Newz: 12 Days of Appraiser Christmas,
Q4 2025 Fannie Mae Appraiser Update –AMC Risk, UAD 3.6
December 19, 2025
What’s in This Newsletter (In Order, Scroll Down)
- LIA AD: A Family Feud and Intended Use
- Q4 2025 Fannie Mae Appraiser Update – AMC risk, UAD 3.6
- 12 Days of Appraiser Christmas
- Santa’s House is Back on Zillow with a Bold New Holiday Look
- Highest and Best—and the Highest Value By Richard Hagar
- AQB Proposed Changes in New Appraiser Requirements
- MBA: Mortgage applications decreased 3.8 percent from one week earlier
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Q4 2025 Fannie Mae Appraiser Update
As the year wraps up, we’re focused on what matters most to your success: clarity, consistency, and confidence in every appraisal. This edition gives you practical insights to stay ahead:
- Several deep-dive articles on Uniform Appraisal Dataset (UAD) 3.6, focused on condition/quality ratings, the inspection component of Scope of Work, disaster mitigation, energy efficiency, and training and resources;
- Why time adjustments matter—and how to apply them effectively; and
- Our approach to managing Appraiser Management Company (AMC) risk for stronger compliance and reliability. Excerpts: In Jul. 2025, Fannie Mae began sending letters to AMCs detailing appraisal quality issues identified through Fannie Mae loan quality reviews completed in 2024. Each letter contains a comprehensive list of the issues identified for appraisals associated with that AMC.
To read more, Click Here
My comments: Worth reading. First time I have ever seen comments on AMCs. Good to see that GSEs are looking at AMCs.
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12 Days of Appraiser Christmas
NOTE on video: Click on image and it opens in Youtube.
Very funny!! 3.5 minute video
Sample appraisal requests:
On the fourth day of Christmas my best client sent to me falling
Shacks, three field reviews, two double wides, and a drive by single family.
On the tenth day of Christmas, my best client sent to me 10 tax appeals and eight Mega Mansions.
Singer in this video is comedian David Cassel as the Ukulele Bandito http://www.theukulelebandito.com / (he is not a Portland appraiser, but he is funny)
Many thanks to Gary F. Kristensen, SRA, ASA, AGA at A Quality Appraisals in Portland, Oregon.
My comment: I love this FUN video ;>