internal cash controls keep your employees honest – Page 3
• Find out what job applicants really know by testing – Page 4
• Use checklists to save time – Page 6
• Foundation news – Page 7

May 1993

• Cashing in on your company’s name – Page 1
• “Firing” a Client – Page 3
• Dictation-Saves time and increases productivity – Page 4
• Recruiting Experienced Appraisers – Page 6
• Foundation news – Page 7

April 1993

• Use MBA survey to predict appraisal demand – Page 1
• Appraisal tracking programs – Page 4
• Changing from Independent Contractors to Employees:a BE CAREFUL! – Page 6

March 1993

• Get more referrals by networking a room – Page 1
• Office supplies-Don’t pay too much – Page 3
• The customer is Not Always Right – page 4
• How to increase cash availability – Page 7

February 1993

• What is Quality – Page 1
• Appraiser compensation – fee splits – Page 4
• Save time and money with audio tapes – Page 6

January 1993

• Publicity…You can do it yourself – Page 1
• Save time by single-handling your mail – Page 3
• HIRING-The first step in deciding who you want – Page 4
• Latest test version of the New URAR – Page 6

December 1992

• Increase Productivity by Delegating  – Page 1
• Shareware: The Best Software Bargain, by Mary Dum – Page 3
• Pricing Appraisals for Maximum Profit – Page 4
• Rewarding Employees for Extra Effort – Page 6
• 10 Question not to ask Job Applicants & questions you can ask – Page 6
• Federal Safe Harbor Rules – Page 7
• News Bytes – Page 8

November 1992

• Phones…Time Water or Time Saver? – Page 1
• SARSEP-IRAS Flexible, Affordable Pension Plans – Page 3
• New Independent Contractor Ruling REAG, Inc. VS, USA – Page 5
• Collecting Past Due Billings-What we all hate – Page 6
• News Bytes – Page 8

October 1992

• ADVERTISING: How to use it in your Appraisal Business – Page 1
• Professional liability insurance…Is it worth it – Page 2
• Hire your children and Pay NO taxes – Page 5
• How to avoid collection problems – Page 6
• Foundation news – Page 7

September 1992

• REFERRALS: How to get new clients to call you! – Page 1
• DELIVERIES: Are you paying too much – Page 2
• What’s the Best Delivery Service for your business – Page 4
• Independent contractors-How to keep out of trouble – Page 5
• RTC News – Page 7

August 1992

• Diversification & Specialization – Complimentary or contradictory – Page 1
• The home office tax deduction – Page 2
• QuickBooks: An easy way to keep track of your business finances – Page 3

July 1992

• Public Speaking…A powerful tool – Page 1
• Fee Splits-Too high or too low? – Page 2
• Sketch programs…More professional reports in less time – Page 3

June 1992

• Marketing…Put it in writing – Page 1
• Time Management …Overcoming procrastination – Page 2
• The Appraiser’s computer system, by Mary Dum – Page 3

 

 

THE END