LIST OF PAST ISSUES BY TOPIC

To search for a specific article or topic use Control F
Articles in each topic are sorted by date, starting with the most recent articles

All the issues are available free to paid newsletter subscribers.

2009 – 2026

AMCs

Appraiser Independence Rules (AIR), AMC’s and the Appraiser, by Julie Freiss – April 2021
AMC/client Rating Grid – February 2015
Who’s on your approved AMC list? Dump your bad AMCs! Looking for new AMCs/clients? How to evaluate them – February 2015
How to find the best AMCs!! And get info on AMCs that cold call you, check your current clients, etc. Use AppraisalAdvisor!! – August 2013
Property Sciences AMC – staff and fee appraisers – May 2013
A brief AMC history from 1967 to now – from 5% to 80% of the appraisal market – April 2013
Fees – What AMCs say vs. appraisers’ opinions – Jan 2013
AMC profile – Axis, an AMC that pays well and is pro-appraiser – Jan 2013
Why do lend/AMC requirements keep increasing? – Jan 2013
What are AMCs paying now? Fees have been going up for a while – Dec 2012
AMC and appraiser liability – claims, blacklisting, lawsuits, etc. – Oct 2012
Check your state’s AMC regs & laws – fee payment time reg. And /or surety bonds .Sept 2012
8 reasons why AMC’s ask dumb questions-written by any industry insider – March 2011
11 Things I’ve learned about in 2011. including AMCs – Feb 2012
UAD-AMC/lender error checkers gone wild? – Dec 2011
Local and regional AMCs-good business opportunity – Dec 2011
AMC update-Customary and Reasonable fees-the perfect storm? – Dec. 2011
ABNet, an appraiser-owned AMC that shut down in 2000 – Nov. 2011
How to avoid AMC (and other clients) collection problems – Nov. 2011
AMC fees are going up! You CAN get higher fees!! – Sept 2011
What will happen to AMC fees on April Fools Day 2011? March 2011
How to negotiate higher appraisal fees from AMCs – February 2011
AMC state regulations – AMC fees, payment, complaints, etc. Appraisers fight back – July 2010
Why the AMC business model is here to stay – March 2010
Who’s on your “approved” AMC list? – March 2010
AMC Rating Grid – March 2010
How to start your own AMC – February 2010
Math says high AMC registration fees penalize small shop AMCs – January 2010
What are the best AMCs to work for?– December 2009
Should you buy a list of AMCs? How to build your own list – December 2009
AMC tips – November 2009
Practical tips on working for AMCs – July 2009
How to deal with the AMC Underwriting/Review Department – June 2009
Start your own AMC – April 2009
Tips on working for AMCs – April 2009

Appraising topics

How to reduce stress to be more productive in business and a happier life – April 2026
Beyond Forms, Toward Wisdom: The Case of Broader Education in Real Estate Appraisal, by Tim Andersen, MAI – April 2026
The Cost Approach and Why it is Not Popular With Appraisers, by Time Andersen. MAI, MSe, CDEL, MNAA – Page 6
Appraisal Science not Appraisal Opinion, by George Dell, MAI – Page 10
Legislation Would Harass Appraisers to Extinction in Rigged Mortgage System , by Jeremy Bagott – October 2025
The Power to Define Appraisal Rules for U.S. Real Estate Belongs to TAF, Biznow.com – August 2025
Appraisal Regulator “Chaos” Risks Undermining Real Estate Markets, Biznow.com – August 2025
The Future of Appraisal Regulation: The Current Regulatory System is Broken, by James Park, Former Director of the Appraisal Subcommittee – August 2025
From UAD 2.6 to UAD 3.6. What appraisal software vendors are doing – July 2025
Probability, Market Value and the Appraiser’s Dilemma, by Tim Andersen, MAI – July 2025
Appraising Hoarder Homes: Key Considerations, by Jamie Owen – July 2025
“Problem and Solutions” in the appraisal professional and appraisal process, by John Pratt – June 2025
What is New in the New URAR – June 2025
Do Appraiser Form Value Opinions or Do Appraisers Estimate Value, by Tim Andersen, MAI, – April 2025
Can You Use the Assessor’s Values for Site Valuation, by Tim Andersen MAI, MSC., CDEI, MNAA – March 2025
Mortgage Interest Rates from 1900-2024 and Forecast for 2025 – February 2025
The Contract Price as Market Value? Really?! Who Could Possibly Want That? – February 2025
Conceptualizing Market Condition Trends, by David A. Braun MAI, SRA – February 2025
How to communicate with appraisers – January 2025
Appraisal: Profession, Industry or Trade? by Martin Wagar MNAA, ASA, IFA, RAA – November 2024
The Elasticity of Demand and Market Data Adjustments, by Steven R. Smith, MSREA, MAI, SRA – November 2024
Using the subject as a comp – When and Why, By Timothy Anderson, MAI – November 2024
Zillow’s Unreliable Square Footage, by Jamie Owen – October 2024
Manifesting Support for Adjustments, by Steven R. Smith, MAI, SRA – 2024
What is a Good Appraiser – October 2024
News Flash: Clients, GSE’s and Federal Agencies Assume Appraisers Verify Their Market Data and Have Support for Their Adjustments, by Steven R. Smith MSREA, MAI, SRA – September 2024
When there’s no other manufactured homes in the neighborhood, by Ryan Lundquist – August 2024
The General Shift: A Thorough Examination of AI in Appraisal, Book Review and Analysis, by Jim Amorin, CAE, MAI,SRA AI-GRS CDEI – July 2024
Appraisal Reports are like Flipbooks, by Jamie Owen – May 2024
Why Am I An Appraiser? – February 2024
Appraising over 3,000 years ago, by Sanders K. Solots, MAI – February 2024
Appraising from the Middle Ages to Now, by Michael Yovino Young MAI, SRA, ASA – February 2024
Communicating: Why You Used a Comp On the Sales Grid, by Jonathan Pippin, SRA and Time Andersen, MAI – December 2023
Property Data (Collectors (PDC) – November 2023
Hybrid Desktop Appraisals – Maybe No, Maybe Yes? – November 2023
Appraising in the changing market, by Joe Lynch – July 2023
Limiting Conditions and Assumptions (Appraiser Humor) – May 2023
Making adjustments in today’s market, by Doug Smith, SRA – April 2023
Tips for dealing with complex residential appraisals, by Joseph Lynch – Nov 2022
How land contributes to value, by Jamie Owens – September 2022
Markets are changing. What does USPAP say about trends, by Tim Anderson, MAI – August 2022
Do tandem bedrooms and garages impact value?, by Jamie Owen – April 2022
How to handle a “low” appraisal, by Tim Andersen MAI – April 2022
How do we value a house with a HUGE non-permitted addition?, by Ryan Lundquist – March 2022
Does My Neighborhood Really Need to be Analyzed? – Part 11, by Time Anderson MAI – February 2022
When the Best Comps are Four Years Old, by Ryan Lundquist – January 2022
Does My Neighborhood Really Need to be Analyzed? – What Fannie Says, by Tim Andersen, MAI – Part 1 – January 2022
I’m Just Going to Check the Box – Highest and Best Use – What Fannie, Textbooks and USPAP say, by Tim Andersen, MAI – Sept 2021
Don’t use only automated valuation (weighted average) from your appraisal forms software without additional reconciliation analysis, by Doug Smith, SRA – Sept 2021
Is it okay to compare two detached units with two attached units?, by Ryan Lundquist – Sept 2021
The Misnomer of Market Value, by Davie Braun, MAI., SRA – August 2021
Rising markets when my subject is in the new high sal, by Denis DeSaix – June 2021
Seeing the forest through the trees, by Rachel Massey SRA, AI-RRS – June 2021
How appraisers use abductive reasoning to provide a value opinion, by Tim Andersen, MAI – May 2021
How to communicate your reconciliation , by Rachel Massey SRA, AI-RRS – May 2021
Retirement: To Stay or Not to Stay. That is the Question – April 2021
How affordable, really, by Rachel Massey, SRA – February 2021
20 Questions from Tim Andersen – February 2021
Sales and financing concessions, What Fannie and USPAP say, by Time Andersen , MAI – February 2021
The Power of Surveys, by Rachel Massey, SRA, AI-RRS – January 2021
New appraisers need live, not “virtual” field training, by Julie Fries, SR – October 2020
Appraiser’s Don’t “Create” Value! By Tim Andersen, MAI– O
Appraising Solar: New Fannie guidance August 2020 – by Mark Buhler
Desktops and Exterior Appraisals: Virtual Inspection Tools Can Help! – May 2020
Virtual Inspection Tools: Drivebys and Desktops Made Much More Reliable – May 2020
Bifurcated inspection-only option “paused” – December 2019
Evaluations Are Appraisals by Julie Friess, SRA, AI-RRS – December 2019
Adjust your adjustment or your attitude. By George Dell MAI – November 2019
Data and Verification Source(s) are Critical, by Dave – October 2019
Evaluations: Yes, No or Maybe? Part 1 – addendum to – Sept 2019
Bifurcated Appraisal Reports and USPAP Compliance – Sept 2019
Appraisal report correction and responses – suggested protocol by Dave Town – August 2019
Manifesting Support for Adjustments by Steven Smith, MSREA, MAI, SRA – April 2019
What is a bedroom? – February 2019
Network of state appraisal associations (NSAO) contact list – Addendum – November 2018
Why should you join an appraisal association, by Joseph Lynch – November 2018
Why, Why, Why? Why do we put “stats, graphs, data and science”
together? – By George Dell -September 2018
Is it jUSt PAP? By Barry Bates – January 2018
Is there a ban on evidence based value? By George Dell, MAI, SRA, ASA, CDEI – January 2018
Estate and Trust – the most popular non-lender appraisals, Part 2 – November 2017
Is the Traditional Appraisal Process Becoming Obsolete? – September 2017
The Shape Shifting Appraiser. What are the 2017 Options for Appraisers, by Barry Bates – August 2014
Housing values in Colorado are going up in smoke, by Tony Pistilli – July 2017
Get started in attorney work by doing divorce appraisals – much higher fees, – April 2017
Residential Cost Approach Part2 – Reconciliation, obsolescence, sample comments – April 2017
Residential Cost Approach: complying with USPAP when lenders require the Cost Approach – March 2017
Residential Highest and Best Use Analysis: more than Just a “Check box” – Feb. 2017
Seeing the forest through the trees. Look at your adjusted comp sales price range – February 2017
GLA adjustments using cost per sq.ft. method – understandable and easy to use – September 2016
The Art of Appraising – what Big Data and Analysis misses and what it means for you – September 2016
Using regression analysis in everyday appraisal practice by Doug Smith, SRA – July 2016
Q&A – FHA attic inspection requirements by Doug Smith, SRA, AI-RRS
How do upgrades affect UAD Condition and Quality Ratings? By Rachel Massey, AI-RRS
YIPES (humor) – May 2016
How to handle rapidly increasing prices in your market – May 2016
No man’s land & the aggressive real estate market – May 2016
Data Science. What is it? What does it mean to appraisers? – May 2016
Issues with the 1004mc form by George Dell, MAI, SRA, ASA – April 2016
What is a bedroom? By Doug Smith SRA, AI-RRS – April 2016
Statistical errors in the 1004MC by George Dell, MAI, SRA – March 2016
1004MC – the good, the bad and what Fannie says – March 2016
Curable queries – Bracketing and SFR vs. Duplex by Doug Smith, SRA-AI-RSS –

March 2016

Reviewer as mind reader by Rachael Massey, SRA, AI-RSS – March 2016
Adjustment, Part 2–what are the best adjustment methods for your market? – March 2016
Support vs. proof for adjustments by Bob Keith – February 2016
Adjustments Part 1 – Are you making too many adjustments? – February 2016
The Internet, Big Data and the Art of Appraising The Past, the present and the Future – January 2016
Supporting adjustments: Let’s be reasonable! Why CU and AVMs cannot replace appraisers, by Denis DeSaix – December 2015
I have Google Earth and I know how to use it, by Rachael Massey – December 2015
Don’t use only automated valuation (weighted average) from your appraisal form software without additional reconciliation analysis, by Doug Smith – December 2015
What is the purpose of the adjustment process? – October 2015
Local appraiser group summaries – October 2015
Start your own appraisal group with information on 13 groups – October 2015
It is jUSt PAP? Abrasive , interesting and amusing comments!!! – October 2015
Tips on dealing with AMC engagement letter fine print and report clutter – USPAP, MLS sheets, etc. – October 20115
A closer look at listings – how to use listings in your local market – September 2015
Regression software programs – what’s best for you? – May 2015
Fannie and state regulators want adjustment support!! How to do adjustments – a review of 3 webinars – April 2015
Residential Highest and Best Use Analysis: More than just a “Check Box” – Reviewers and state boards want to see more explanation – July 2014
Watch Those Concessions – June 2014
Residential Cost Approach Part 2 – Reconciliation, obsolescence, sample comments – May 2014
Residential vs. commercial, the widening gap-Professionals vs. ??? – May 2014
Handling “instructions” not to make time adjustments without losing your client – April 2014
Residential Cost Approach: complying with USPAP when lenders require the Cost Approach – Part 1 – April 2014
Back to appraisal basics and staying out of trouble – March 2014
1004D/442 form: one form with two very different uses: How to communicate with your client and comply with USPAP – November 2013
Interviewing tips and techniques for obtaining information required by UAD-Nov 2013
Retrospective appraisals and reviews – how they differ from current values – Sept 2013
When adjustments (or lack of) can’t be proven – August 2013
Reconciliation comments: What the client expects – July 2013
How to use the 1004MC to address unreasonable reconsideration requests – May 2013
Commercial appraising – no AMC’s, no UADs, higher and steadier income – March 2013
Denis DeSaix – from residential manager to vineyard appraiser – March 2013
Residential to commercial transition – the three legs to success – March 2013
When will the last residential trainee turn out the lights? Are there any options for residential appraising – April 2012
How to get permit histories without going to the building department with Buildfax – March 2012
Non-permitted construction and USPAP – March 2012
Interviewing tips and techniques for appraisers, including UAD tips – Sept 2011
Condo appraisal are increasing. What’s new in condominium appraising? – June 2011
Mentoring the appraiser of tomorrow – April 2011
How much do staff appraisers make? – November 2010
The Appraisal Time Machine – Retrospective appraisals and reviews – November 2010
Challenging the Adjustment Process-Comp selection and adjustments in today’s market – October 2010
What is a bedroom – May 2010
Tips on handling concessions – stalking and the dark side – August 2009
Top 1004MC appraiser questions – August 2009

AVMs, BPOs, etc.

Win-win AMC fee negotiation for appraisers – August 2012
AMC fees are going up! Many appraisers are swamped with work! You CAN get higher fees – August 2012
Will BPO’s replace appraisals? – May 2010
Is There a Blue Box AVM In Your Future? Multiple Regression Analysis-An Appraisers’ Perspective-Part 11 – November 2009
Is there a Blue Box AVM in your future? Multiple regression analysis-an appraisers’ perspective – Part 1 – October 2009

Book reviews

Book review – Residential Property Appraisal – Read this book, by Mark Ratterman – May 2024
Risk Management for Real Estate Appraisers and Appraisal Firms, by Peter Christensen and Claudia Gaglione – BUY THIS BOOK – April 2024
Valuation of Apartment Properties, Third Edition , by Richard L. Parli, MAI Book Review – December 2023
Valuation By Comparison, by Mark Ratterman, MAI – October 2023
Appraising the Tough Ones – How to Appraise Complex Residential Properties , by Frank Harrison, MAI, SRA (book review) – June 2023
The Valuation of Condominiums, Cooperatives and PUDs, by Maureen Sweeney SRA, AI-RRS – Book Review –May 2023
Book Review – Identifying Residential Architectural Styles by Mark Nadeau – Jan 2023
Book Review: Residential Market Analysis and Highest and Best Use, by Mark Ratterman – reviewed by Joe Lynch – Dec 2022
Review: Measuring Square Footage with ANSI 2021: Home Measurement Textbook, by Hamp Thomas Jan. 9, 2022 – March 2022
When the Best Coms are Four Years Old, by Ryan Lundquist – January 2022
Review: Residential Property Appraisal, by Mark Ratterman. Buy This Book!! April 2021
Review of “The Appraisal Bible” – The Appraisal of Real Estate, 15^th Edition by the Appraisal Institute – February 2021
Why is USPAP copyrighted. Why you must buy it every 2 years (book review) – March 2020
Risk Management for Real Estate Appraisals and Appraisal Firms, by P. T. Christensen, Esq. – Buy This Book – October 2019
The Valuation of Condominiums, Cooperatives and PUDs – Book Review –August 2019
Answers and Solutions to Tough Appraiser Questions & Client Demands. A Reference Guide to Associated Laws, Rules and Regulations, Volume One (Book Review) by Richard Hagar, SRA – October 2018.
Valuation by Comparison 2^nd Buy this Book!! July 2018
Real Estate Damages, third edition, an excellent book – September 2016
This Dictionary of Real Estate Appraisal, 6^th Edition – February 2016
Two good, practical residential books, with very good tips on adjustments – February 2016
Identifying Residential Architectural Styles by Mark Nadeau, SRA – February 2016
Two good, practical books for residential appraisers, including adjustments – January 2016
Valuation By Comparison – how to make and support adjustments. Buy This Book!! March 2015
Residential Green Valuation Tools, a practical, well written book – December 2014
Review- The Appraisal “Bible” – the 14^th Edition of the Appraisal of Real Estate – December 2013
How water rights affect value – review of the Appraisal of Water Rights book – Oct 2012
New fraud prevention book (review) how and why people lie and how to detect lies – Feb 2011
An introduction to green homes – October 2011
In defense of the cost approach – October 2011
Appraiser Qualifications and Data Access Around the World Varies Widely – April 2011
Visual Valuation – Implementing Valuation Modeling and Geographic Information Solutions – January 2011
Reviewers vs. reviewees – June 2010
Book Review – Good Advice on “Using Residential Appraisal Report Forms: URAR Form 2055, and the Market Conditions Form – Second Edition” – June 2010
Book Review: The Big Short – Inside the Doomsday Machine by Michael Lewis. Who made all the money in the financial meltdown and why – May 2010

Business management

Mindfulness Can Help With Stress – April 2026
How to reduce stress to be more productive in business and a happier life –April 2026
Communicating with non-lender clients: Very different from lenders! – January 2026
New Year’s Resolutions. Set goals for 2026 and plan how you will accomplish them – January 2026
2025 Year End Tax planning for Appraisers. You can still save on your 2025 taxes! – December 2025
The AMC Conundrum in the Appraisal Business, by Dave Towne – December 2025
Is it Time to Leave Appraising?, by Tim Andersen, MAI – June 2025
An Appraiser Gets Audited by the IRS! My Story-Don’t Make My Mistakes – March 2025
2024 Year end tax planning for appraisers. You can still save on your 2024 taxes – November 2024
A brief AMC history from 1967 to now – from 5% to over 83% of the appraisal market – November 2024
Internal Cash Controls Keep Employees Honest – October 2024
How to use less gasoline and save money today – September 2024
How much insurance do you need? – August 2024
Residential to Commercial Transitions: The Three Legs to Success, by Denis Desaix, MAI, SRA – July 2024
Entrepreneur, technician and manager – the three conflicting roles of the fee appraiser – May 2024
Paycheck vs profit thinking – April 2024
Most appraisers focus on completing appraisals, not the business side of their companies – April 2024
How to stay positive with slow business – April 2024
How to manage your email and keep your inbox from filling up! – March 2024
Planning for 2024 – Set up a Budget to Manage Your Income and Expenses – February 2024
New Year’s Resolutions – January 2024
Retirement: To Stay, To Go or Can’t Decide – January 2024
How to reduce personal expenses – January 2024
How to cut business expenses – January 2024
Marketing with holiday gifts and cards – An Easy and Most Excellent Marketing Tool! – Dec 2023
2023 Year end tax planning for appraisers. You can still save on your 2023 taxes! – Dec 2023
Residential vs. Commercial appraisals – report, fee, getting started, etc. October 2023
How to communicate with appraisers online. What’s best for you? – Sept 2023
How to get referral from reals estate agents – June 2023
Your Website Blog – The Easiest Way to Get Non-Lender Work! – June 2023
Assessment Appeals – Marketing, Reassessment Opportunities, Fees, Critical Dates, etc. – May 2023
Staying positive with low fees, AMC hassles and slow business – March 2023
How to use less gas and save money with today’s high gas prices! – March 2023
Many ways to cut cost and increase profits and cash flow – March 2023
2022 Year-end tax planning for appraisers. Its’s not too late to save on your 2022 taxes! – Dec 2022
Appraisals for estates and trust – the most popular non-lender work – September 2022
How to get a FREE Google Business Profile. Excellent way to get more appraisal business! – September 2022
Comparison of lender and non-lender appraisals – August 2022
New Year’s Resolutions. Set goals for 2022 and plan how you will accomplish them – January 2022
2021 year-end tax planning for appraisers: It’s not too late to save on your 2021 taxes – December 2021
Marketing with holiday gifts and cards – An easy and Most Excellent Marketing Tool – December 2021
An Appraiser Gets Audited by the IRS! My Story, by Ann O’Rourke – December 2021
How to handle angry borrowers and agents: Ask, Listen, Repeat, Relate, by Dustin Harris – November 2021
How to reduce your stress: Don’t let other people (and AMCs) push your buttons – November 2021
The Angry Property Owner – What to Do?, by Ryan Reynolds – October 2021
Vacation Time for Appraisers, by Doug Smith, SRA, AI-RRS – August 2021
Retirement: To Stay or Not to Stay. That is the Question – April 2021
If people can’t find you, they can’t order an appraisal or give you a referral – Feb. 2021
Managing Multiple Appraisal Deadline, by Doug Smith, SRA, AI-RRS – February 2021
Procrastination costs you time, money and more stress, which we don’t need now!– February 2021
Top 10 Appraiser Time Wasters and What to do About Them, By Doug Smith, SRA – January 2021
How to reduce stress to be more productive – Dec 2020
Marketing with holiday gifts and cards – easy and Most Excellent Marketing Tool – Nov 2020
2020 year-end tax planning for appraisers. It’s not too late to save on your 2020 taxes! – Increase your productivity by managing your email – Dec 2020
Practical tips you can use today for getting more appraisals done and make more money – October 2020
The common sense of it all, something we should always try and revisit – by Rachel Massey – Sept 2020
Disability Insurance – more important than ever during a Pandemic! – By Paul Porter –Sept 2020
Disability – your greatest risk – Sept 2020
Grammerly can fix your grammatical errors, by Wayne Pugh, MAI– Aug 2020
How to keep safe from COVID-19, including tips for appraisers – Aug
How to communicate with appraisers online. What’s best for you? – June 2020
Data and Comps. It’s all about the data!! – April 2020
COVID-19: Data Comps and Values – April 2020
How much money did you make per hour after expenses in 2019? – March 2020
Should you stay or should you go? That is the question….- February 2020
New Ca law: What’s happening in your state? Appraisers want to keep Independent Contractor status with AMCs – January 2020
New Year’s resolutions. Set goals for 2020 and how you will accomplish them – January 2020
Practical tips you can use today for getting more appraisals done and make money – January 2020
Planning for 2020 – Set up a budget to manage your income and expenses – Jan. 2020
Marketing with holiday gifts and cards. An easy and Most Excellent tool! – December 2019
Starting over again by Rachel Massey, SRA., AI-RRS – December 2019
2019 year-end tax planning for appraisers It’s not too late to save on your 2019 taxes! – December 2019
Client Rating Grid – August 2019
Who’s on your Approved Client list and why? Don’t work for low fee and hassles – August 2019
Most appraisers focus on completing appraisals, not the business side of their companies, and make less money – August 2019
Old Versus New: Conflict or Opportunity? By George – June 2019
How to use less gasoline and save money today! – May 2019
Lots of ways to cut costs and increase profits and cash flow – April 2019
New Year’s Resolutions. Set goals for 2019 and how you will accomplish them – January 2019
Planning for 2019 – Set up a budget to manage your income and expenses – January 2019
How to collect all your billings. Don’t work for free – January 2019
2018 year-end tax planning for appraisers. What you can do now to save on your 2018 taxes!! – December 2018
Speaking at real estate meetings is an easy way to market your business – November 2018
Business slow? Non-lender appraisals are an excellent option! Good Fees, No AMCs, No CU, No UAD!! – November 2018
Relocation appraisals – clients that pay well and really want to know what the property is worth By Barbara Massey, SRA,AI-RRS – October 2018
Should you do lender work? – October
How to get started in commercial appraising 5+ unit apartments – September 2018
Disability – your greatest risk – September 2018
Residential vs. commercial lender fee appraisals – fees, reports, reviews, etc. – August 2018
“Retirement” for fee appraisers: when, why, and lots of options – August 2018
Tips, Trends & Takeaways: What is Happening with E&O insurance Today, By Elaine Matternas – July 2018
2018 E&O Insurance Update – where to go to get E&O insurance, state board compaints, your biggest risks, etc. – July 2018
What is a Functionally Obsolete Appraiser By Richard Hagar, SRA – March 2018
Fujitsu Scan SnapiX500 scanner – fast, easy to use By R. Wayne Pugh, MAI – March 2018
Staying positive with unreasonable fee, excessive Scope Creep from AMCs, etc – February 2018
How the new tax law affects appraisal businesses – pass-throughs and estate

– January 2018

Mile IQ – an easy way to track your mileage and have an audit –proof tax return – December 2017
2017 year-end tax planning for appraisers. What you can do now to save on taxes – November 2017
Appraisals for estates and trusts – the most popular non-lender appraisals Part 1 – October 2017
An Appraiser Gets Audited by the IRS! My Story…… October 2017
Vacation time for appraisers, by Doug Smith – July 2017
Is there really an appraiser shortage today? – April 2017
How to get FREE Google listing near the top of search! No website required – April 2017
How to get started in commercial appraising: 5+unit apts. High fees, no MC’s – March 2017
Fee and turn time surveys – appraisers vs. lenders – February 2017
Meet the New Boss – CU. Practical advice from a lender reviewer – January 2017
New Year’s resolutions for 2017. Set goals for 2017 and how you will accomplish them – January 2017
Is the New AMC business model broken? – January 2017
Fees are going way up!! How to get higher appraisal fees during this boom
time – October 2016
AMCs tell all to residential appraisers – September 2016
Client Rating Grid – August 2016
Who’s on your approved client list and why? – August 2016
Manage multiple appraisal deadlines to increase your productivity by Doug Smith, SRA, AI-RRS – August 2016
Comments on last month E&O article – July 2016
How to manage your email to save time and reduce stress!! – July 2016
Sample Time Sheet – July 2016
Who are your most and least profitable clients? Look at how much you make per hour, not just the fee – July 2016
2015 E&O Insurance Update – where to get E&O, prior acts, state aboard complaints, E&O Myths – June 2016
Your Web Site – the easiest and fastest way to get non-AMC work! – April 2016
What’s up in technology by Wayne Pugh, MAI, CRE CCIM FRICS – April 2016
Setting appraiser New Year’s resolutions for 2016 and how to accomplish your goals – January 2016
Will you still be appraising when you’re 85 (or 90)? – September 2015
What lenders don’t use AMCs and how to get work from them – VA, local banks, mortgage companies, hard money, etc. – August 2015
How to reduce stress to be more productive and control your work-life balance – July 2015
Managing yourself to get more appraisals completed and make more money – June 2015
Practical Tips you can use today for getting more appraisals done and make more money during this boom time – April 2015
Disability – your greatest risk – Jan 2015
How much money do you make per hour on your appraisals, after expenses? – Oct 2014
How to connect with other appraisers online. What’s the best group for you? – Sept 2014
How to collect all your billings. Don’t work for free – Sept 2014
How to make more money doing low fee appraisals – August 2014
AMCs – number of appraisals, how may appraisers on panels, income, staff vs. fees, etc. – August 2014
Are appraisal fees REALLY dropping? – May 2014
Business owners never take vacations – April 2014
How to speak at weekly sales meetings at real estate offices and get more
work – March 2014
We appraisers still have it pretty sweet – March
Should you work for “low fees”? How to adjust to the major restructuring of residential appraisal fees since 2008 – March 2014
Are you a Consumer or Producer? – February 2014
How to have more business come to you – get more referrals – February 2014
Diversify your business by doing appraisal reviews – February 2014
Appraisers – the reason you have no business –Functional Obsolescence – January 2014
Step up from bookkeeping to accounting in 2014. Increase your profits – January 2014
Using QuickBooks – an easy way to track your appraisal income and expenses – January 2014
You are responsible for your own life – January 2014
Setting appraiser New Year’s resolutions. How to accomplish your goals – January 2014
How to cut your appraisal expenses – software, data, insurance, online services, gas, etc. January 2014
Differentiation – what makes your appraisal firm different from your competitors? – December 2013
Start planning for 2014 – set up a budget to manage inevitable changes in income – December 2013
2013 year-end tax planning for appraisers. What you can do now to save money on your 2014 taxes!! – December 2013
A low cost 800 number plus tips for reducing your monthly phone bills significantly – November 2013
Dodd-Frank ASC Appraisal Hotline-Use communication to avoid borrow complaints and lawsuits – August 2013
Fee negotiation strategies for appraisers. The Fairness Triangle: Scope, Turnaround and Fee – July 2013
Datamaster-save time, data entry errors, and stip-import MLS into your reports – June 2013
Managing multiple appraisal deadlines to increase productivity – May 2013
Appraiser’s time wasters and what to do about them – April 2013
Should you take a home office deduction – March 2013
Evaluation Solutions: The Anatomy of an AMC’s Failure and Why Lenders (and appraisers) Should Care – Feb 2013
Accounts receivable (invoice) factoring – get paid within 24 hours! – Feb 2013
How to use business credit reports to check on AMC’s credit – Feb 2013
How to evaluate AMCs (and other) clients before extending credit. Don’t work for free!!! – Feb 2013
Background checks – Yes, No, and Why? – Jan 2013
2012 year-end tax planning tips for appraisers – Dec 2012
The best places to connect with other appraisers online – Dec 2012
Practical tips you can use today for getting more appraisals done and make more money during this boom time – Nov 2012
AMC rating grid – Nov 2012
Who’s on your “approved AMC” list and why? Dump you bad AMCs! – Nov 2012
How to avoid AMC (and other client) collection problems – Sept 2012
AMC (and other) collection – the longer you wait to start, the less likely pymt Sept 2012
Demand letters – Sept 2012
Appraiser vs. business owner – the eternal conflict of the fee appraiser – July 2012
AMC market share and fees – change over time June 2012
2015 year-end tax planning for appraisers. What you can do now to save money on your 2015 taxes – December 2014
Appraiser income and fees – change over time – June 2012
Mortgage lending from 1870s to today – June 2012
What appraisers say about fees, cancelled orders, 2010 vs. 2011, income, assistants – May 2012
Appraiser opinions – public records, data, listings, UAD and 1004MC – May 2012
Loss of appraisers and gains in automated valuation tools and techniques signal a shift in the appraisal production model. But to what – May 2012
How to get more appraisals completed and make more money – March 2012
Anatomy of an appraisal fee – “should I stay or should I go” – Feb 2012
SEP-IRA, a great way to put aside pre-tax retirement money when paying taxes – Feb 2012
Start your own local appraiser group-referrals, help with appraising problems, etc. – Jan. 2012
10 Appraiser New Year’s Resolutions – Jan. 2012
How to make more money by increasing how much you make per hour – Nov. 2011
Entrepreneur, technician and manager–the three conflicting roles of fee appraisers – Nov. 2011
Paycheck vs. profit thinking – June 2011
Most appraisers focus on completing appraisals, not the business side of their company and make less money – June 2011
Lots of ways to cut costs and increase profits and cash flow – June 2011
Staying up when business is down – May 2011
Customary and Reasonable fee – Analysis of what is happening – May 2011 –
Lender and AMC business is down – B sure you collect all your billings – April 2011 –
Scope Creep – Tips on dealing with engagement letter fine print and report clutter – December 2010
Top 10 appraiser’s time wasters keeping you from making more money – September 2010
Maximizing Revenue in a Difficult Market – Part 11 – August 2010
How to have business come to you by increasing your referrals – August 2010
Maximizing Revenue in a Difficult Market – Part 1 – July 2010
Keeping track of appraisal fees is critical to your business – February 2010
Managing multiple appraisal deadlines to increase production and reduce stress – February 2010
2009 Year-End Tax Planning. What you can do to save money – December 2009
How to reduce AMC ( and other lender) callbacks and increase your profits and decrease stress – December 2009
Over 60 ways to cut costs and increase cash flow – September 2009
How to go beyond “for filling” for lenders and get higher fees – August 2009
How to avoid collection problems – July 2009
How to collect your billings!! – July 2009
Most appraisers are propreneurs, not entrepreneurs – April 2009
How to make more money by increasing what you make per hour – April 2009
Firing a client – March 2009
Client Rating Grid – March 2009

Freddie and Fannie

UAD 3.6 – Yes, No or Maybe, by Ann O’Rourke, SRA, MAI – Page 1
UAD 3.6 and Forms Redesign Board is Here, by Dave Towne – Page 4
UAD 3.6: December 2025 – The Big Picture, First UAD 3.6 Appraisal Successfully Accepted for Loan Production – December 2025
Appraisal Forms Software in September, 1993 – May 2025
Residential appraisal forms from the 1960s to today – May 2025
Train the Trainer Class for GSEs New URAR and UAD 3.6, by Dave Towne – May 2025
Review of Appraiser’s Guide to the New URAR class – May 2025
New GSE Requirements for Market Condition Adjustments, by George Dell, MAI – April 2025
New URAR- What It Means for Appraisers, Part 1- April 2025
Using the Fannie and Freddie Mae Definition of Market Value as a Sales Verification Method, by Tim Andersen, MAI – September 2024
What is required for the 1004/Desktop Appraisal? – May 2022
Review of available ANSI classes – March 2022
What do you want/need to know about ANSI? – March 2022
ANSI and Appraisers, Real Estate Agents and MLS – and what it means, by Hamp Thomas – March 2022
Review: Measuring Square Footage with ANSI 2021: Home Measurement Textbook, by Hamp Thomas Jan. 9, 2022 – March 2022
Sloped ceilings, stairs and below grade issues – February 2022
Who developed ANSE Z765-2021 and Who approved the 2021 changes? – February 2022
Fannie vs. ANSI – similar with some differences – February 2022
Why did Fannie select ANSI 765-2021? Which appraisers are using ANSI now? – February 2022
When is it Not OK to Use a Sale Within a Mile – October 2021
Egad! UAD and Forms Reforms, By George Dell, MAI, SRA, ASA, CRE – February 2021
Appraisal waivers up 137% for all loan types in 2020 – February 2021
FHFA wants input on waivers, hybrids, data access for appraisers, etc. by 2-26-21 – February 2021
Appraisal Risk Management – Fannie’s – 2021-01. Risk scores, appraisal defects, appraiser independence, etc. – February 2021
But Fannie Mae says I don’t have to do the Cost Approach! – by Tim Andersen, MAI- September 2020
Fannie Temporary Appraisal Requirement Flexibilities – What they mean for you – June 2020
Addendum: Fannie Letter Lender LL-2020-4 – June 2020
Addendum: Fannie Appraiser FAQs – June 2020
Addendum: Summary of Appraisal Requirements – Fannie, Freddie, FHA,VA – 2020
What Does Fannie Mae Really Want? By George Dell, MAI – May 2020
What is Fannie doing now and what are their future plans? UAD, Forms, Bifurcated – November 2019
Fannie’s big changes: New Forms, Revised AUD and Bifurcated (Hybrid) Appraisals – June 2019
What’s new at the ASB and AQB? Hybrids, ASB online forum, practicum, -June 2018
Fannie: Inspection waver, hybrids, UAD and forms changes-where is residential lender appraising going? Part 1 – June 2018
Temptation in the 1004 fields – By Barry Bates – May 2018
Collateral Underwriter or Collateral Underminer: Risk Score Manipulation? By Brian Musto – May 2018
What’s up with Fannie’s CU? Public records, comps, Risk Scores, peers, forms,
May 2018
Fannie and Freddie, The Ill Conceived Siblings. It’s All About The Money! – November 2017
Fannie and Freddie are Not Your Friends, by Barry Bates – October 2017
Fannie and Freddie – what do they really say about risk scores, 1004mc, forms redesign, data discrepancies, etc. – July 2017
Fannie Mae allows trainees – will it make a difference? By Alan F. Simmons, SRPA – May 2017
Fannie fiction and Fact: comp selection, adjustments, market conditions, appraisal resubmissions, and lots more info, including AQM and Risk Scores – May 2017
Fannie’s Property Inspection Waiver (no appraisal) available December 10, 2016 What does that mean for you? – November 2016
Will Collateral Underwrite destroy residential lender appraising? – August 2016
Practical tips on qualifying the 1004MC and preparing a Market Condition summary – May 2016
Include Executive Summary in your appraisal reports, By Dave Towne – January 2016
Collateral Underwriter 3.0 – six more adjustment warnings, including market conditions. What does this mean for you? November 2015
Fannie Hard Stops – be sure to check for this on every appraisal!! – April 2015
Valuation By Comparison – how to make and support adjustments. Buy This Book!! March 2015
Other sources of information on making and supporting adjustments – March 2015
Fannie’s Lender Letter LLl-20105-a significant change for adjustments guidelines March 2015
CU and AQM, “20 comps”, AQM, Risk Ratings, etc. – Fannie’s Lender Letter LL-2015-2 and recent FAQs – March 2015
CU – warning messages, data – appraiser vs. CU, turn time, etc – February 2015
CU – warning messages, data – appraiser vs. CU, turn time, etc. – February 2015
Fannie’s Collateral Underwrite – big changes and what it means to you – Jan 2015
URAR vs. 1004MC issues – limited data, trends, sales-listings, and mixed housing in neighborhood – November 2014
Problems with Fannie and Freddie’s use of UAD appraisal data to reduce their risk – March 2014
Application of UAD Quality and Condition definitions – February 2014
Fannie’s Appraiser Quality Monitoring (AQM)-Don not use list. What does it mean to you – February 2014
Fannie Mae Appraisal Messaging “Hard stops” to being in January, 2013. How to get ready for the changes – Dec 2012
Fannie Mae to use UAD data to evaluate lender compliance with Fannie and for appraisal guidelines appraiser scorecards – Nov 2012
GSEs – changes in lender standards, guidelines, and appraisal reporting forms – June 2012
UAD problem areas – May 2012
UAD – the latest tips: fees, basements, condition ratings, etc. – September 2011
Filling our appraisal forms using UAD-practical tips, problems, issues, etc – Aug 2011
Review of the Appraisal Institute’s new 7-hour UAD seminar – July 2011
New Uniform Appraisal Dataset Spec Requirements challenge adjustment process March 2011
Fannie’s new Uniform Appraisal Dataset, effective date 9/1/11. What does it mean to you? March 2011
New Fannie forms date requirements released – condition and quality ratings plus lots of other changes – January 2011
New Fannie form changes coming – what and why – December 2010
How Fannie’s new date standards will affect appraisal reports – October 2010
Fannie’s new Announcement – photos, value changes by lenders, MC form changes, AMCs – August 2010
Fannie’s new Announcement – photos, value changes by lenders, MC form changes, AMCs – August 2010
Freddie and Fannie’s revised HVCC Q&As. What has changed? – April 2010
FHA changes effective 2010 – mortgage brokers, fees, appraisal portability and validity period, and appraisal Update/Completion Report – January 2010
FHA”s version of HVCC – what it means for your business – October 2009
Fannie’s new Market Conditions form What you need to know – March 2009

Laws, regulations, USPAP

Bedroom Requirements, by Jamie Owen – October 2025
New Senate Bill Affecting Appraisers and Appraisals – Road Housing – October 2025
Considering the Definition of Market Value When Deterministic vs. Probabilistic Aspects of Residential Real Estate, by Tim Andersen, MAI – August 2025
USPAP and Functional Obsolescence, by Tim Andersen, MAI – October 2024
Highest and Best Use – Why Can’t I Just Assume it Away?, by Time Andersen, MAI – August 2024
USPAP, AI and Uncertainty, by Tim Andersen, MAI, MSC, CDEI, MNAA – July 2024
USPAP and Relevant Adjustments – May 2024
Answers and Solutions for Tough Appraiser Questions & Client Demands. A Reference Guide to Associated Laws, Rules and Regulations, written by Richard Hagar, SRA- (Book Review) Buy This Book! – March 2024
Extraordinary Assumptions – When, Why and How, by Timothy C. Anderson MAI and Craig Morley – March 2024
Does My Sate Reviewer Have to bel licensed by the State? – by, Tim Andersen, MAI, MMAA, MSC, CDEI
Appraisers vs Lenders. What Can We Do? – Sept 2023
Fannie Mae 1004 and USPAP –Neighborhood – July 2023
Appraiser’s Heavy Loads – USPAP, GSES, Public Trust, Protect the Client, by Tim Andersen – Dec 2022
Purchases and Sales Agreements, by Tim Andersen, MAI – Oct 2022
What is a functionally obsolete appraiser, by Richard Hagar, SRA – August 2022
ANSI and USPAP – Confidentiality, by Tim Andersen – May 2022
Is it just USPAP? by Barry Bates – April 2022
I Think Something is Missing, but I’m Not Sure. Why and How to Explain the Omission of The Cost Approach (for example), by Tim Andersen, MAI – November 2021
Internal Consistency – What Reviewers and State Regulators Look For, by Tim Anderson, MAI – October 2021
Part 11 – The goal is conformity, believability and the resulting mediocrity, by George Dell, SRA. MAI, ASA ,CRE – August 2021
Practical Guide to USPAP Appeasement. Only the first 24 pages matter, by George Dell, MAI – May 2021
Practical Guide to USPAP – What is True and Correct per USPAP? By Tim Andersen, MAI – November 2020
Musings on Misleading, by Tim Andersen, MAI – May 2020
Why is USPAP copyrighted. Why you must buy it every 2 years (book review) – March 2020
Restricted Appraisal Reports – Yes, No or Maybe? –
Highest and Best Use and USPAP 2020 by Julie Friess, SRA, AI-RSS, MA – February 2020
USPAP 2020-2021 – What’s New? by Tim Andersen MAI – December 2019
State Board complaints. What if you are found guilty? By Tim Anderson – November 2019
The Differences Between Evaluations and Appraisals Part 2, by Tim Andersen MAI –October 2019
Answers and Solutions to Tough Appraiser Questions & Client Demands. A Reference Guide to Associated Laws, Rules and Regulations, Volume One (Book Review) by Richard Hagar, SRA – October 2018
Appraisers and The Big Short: Tricks & Traps for Avoiding Mark Blindness – August 2018
The USPAP Enforcement Table – June 2018
Preface to The Enforcement Table: Competence, Ethics and Fraud – June 2018
What really happens with State Regulator USPAP Enforcement? By Barry Bates – May 2018
2018-2019 USPAP – What You Need To Know December 2017
What’s happening in state and federal appraisal regulations? Statute of limitations, Evaluations, AVM QC, Appraisal Waivers, Etc. – September 2017
Working on the regulatory side: the Future of the Residential Appraiser (Part Deux). By Barry Bates – July 2017
USPAP 2017-2019 2^nd Exposure Draft – what has changed – October 2016
A Catfight over Appraisal Standards, The Decline and fall of the Residential Appraiser, etc. By Owen Glendower – January 2016
2016-2017 USPAP changes have low impact by Doug Smith November 2015
When relying on your own abilities would violate USPAP – September 2014
AQB 2015 changes – new challenges for trainees and mentors. The basics of a successful partnership – August 2014
AQB Changes on January 1, 2015 create new challenges for trainees and
mentors – July 2015
USPAP 2014-2015 – What’s new? – October 2013
2012-2013 USPAP Q&A/Appraisal Practices Board Advisories – October 2013
Significant changes since HVCC started in 5/09 and what it means for you – Nov 2012
Two good, practical books for residential appraisers – October 2012
Is it just PAP? – October 2012
FHA – Changes on volume of loans and appraiser requirements – June 2012
HVCC – appraiser independence and low fees – June 2012
Effects of licensing – positive and negative – June 2012
Exposure time – myths and reality – Feb. 2012
USPAP 2012-2013 effective 1/1/12-What you need to know – Nov. 2011
New GAO report on residential appraisal oversight-AMCs, fees, use of AVMs, etc – Aug 2011
2^nd Exposure Draft of Proposed Revisions in appraiser qualifications – trainees, supervisors, college degree – February 2011
2012-2013 USPAP – 4^th exposure draft – AMCs, exposure time, prior services, etc. – January 2011
Customary and reasonable fees – A Muddy Mess – December 2010
New interim proposed Federal rule – what it means for your business – November 2010
New AQB Exposure Draft – will there be any new residential appraisers? – November 2010
Customary and reasonable fees – what’s happening? – September 2010
New Dodd-Frank Financial Reform Act – appraiser independence, AMC fees, complaint hotline and many other changes – July 2010
New USPAP certification required 1/1/10-If you provided services, including appraisal, for the subject property in the past 3 years – January 2010
RESPA changes effective 1/1/10 and appraisal fees – January 2010
USPAP 2010-2011 – What’s new? – November 2009
HVCC news and AMC tips– August 2009
HVCC – the latest news – July 2009
HVCC=HAVOC – What’s happening and what it means for your appraisal business – June 2009
Mortgage reform bill H>R> 1728 and the HVCC – June 2009
Bad boys, bad girls and appraiser identity theft – March 2009

Liability, insurance, bad appraisers

2025 E&O Insurance Brokers – August 2025
2025 E&O Insurance Update – Where to Get E&O Insurance, What to Look for in a Policy, etc – August 2025
2025 E & O Insurance Update – Claims, Payment Options, Lawsuits, etc, by Claudia Gaglione, Esq. and Magda Pretorius. Risk and claims Analyst with LIA August 2025-
Loose Lips Cause Claims (Loose Lips Lead to Lawsuits – August 2025
Let’s talk about subpoenas, By Claudia Gaglione, Esq. – November 2024
2024 List of E&O Insurance Brokers – June 2024
2024 E & O Insurance – Where to get E&O insurance, What to look for in a policy, etc – June 2024
2024 E & O Insurance Update: Claims, Payment Options, Lawsuits, etc.- June 2024
Do I really have to report that state board issue to my E&O insurance? by Peter Christensen, Esq. – June 2024
Threatened with a Lawsuit?, by Claudia Gaglione, Esq – June 2024
Don’t Make The Same Mistake Twice, by Claudia Gaglione – November 2023
Risks of Expert Work – August 2023
2023 E&O Insurance Brokers – August 2023
2023 E&O Insurance – Where to Get E&O Insurance, What to Look For in a Policy, etc. – August 2023
E & O Insurance Update 2023 – Claims, Disclaimers, Discrimination, etc. – August 2023
Estate/Trust liability advice from Peter Christensen – September 2022
Fact vs. Fiction – Don’t let these four appraiser liability myths trip you up, by Peter Christensen – September 2022
Risk Management for Real Estate Appraisers and Appraisal Firms – Book Review, by Ann O’Rourke – July 2022
2022 E&O Insurance Brokers – July 2022
2022 E&0 Insurance – Where to Get E&O Insurance, What to Look For in a Policy, etc. – July 2022
First Notice of Claim: Some Do’s and Don’ts – July 2022
E& O Insurance Update 2022 – Claims, State Boards, Discrimination, etc., by Claudia Gaglione, Esq & Madga Pretorius, Risk & Claims Analyst, LIA – July 2022
Engagement Letters, by Claudia Gaglione – April 2022
Who Said I Agreed to be an Expert?, by Claudia Gaglione – March 2022
Construction progress reports, by Claudia Gaglione, Esq. – January 2022
Think carefully before signing a Records Affadaavit, by Claudia Gaglione, Esq. – December 2021
Why Do Claims Get Settles? , by Claudia Gaglione, Esq. – November 2021
Threatened with a Lawsuit , by Claudia Gaglione, Esq. – October 2021
Vacant Land: A Nightmare for an Appraiser, by Claudia Gaglione, Esq – Sept 2021
Using Trainees – the Safe Way, by Claudia Gaglione, Esq. – August 2021
2021 E&O Insurance Brokers – July 2021
2021 E&O Insurance Update – Where to Get E&O Insurance, Most Frequent Claims, etc. – July 2021
Limiting Liability to Third Parties, by Claudia Gaglione, Esq. – Jul7
The AMC/Lender will whistle a jaunty tune, by Tim Andersen, MAI – June 2021
Don’t Assume You Did it :Right” the First Time, by Rachel Massey SRA, AI-RRS – June 2021
Rules are made to be followed, by Claudia Gaglione, ESQ. –May 2021
2020 E & O Insurance Brokers – July 2020
E & O Insurance –where to get it, reducing liability, most frequent claims, etc.- July 2020
Reduce your liability: Sample disclaimers/statements for your appraisals – July 2020
Appraisers and Cyber Crimes. Be Careful Out There – July 2019
2019 E&O Insurance Brokers – July 2019
2019 E & O Insurance Update – Where to Get E& O Insurance, State Board Complaints, Your Biggest Risks, Etc. – July 2019
New Liability Issues: Hybrid appraisals, appraiser identity fraud, etc. – February 2018
How to get into trouble: 8 Great ways for real estate appraisers – December 2017
Estate/trust liability advice from Peter Christensen, General Counsel, LIA Administrators & Insurance Services – November 2017
2017 E & O Insurance Update – where to get E & O insurance, state board complaints – your biggest risk, etc. – August 2017
State Appraisal Boards: Appraiser Discipline and E & O Insurance – November 2016
How appraisers get into trouble using email , social media, online postings, face-to-face conversations, etc. Is there any communication that is private? – November 2016
Liability issues for review appraisers and non-lender assignments – August 2015
List of E&O insurance companies –July 2015
2015 E&O Insurance Update – liability threats, state board complaints, where to get E&O. etc – July 2015
Bad boys and girls – appraisers in the news – October 2014
2014 E & O insurance update – myths, liability threats, where to get E&O – August 2014
E&O Insurance Company List – July 2014
Bad Boys and Girls – September 2013
Revisiting the Fannie Mae/Freddie Mac 2005 URAR Form-Ambiguities and Liabilities – August 2013
E & O Insurance Companies – June 2013
E & O Insurance – where to get insurance liability issues, state board complaints up – June 5, 2013
Bad Boys & Bad Girls – appraisers in the news – April 2013
Bad Boys & Bad Girls – including a former USPAP instructor and board member –August 2012
E&O Insurance companies – July 2012
2012 E&O Insurance Update – prices up, exclusions up, state board complaints, etc. July 2012
What is the FDIC suing appraisers about? Some examples of FDIC allegations – June 2012
Bad boys and Bad girls – April 2012
Claim alert – why do claims get settled? – April 2012
What’s wrong with most indemnification clauses in AMC Contractor Agreements –

Sept 2011

What does lawsuit by an AMC against an appraiser for indemnification look like? One of them looks like this – July 2011
E & O Insurance companies – July 2011
E & O Insurance Update – 2011 – Problems with prior acts coverage and policy exclusions – July 2011
Review of Landsafe Independent Contractor Agreement – Know the risks before you sign it – May 2011
Review of Corelogic Independent Contractor Agreement-Be careful what you sign – October 2010
E & O Insurance 2010 Update – July 2010
Lender Blacklisting – a major problem for appraisers – June 2010
An attorney’s analysis and advice on appraiser blacklist class action lawsuits – June 2010
Claims against residential appraisers in 2009, Updated for 2010 – April 2010
Client indemnification agreements – be careful!– September 2009
Identity Theft, Forgery & Other “Altered” States – September 2009
E&O Insurance 2009 Update – July 2009
E&O Insurance Companies – July 2009

Marketing

What are your best current and former AMC/lender clients? – January 2025
Client Rating Grid – January 2025
Marketing with holiday gifts and cards – An Easy and Most Excellent Marketing Tool! – November 2024
If people can’t contact you, they can’t give you an appraisal order or referral – August 2024
Private money lending – no AMCS, UAD, computer “reviews” low fees, etc. – October 2023
How to get referral from reals estate agents – June 2023
Your Website Blog – The Easiest Way to Get Non-Lender Work! – June 2023
Home Measurement Service – How to Use Your Appraisal Skills to Make More Money – April 2023
How to get started in commercial appraising: 5+ unit apartments – April 2023
How to get non-lender business by networking at meetings – March 2023
Expert witness for residential appraisers – High Fees, Little Competition – Feb 2023
Bail Bond Appraisals – all cash, very high fees, little competition – Feb 2023
Speaking at real estate agent sales meetings is an easy way to market your appraisal business –Jan 2023
Getting started in attorney work by doing divorce appraisals, significantly higher fees, no UAD, no underwriters, no AMCs – Jan 2023
Marketing with holiday gifts and cards – An Easy and Most Excellent Marketing Tool – Dec 2022
Communicating with non-lender clients: Very, very Different from Lenders! – Nov 2022
Client Rating Grid – Oct 2022
Focus on your best current and former AMC lender clients. What do they want? – Oct 2022
Appraisal s for estates and trust – the most popular non-lender appraisals – Part 2– Oct 2022
Entrepreneur, technician and Manager – the three conflicting rolls of fee appraisers February 2020
Assessment appeals – marketing, fees, critical dates, etc. – May 2019
Bail bond appraisals – all cash, very high fees, little competition – May 2019
Communicating with non-lender clients: Very, very different than lenders – April 2019
Expert witness for residential appraiser – Yes, No or Maybe – March 2019
Home measurement services – how to use your measuring skills to make money – February 2019
How to get referrals from real estate – February 2019
How to get business by networking at meetings – January 2019
Marketing with holiday gifts and cards – an Easy and Most Excellent Marketing Tool – December 2018
Your Website – the easiest and fastest way to get non-lender work – December 2018
Quick Start – how to get non-lender work ASAP –Part 1 Fed up with AMC hassles and low fees? But, not sure what type of lender work is best for you? April 2018
Mortgage volume changes graph – February 2017
Want to do appraisals for lenders, but not for AMCs? Private money lending – no UAD, CE, computer “reviewers” or being treated like you know nothing – November 2016
Marketing with holiday gifts and cards – December 2015
AMC fees are going up! You CAN get higher fees NOW!! – May 2015
Bail bond appraisals – all cash, high fees, little competition – December 2014
Marketing with holiday gifts and cards. An easy and Most Excellent marketing tool – December 2014
Why appraisers should care about social media – December 2014
Relocation appraisals pay well with no UAD, 1004 MC, scope creep, etc. November 2014
How to solve measuring problems with a Disto – September 2014
The Cheese Has Moved – July 2014
Big Client is Watching You!! – June 2014
The Veteran’s Administration – A Model for all AMCs – June 2014
VA is looking for fee appraisers! C?R and no AMCs! – June 2014
Marketing to Appraisal Manage Companies – May 2014
Want to do appraisals for direct lenders? Private money lenders – no UAD, May 2014
Reviewing – an excellent diversification opportunity!! Appraisal Institute new course – April 2014
7 Things real estate agents should know about working with appraisers – March 2014
How to get non-lender and – AMC lender business by networking at meetings – November 2013
How to get lender/AMC work now – October 2013
Quick Start – how to get non-lender work ASAP – October 2013
How to get non-AMC work, If they can’t give you any work! – September 2013
Get started in attorney work by doing divorce appraisals – Higher fees, no AMCs – July 2013
Want to do lender appraisals with full fees and no UADs? – Jan 2013
How to answer your telephone and get better clients – July 2012
Customary and reasonable fees – thee root of the problem – Jan. 2012
Appraisals for trusts and estates-an excellent diversification opportunity – Dec. 2011
Relocation appraisal – an appraisal market that pays well – October 2011
Old clients – an excellent source of new business – June 2011
How to get started in commercial appraising – 5+ units apartments – April 2011 – Page 8
Assessment appeals – a good opportunity for appraisers – Page 1
How to get more business today – Private money lending is increasing – March 2011
Market positioning strategies for appraisers – How to stand out from the crowd of appraisers – January 2011
Who’s on your “approved” AMC/client list and why? – January 2011
Customary and reasonable fees – A Muddy Mess – January 2011
How to have business come to you by increasing your referrals – August 2010
Get more business by expanding who you work for and what types of properties you appraise – August 2010
Manners count in your appraisal business – April 2010
How to get business today by networking at meetings – April 2010
Get started in attorney work by doing divorce appraisals – March 2010
Appraisals for Bail Bonds – March 2010
Bankruptcy appraisals – a good niche for full fee work – March 2010
Credit unions – an excellent source of business – February 02010
Mortgage brokers – going, going, gone? Who will survive? – November 2009
Marketing with holiday gifts – November 2009
Staying up while business is down – October 2009
How to get started in commercial appraising Do 5+unit apartments – October 2009
Review market segment explodes – lots of work – September 2009
How to get business today Private money lending is increasing – June 2009
The mortgage lending business is changing on a daily basis. What is your business plan for the future? – June 2009

Miscellaneous

Make use of your driving time by exercising – March 2025
Disability – Your Greatest Risk – September 2024
AIE’s Housing Market Indicators Report, by Wayne Pugh, MAI FRICS, CCIM – Oct 2022
Present and Past Appraisal Forecasts – June 2022
How the Internet changed appraising – June 2022
Mortgage lending from the 1870s to today – June 2022
From EDI to UAD – Appraisal Data Standards and Data Transmission – June 2022
Computers, Mobile Devices and Digital Cameras – june 2022
Revisiting the Green Hornet, by George Opelka – June 2022
Residential appraisal forms from the 1960s to today – June 2022
Appraisal Today Newsletter 30^thAnniversary-Changes over the past 30 years-What a wild ride it has been! – June 2022
Mortgage Loan Volume Index Graph 1-22 to 4-22 – May 2022
CubiCasa – Accuracy, Cost, Ease of Use, ANSI , etc – May 2022
Pocket App for saving information, by Wayne Pugh MAI – April 2022
Limiting Conditions (Humor), by Deane Wilson, ASA – November 2021
Krisp – Noise cancelling for Internet conferencing, by Wayne Pugh, MAI – August 2021
Rising Markets: When my subject is the New High Sale, by Denis Desaix, MAI, SRA – July 2021
Malwarebytes mobile security for the iPhone, by Wayne Pugh, MAI – May 21
Braintoss captures your thoughts, By Wayne Pugh, MAI – February 2021
Make use of your driving time by exercising – February 2021
George Dell – The Anti-Statistics Guy, by George Dell, MAI, SRA, ASA, CRE – January 2021
CamScanner Review, By Wayne Pugh, MAI – November 2020
Tales of a Trainee at Appraisal Camp Sedona, By Brian Aldridge – November 2020
My new blog, Covid Science For Everyone! Covidscienceblog.com – October 2020
The Vaccine Race – Aug 2020
Malwarebytes to Keep Your Computer Free of Worms, Trojans, etc., by Wayne Pugh, MAI – May 2020
COVID-19: Data Comps and Values – April 2020
I am no “JUST” a residential appraiser! By Rachel Massey, SRA, AI-RRS, ASA, IFA February 2020
Ankor Innovations brings Amazon Alexa to your automobile – January 2020
Measure – A New Way to Measure – Sept 2019
PC and Macintosh Keyboard Shortcuts bu Wayne Pugh – June 2019
Five Powerful Software Programs for Every Real Estate Appraiser – March 2019
The Appraisal Industry at the Crossroads of Change and Re-invention – March 2019
In Route Planner – map your real estate data with the quickest route – December 2018
What is the Nationwide Multistate Licensing System (NMLS) – October 2018
How an NMLS-Type Structure for Valuation Benefits Appraiser, Lenders and Consumers-By James L. Murrett, MAI, SRA – October 2018
Protecting your privacy. Are Facebook, Uber, Amazon and Apple tracking you – By Wayne Pugh – September 2018
Appraising over 3,000 years ago – August 2018
Appraising – from the Middle Ages to now – August 2018
Evernote review by Wayne Pugh, MAI, CRE, FRICS, – June 2018
Will another profession replace appraisers? By George Dell – May 2018
What will happen to residential mortgage lending in 2018? – April 2018
“Mom, Dad, when I grow up I want to be an appraiser!” By Barry Bates – April 2018
What being designated means to me By Rachael Massey, SRA, AI, RRS – March 2018
Why I am an Appraiser – March 2018
Do you have to be crazy to appraise real estate? – February 2018
How to connect with appraisers online. What’s the best way for you? – January 2018
Horror (&Harhar) Tales from the Field (aka War Stories from beginners, veterans and ancient values) by Barry Bates – September 2017
Geocam Pro – get augmented geo data in yours smartphone photos by Wayne Pugh – September 2017
Survival for the residential appraiser: How I learned to stop working and love the AVM that put me out of business! By Barry Bates
Appraisal Today newsletter 25^th Anniversary!! Changes over the past 25 years. What a wild ride it has been!!
Appraisal Today? No Appraisal Tomorrow? By Barry Bates – May 2017
The cutting edge and user friendly way to schedule hope appraisals – are you ready? – May 2017
Why does regression Not Work? – April 2017
Loan application graph from 2013 to today – March 2017
Appraiser surveys: blacklisting, regs/enforcement, background checks pressure, etc. – March 2017
What’s up in technology – January 2017
Pro Camera 9 – a great photo app for appraisers – $4.99 – October 2016
Two reasons why appraisers should not use statistics by George Dell, MAI, SRA, ASA – August 2016
LandGlide Review by Wayne Pugh, MAI, CRE, CCIM, FRICS – July 2016
Staying positive with unreasonable fees and Scope Creep from AMCs – November 2015
What lenders say about adjustments by Denis DeSaix, SRA – November 2015
Limiting conditions and assumptions (humor) – September 2015
Appraising over 3,000 years ago – September 2015
Appraising – Middle Ages to now – September 2015
Statwing – easy to use multiple regression software for appraisers – August 2015
FHA Revised Handbook – 4000.1.-effective 9-1-15. What you need to know/which FHA documents you need to read – August 2015
Appraisaltool adjustment software-easy to use, date is from your comps – July 2015
Redstone regression software – will it work for your appraisals? – June 2015
What’s Up with FHA’s New Manual 4000.1? More Scope Creep? – June 2015
(Late) New Year’s Resolution – exercise while driving!! – February 2015
Survey of appraiser fees, appraisals per month, liability, turn times, etc. November 2014
Borrower’s common questions and how an appraisers should answer them – October 2014
Free (and low cost) mobile Internet with Freedom-Pap February 2014
Which laser measuring device is best for appraisers? – October 2013
Which tablet is best for appraisers? – October 2013
Subscriber survey results. You spoke, I listened – September 2013
41 Apps for Appraisers – Something for everyone – September 2013
Doug Smith – from hotel manager to appraiser – August 2013
How to provide support for adjustments – June 2013
The best web sites and email lists for appraiser networking, info and help – Aug 2012
Appraisal date transmission finally implemented with UAD – after 20 years! – July 2012
Why I am an appraiser – March 2012
Significant changes since Jan, 2008. Where are we going – Jan 2012
Appraising over 3,000 years ago – October 2011
Appraising – from the Middle Ages to now – October 2011
Are you getting my free weekly email newsletters? – February 2011
Modeling and Geographic Information Solutions – Book Review – January 2011
Connect with other local appraisers for networking and advice on tough appraisals – September 2010
Townsend Appraisals – how hey have adapted to the ups and downs of the residential appraisal business, plus a few candid photos – September 2010
The best ways to communicate with others appraisers on line – August 2010
How to reduce your appraisal stress Don’t let clients “push your button” – June 2010
Survey – How many appraisers to change a light bulb? – April 2010
The Licensed Appraiser Dilemma – Upgrade tips – March 2010
Yesterday, today and tomorrow – Where are we going? – February. 2010
Exercising while driving – January 2010
Top Do’s and Don’ts for appraiser’ computer systems – December 2009
Why I am an appraiser – August 2009
Automate your MC data research with Total Solutions 1004MC – Software Review – April 2009
Appraising over 3,000 years ago – March 2009
Appraising – from the Middle Ages to now – March 2009

Appraisal Today Newsletter- Index of past issues